tag:blogger.com,1999:blog-15316951055307479592024-03-27T16:53:43.210-07:00Legal Illuminations of Akintunde EsanLegal Articles and Legal Illuminations of Akintunde Esan (the Legal Adviser Online)
Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.comBlogger148125tag:blogger.com,1999:blog-1531695105530747959.post-72862196199712157622024-02-16T06:30:00.000-08:002024-02-16T06:51:39.328-08:00SEVENTY ISSUES YOU WILL OR MAY NEED A LAWYER FOR IN NIGERIA<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span style="font-size: medium;"><span face="Calibri, "sans-serif"">This edition
of the </span><b style="font-family: Calibri, "sans-serif";">Legal Illumination</b><span face="Calibri, "sans-serif""> of </span><b style="font-family: Calibri, "sans-serif";">Akintunde Esan </b><span face="Calibri, "sans-serif"">known as the </span><b style="font-family: Calibri, "sans-serif";">Legal
Adviser Online</b><span face="Calibri, "sans-serif""> is focused on the issues you will or may need </span><b style="font-family: Calibri, "sans-serif";">legal
advice, legal documentation </b><span face="Calibri, "sans-serif"">or</span><b style="font-family: Calibri, "sans-serif";"> legal representation</b><span face="Calibri, "sans-serif""> in Nigeria.</span></span></p>
<p class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span face="Calibri, "sans-serif"" lang="EN-GB" style="line-height: 115%;"><span style="font-size: medium;">As a <b>Legal
Practitioner </b>and<b> Chartered Mediator</b> of two decades<b> </b>of active
and versatile legal practice experience and a digital legal services provider in
Nigeria, I can authoritatively say that - be you an individual or a company or an
organisation, an entrepreneur, a married person, a father or a mother, next of
kin, a property owner or land lord or a tenant, an investor, a creditor or a
debtor, a director or a shareholder, a contractor, a professional, an artisan, a
content creator, an artiste, a politician, a service provider or a service
receiver, an employer or an employee, a trustee, a benefactor or a beneficiary,
a land vendor or a land purchaser or
anything or person that has legal rights in Nigeria - you will need <b>LEGAL ADVICE </b>or<b> LEGAL DOCUMENTATION </b>or<b>
LEGAL REPRESENTATION</b> <b>one time or the other in your life time</b> for at
least one of the <b>seventy (70)</b> issues listed below:</span></span><span face=""Calibri","sans-serif"" lang="EN-GB" style="font-size: 14pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"> <b><o:p></o:p></b></span></p>
<p class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 0cm; margin-top: 0cm; margin: 0cm 0cm 0cm 1cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -1cm; text-justify: inter-ideograph;"></p><ol><li><b style="text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Judicial declaration or affirmation
of legal rights.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Judicial interpretation of legal documents, agreements,
deeds, Wills.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Nullification of a Will.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Nullify of an appointment or
nomination</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Divorce or dissolution of marriage</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Application for</span></b><b style="mso-bidi-font-weight: normal; text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";"> Wife maintenance</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Application for Child Custody</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Application for Child
Maintenance </span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Application for Child Adoption </span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Payment of entitlement.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Judicial order of reinstatement</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Nullification of report of Panel of
Enquiry.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">To compel the performance of a
statutory or contractual or customary duty.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Order of interlocutory and perpetual
injunction to restrain the continuous infringement of constitutional, statutory,
customary and contractual rights.</span></b></li><li><b style="mso-bidi-font-weight: normal; text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB">Redress for breach of
contracts, agreements, deeds, debentures, mortgages, powers of attorney, and
memorandum of understanding.</span></b></li><li><b style="mso-bidi-font-weight: normal; text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB">Recovery</span></b><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";"> of outstanding loans from debtors.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Recovery of debts for services
provided and goods supplied.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Recovery of land and property from
trespassers.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Redress for infringement of
copyright, trademark and patent.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Redress for infringement of constitutional,
statutory, customary and contractual rights.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Enforcement of constitutional,
statutory and customary rights.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Performance of a contract.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Quality of service delivery.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Redress for defamation of character.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Redress for defamation of products
or services.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Claim for compensation for personal
injuries, damage to property and monetary loss and loss of property.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Landlord and tenant related legal
issues and disputes.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Arrears of rent.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Legal and Regulatory Compliance
for Companies.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Registration with Government
Agencies e.g. C.A.C, NAFDAC, NOTAP, etc.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Business or Company restructuring.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Incorporation and registration
of various business undertakings and entities.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Application and procurement of
permits, licenses and approvals required for doing business in Nigeria.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Filing of returns at the
Corporate Affairs Commission.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Trade mark and patent registration.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Due diligence and intelligence
report on properties, companies and individuals.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Secretarial duties such taking of
minutes of corporate meetings, drafting of resolutions, notice and agenda of
meetings.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Negotiating of contract agreements
and legal documents covering commercial transactions or property.</span></b></li><li><span style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";"><b>Drafting of contract agreements and
legal documents covering commercial transactions or property</b>.</span></span></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Reviewing of agreements, legal,
contractual, land and security documents.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Legal risk consulting or Legal
risk auditing.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Personal or corporate Legal Adviser.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Perfection of legal, contractual,
land and security documents.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Transactional disputes</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Equity Investment.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Debt Financing.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Winding Up of Companies.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Receivership.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Project Financing.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Capital Market Transactions.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Mergers and Acquisitions.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Multi-Party Commercial Transactions.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Joint Venture Projects.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Oil and Gas Transactions.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Maritime Transactions.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Aviation related disputes.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Banking related disputes.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Insurance Claims.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Acquisition and disposal of
properties.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Recovery of premises & property
management.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Land Documentation.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Land Registration.</span></b></li><li><b style="mso-bidi-font-weight: normal; text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Deed of Assignments, Deed of Gifts, Vesting Deed, Deed of Lease,
etc.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Drafting and the r</span></b><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">eviewing of a Will.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Application for letter of
administration and probate.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Tax related disputes</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Inheritance claims and counter claims.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Succession plan, strategy, claims
and disputes.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: Calibri;"><span style="mso-list: Ignore;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size: 7pt; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"> </span></span></span></b><!--[endif]--><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Drafting and reviewing of Contract
of employment and employer and employee disputes.</span></b></li><li><b style="text-align: justify; text-indent: -1cm;"><span face=""Calibri","sans-serif"" lang="EN-GB" style="mso-fareast-font-family: "Times New Roman";">Negligence of duty</span></b></li></ol>
<p class="MsoListParagraphCxSpLast" style="text-align: justify; text-justify: inter-ideograph;"><span face="Calibri, "sans-serif"">Please take note that, the
services you may need a Lawyer for are not limited to the services listed above
and you can contact</span><b style="font-family: Calibri, "sans-serif";"> Akintunde Esan (The Legal Adviser Online) </b><span face="Calibri, "sans-serif"">for
further legal illumination on </span><b style="font-family: Calibri, "sans-serif";">legal advice, legal documentation </b><span face="Calibri, "sans-serif"">and</span><b style="font-family: Calibri, "sans-serif";">
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<!--[endif]--><b><o:p></o:p></b><p></p>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-22498605609244313182023-09-10T13:53:00.002-07:002023-09-18T13:07:54.272-07:00GROUNDS FOR GRANTING DIVORCE IN COURT IN NIGERIA <div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><b style="font-family: sans-serif; text-align: justify;"><span>You can also click the links below to view:</span></b></div></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both;"><div class="MsoNormal" style="font-family: sans-serif; text-align: justify;"><ul><li><span style="font-size: xx-small;"><b><span style="color: red;"><a href="http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html " target="_blank">CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</a></span></b><span style="text-align: left;"> </span> </span></li></ul></div></div></div></blockquote><blockquote style="border: none; 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text-align: center;"><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><b><span style="color: red;">GROUNDS FOR GRANTING DIVORCE </span></b></div><div class="separator" style="clear: both;"><b><span style="color: red;">IN COURT IN NIGERIA </span></b></div><div class="separator" style="clear: both;"><br /></div><div class="separator" style="clear: both;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPxZAF0vZ1NytLkPptDPi4SKua0ckORd8W0kQvbWtejXfiY0OwKcGELw2h7VUYJTGcHhc9GLG8smN74_x20A8ROG1ztTkth2cttClZq76Irx7cY2R3lMmFx0XxFjKkeFLPsOsRSBGODfs/s1600/IMG_ORG_1597579515102.jpeg"><img alt="" border="0" data-original-height="253" data-original-width="625" height="80" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPxZAF0vZ1NytLkPptDPi4SKua0ckORd8W0kQvbWtejXfiY0OwKcGELw2h7VUYJTGcHhc9GLG8smN74_x20A8ROG1ztTkth2cttClZq76Irx7cY2R3lMmFx0XxFjKkeFLPsOsRSBGODfs/s1600/IMG_ORG_1597579515102.jpeg" width="200" /></a></div></div><br />
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<b style="text-align: center;"> </b><b style="font-family: sans-serif; font-size: 15.13px; line-height: 1.15; text-align: center;"> <span style="color: red;">A. Introduction</span> </b></div>
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<span style="font-size: 15.13px;">Divorce is the legal dissolution of a marriage and there are different perspectives to the grounds for dissolving a marriage such as the religious, cultural, jurisprudential, sociological, statutory, trendy, mystical and pragmatic perspectives. Take for instance in the Christian faith, adultery is the only recognised ground for divorce.</span></div>
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This edition of<b><span color="rgb(32 , 18 , 77)"><span style="background-color: yellow;"> Akintunde Esan's legal illumination</span></span> </b>is focusing on the legal grounds for getting a divorce in Nigeria as provided in the <b>Matrimonial Causes Act</b>, which is the Law regulating the grounds for the filing and processing of a divorce in Nigeria. </div>
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<b><span style="color: red;">B. Grounds for Divorce of a Customary Marriage</span></b><br />
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In Nigeria, couples have the choice of having a customary marriage or a statutory marriage. A customary marriage is a marriage contracted under the native law and custom of an ethnic community in Nigeria. A statutory marriage is a marriage contracted under the <b>Marriage Act</b>. </div>
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<b></b>There are no codified grounds for divorce under native laws in Nigeria, thus, a customary or traditional marriage can be divorced or dissolved on arbitrary grounds. </div>
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<span style="font-size: 13.4657px; line-height: 15.4856px;">The only authority in Nigeria that has the jurisdiction (power) to grant a divorce of a statutory marriage is the High Court, while the Customary Court has the jurisdiction to grant the divorce of a traditional or customary marriage.</span></div>
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<b><span style="color: red;"><br />C. The Eight (8) Grounds for the Dissolution of a Statutory Marriage in Nigeria</span></b><br />
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By virtue of Section 15(1) of Matrimonial Causes Act, the High Court has the jurisdiction to make an order dissolving a statutory marriage only on the <u><b>general </b></u><b><u>ground</u></b> that, the marriage has <b><span style="color: red;">broken down irretrievably.</span></b><br />
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However, the High Court in coming to the conclusion whether a marriage has broken irretrievably is required to take into consideration the occurrence of one or more of the specific <span style="color: red;"><b>eight (8) grounds </b></span>set out in sub-section (a) to (h) of Section 15 (2) of the Act. If the spouse seeking the divorce can prove the occurrence of one or more of these grounds, the High Court will have no choice than to grant the prayer for divorce or dissolution of his or her statutory marriage, as this implies that, the marriage has<span style="color: red;"><b> broken down irretrievably</b></span> in law. <b><br /> </b><br />
In divorce case between <b>LT. Col. Shehu Ibrahim (Rtd) v. Mercy Ibrahim (2006) LPELR-7670(CA) Ariwoola, J.C.A at P. 24, paras. C-G, </b><i>illuminated on the issue of ground and grounds for divorce as follows: </i><br />
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<b><span style="color: red;">"The learned counsel contended that there is only one ground for the dissolution of marriage in our law. This with respect may not be totally correct, to say the least, as there are <u>several grounds</u> which the Matrimonial Causes Act refer to as <u>"facts"</u>. (See; Sections 15(2) and 16(1), Matrimonial Causes Act. </span></b> </blockquote>
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<b><span style="color: red;">However, in Nigeria, a Court cannot dissolve a marriage or declare a marriage to have broken down unless<u> one of the facts listed in Section 15(2) is established by the petitioner</u>, even though it appears the marriage has broken down irretrievably." </span></b></blockquote>
An occurrence of any of the following <b><span style="color: red;">eight grounds or situations or facts</span></b> in the eyes of the Matrimonial Causes Act is a conclusive proof that, a marriage has broken down irretrievably or generally and therefore ripe for divorce or dissolution:<b></b><br />
<b><br /><span style="color: red;">Ground 1: Denial of Sexual Intercourse </span></b><br />
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<b>This is where a spouse has willfully and persistently refused to have sexual intercourse with an aggrieved spouse. Section 15(2)(a). </b><br />
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<b><span style="color: red;">Ground 2: Adultery and Intolerable Behaviours</span></b><br />
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<b>This where a spouse has committed adultery and the offended spouse find it intolerable to live with the offending spouse. Section 15(2)(b). </b><br />
<b><br /><span style="color: red;">Ground 3: Unreasonable Behaviours</span></b><br />
<b><br />This where a spouse behaves in such a way that the aggrieved spouse cannot reasonably be expected to live with such a spouse. Section 15(2)(c).</b></div>
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<b>Section 16(1) set out the behaviors that can be said to be the ones that, a person cannot be reasonably expected to live with to include: </b><br />
<b><br />a) Commission of sexual offences such as: committed rape, sodomy, or bestiality. </b><br />
<b><br />b) Habitual drunkenness or drug addiction: for a period of not less than two years. </b><br />
<b><br />c) Frequent convictions and imprisonment for crime. </b><br />
<b><br />d) Habitually leaving a spouse without reasonable means of Support. </b><br />
<b><br />e) Attempt to murder and assault spouse. </b><br />
<b><br />f) Habitual and willful failure to provide court ordered or agreed support for two years. </b><br />
<b><br />g) Insanity and unsoundness of mind </b><br />
<b><br /><span style="color: red;">Ground 4: Abandoning of Spouse</span></b><br />
<b><br />Where a spouse has abandoned or deserted the other spouse for a continuous period of at least one year . </b><br />
<b><span style="color: red;"><br />a) The types of desertion: </span></b><br />
<b><span style="color: red;"></span><br /><span style="color: red;">i. Simple Desertion: </span>the guilty spouse abandons the matrimonial home. </b><br />
<b><br /><span style="color: red;">ii. Constructive Desertion:</span> The spouse who is in desertion is the spouse who by his or her conduct expels the other spouse and remains at home. </b><br />
<b><br /><span style="color: red;">b) The elements of desertion: </span></b><br />
<b><br />i. Physical separation or defacto separation: This implies bringing co-habitation to an end by severing marital obligations; or </b><br />
<b><br />ii. Intention to remain permanently separate or animus deserendi </b><br />
<b><br />iii. Absence of the spouse’s consent. </b><br />
<b><br />iv. Absence of any justification: There will be no desertion if the spouse who has withdrawn from cohabitation has a good reason for doing so. </b><br />
<b><span style="color: red;"><span style="background-color: white;"></span></span><br /><span style="color: red;">Ground 5: Living Apart for Two (2) Years</span></b><br />
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<b>Where the parties to a marriage have lived apart for a continuous period of at least two years and one of the parties does not object to the marriage being dissolved. </b><br />
<b><br /><span style="color: red;">Ground 6: Living Apart for Three (3) Years</span></b><br />
<b><br />However, where the parties to a marriage have lived apart for a continuous period of at least three years, the consent of the other party is not required before such a marriage can be dissolved. Section 15(2)(e) and (f). </b><br />
<b><br />References to the parties to a marriage living with each other shall be construed as references to their living with each other in the same household. </b><br />
<b><br /><span style="color: red;">Ground 7: Disobedience to Order of Restitution of Conjugal Rights </span></b><br />
<b><br />Where a spouse for a period of not less than one year, failed to comply with a court order of restitution of conjugal rights. </b><br />
<b><br /><span style="color: red;">Ground 8: Spouse is missing for Seven (7) Years</span></b><br />
<b><br />Where a spouse is missing for such a long time or seven year in such circumstances as to provide reasonable ground for presume he or she is dead or has no reason to believe that the spouse is alive. </b></div>
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<span face="sans-serif" style="font-size: 15.13px;">If the spouse seeking for divorce can prove the occurrence of one or more of these eight grounds mentioned above, the High Court will have no choice than to grant the prayer for divorce or dissolution of his or her statutory marriage, as this implies that, the marriage has</span><span face="sans-serif" style="color: red; font-size: 15.13px;"><span style="font-weight: bolder;"> broken down irretrievably</span></span><span face="sans-serif" style="font-size: 15.13px;"> in law. </span></div>
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<b><span style="color: red;">D. Conclusion</span></b><br />
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<span face="sans-serif" style="font-size: 15.13px; font-weight: bolder;">No reasonable man or woman will or would want to divorce his or her spouse, but human nature makes frictions inevitable and some frictions may degenerate or metamorphose into irreconcilable differences that make divorce not just inevitable but reasonable.</span></div>
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<b style="font-size: 15.13px;"></b>There are times when divorce is not a reasonable option considering your children, what you have mutually invested in the marriage and the signs that reconciliation is possible. However, when your marriage becomes injurious or poisonous to your children/child, health, life and destiny and it appears divorce is the only reasonable option.<br />
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There has been an increase in the reported cases of spouses killing each other in the news these days in Nigeria. These are times when divorce is becoming a reasonable option, considering the fact that “a living dog is better than a dead lion”.<br />
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Lawyers are undertakers of dead marriages, not ruling out the fact that, some dead marriages do resurrect like the dead body of Lazarus or the prophetic dry bones putting on flesh and rising again. However, marital resurrection is a miracle that happens by choice and not by chance.<br />
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If you are in a dilemma on divorce think about the finding of a study at the University of Harvard, which observed that, all the members of family suffering from a high level of conflict, for example where there is persistent abuse or alcoholism, benefit from divorce. However, those marriages with low level of conflict gain more by staying together, and the harm to the children is less than that caused by divorce.<br />
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<b></b><span style="color: red;"><b>CALL or CHAT with me if you need someone to confide in on your dilemma.</b></span></div>
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<span style="color: red;"><b><br /></b></span></div>
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<span style="color: red;"><b>You can also CALL or CHAT with me for further legal illumination on resolving or seeking for a divorce.</b></span></div>
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<span color="rgb(32 , 18 , 77)"><span color="rgb(76 , 17 , 48)"><span style="background-color: yellow;"><span style="color: red;"><b>Written by Akintunde Esan, Managing Partner/Principal Consultant @ Ase Olodumare Chambers Law Firm, Lagos Nigeria.</b></span></span></span></span></div>
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<span color="rgb(32 , 18 , 77)"><span color="rgb(76 , 17 , 48)"><span style="background-color: yellow;"><span style="color: red;"><b><br /></b></span></span></span></span></div><div align="justify" style="text-align: justify;"><span style="font-size: 13.3333px; text-align: center;"><font color="#7030a0" face="Arial Black, sans-serif"><b>GROUNDS FOR GRANTING DIVORCE IN NIGERIA is a </b></font></span><b style="background-color: yellow; color: #7030a0; font-family: "Arial Black", sans-serif; font-size: 13.3333px;">legal illumination of AKINTUNDE ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner & Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal Practitioners/Consultants & Chartered Mediators)</b><font color="#cc0000" face="sans-serif" style="font-family: sans-serif; font-size: 17px;"><b><br /></b></font></div><div align="justify" style="font-family: sans-serif; font-size: 15.13px;"><span color="rgb(32 , 18 , 77)"><span color="rgb(76 , 17 , 48)"><span style="background-color: yellow;"><span style="color: red;"><b><br /></b></span></span></span></span></div>
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<span style="color: red; font-size: 15.13px;"><b>Also click to view:</b></span><br />
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<b><span style="font-size: 12pt;"><a href="https://akintundeesan.blogspot.com.ng/search?q=child+custody"><span style="color: blue;">CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</span></a></span></b></div>
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<b style="color: red; font-size: 17px; text-align: center;">NOTICE ! NOTICE !! NOTICE !!!</b></div>
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<b><span style="font-family: "garamond" , serif; font-size: 14pt;">You also advised to try <a href="http://www.aseolodumarechambers.com/" target="_blank"><span style="background-color: yellow;"><span style="color: purple;">Ase Olodumare Chambers</span></span> </a><span color="rgb(102 , 0 , 0)">Divorce Mediation</span> if:</span></b></div>
<ul>
<li><span style="font-family: "wingdings"; font-size: 13pt;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal;"></span></span><b><span style="font-family: "garamond" , serif; font-size: 13pt;">you are seeking for an amicable and peaceful separation or divorce.</span></b></li>
</ul>
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<li><span style="font-family: "wingdings"; font-size: 13pt;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal;"></span></span><b><span style="font-family: "garamond" , serif; font-size: 13pt;">you are contemplating filing for divorce or separation in Court.</span></b></li>
</ul>
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<li><span style="font-family: "wingdings"; font-size: 13pt;"><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal;"></span></span><b><span style="font-family: "garamond" , serif; font-size: 13pt;">you are having issues on child custody.</span></b><b><span style="font-family: "garamond" , serif; font-size: 13pt;"> </span></b></li>
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<li><b><span style="font-family: "garamond" , serif; font-size: 13pt;">you are not formally married but are seeking for </span></b><b><span style="font-family: "garamond" , serif; font-size: 13pt;">amicable and peaceful </span></b><b><span style="font-family: "garamond" , serif; font-size: 13pt;">severance of their marital relationships.</span></b></li>
</ul>
<ul>
<li><b><span style="font-family: "garamond" , serif; font-size: 13pt;"><span style="color: red;">For more information on</span> </span></b><b><span style="font-family: "garamond" , serif; font-size: 14pt;"><a href="http://www.aseolodumarechambers.com/" target="_blank"><span style="background-color: yellow;"><span style="color: purple;">Ase Olodumare Chambers</span></span> </a><span color="rgb(102 , 0 , 0)">Divorce Mediation Initiative <span style="color: red;">click on:</span> </span></span></b><span style="color: red;"><b><span style="font-size: 12pt;"><a href="https://akintundeesan.blogspot.com.ng/2017/06/breaking-news-divorce-mediation-in.html?m=0">BREAKING NEWS ! DIVORCE MEDIATION IN NIGERIA </a> </span></b></span></li>
</ul>
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com555, Musa Akor Close, AOshopey Plaza, Allen Avenue, 100281, Ikeja, Nigeria6.6041688999999986 3.3540325000000166-18.917865600000003 -37.954561499999983 32.1262034 44.662626500000016tag:blogger.com,1999:blog-1531695105530747959.post-75392750482013271822023-04-22T11:36:00.000-07:002023-04-22T12:03:35.478-07:00LEGAL ISSUES ON JOINT OWNERSHIP OF PROPERTY BETWEEN HUSBAND AND WIFE IN NIGERIA<p class="MsoNormal" style="text-align: justify;"><span style="font-size: medium;"><span face=""Arial","sans-serif"" style="color: #1f3864; mso-themecolor: accent5; mso-themeshade: 128;">This <b style="mso-bidi-font-weight: normal;">legal illumination</b> of <b style="mso-bidi-font-weight: normal;">Akintunde Esan<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/LEGAL%20ISSUES%20ON%20JOINT%20OWNERSHIP%20OF%20PROPERTY%20BETWEEN%20HUSBAND%20AND%20WIFE%20IN%20NIGERIA.docx#_edn1" name="_ednref1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><b style="mso-bidi-font-weight: normal;"><span face=""Arial","sans-serif"" style="color: #1f3864; line-height: 107%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-themecolor: accent5; mso-themeshade: 128;">[1]</span></b></span><!--[endif]--></span></span></a></b>
known as the <b style="mso-bidi-font-weight: normal;">Legal Adviser Online</b> is
on legal issues about marital property. </span><b style="mso-bidi-font-weight: normal;"><span face=""Arial","sans-serif"" style="color: red;">A marital
property is a property deemed to be jointly owned by a husband and a wife</span></b><span face=""Arial","sans-serif"" style="color: red;"> </span><span face=""Arial","sans-serif"" style="color: #1f3864; mso-themecolor: accent5; mso-themeshade: 128;">which their children or child has the </span><b style="mso-bidi-font-weight: normal;"><span face=""Arial","sans-serif"" style="color: red;">right of inheritance</span></b><span face=""Arial","sans-serif"" style="color: red;"> </span><span face=""Arial","sans-serif"" style="color: #1f3864; mso-themecolor: accent5; mso-themeshade: 128;">over the property as a family
property or parents’ property.</span></span></p>
<p class="MsoNormal" style="text-align: justify;"><span face=""Arial","sans-serif"" style="color: #1f3864; font-size: medium; mso-themecolor: accent5; mso-themeshade: 128;">A matrimonial home is
not necessarily a marital property. In order to ascertain whether a property is
a <b style="mso-bidi-font-weight: normal;">marital property</b> or not, consider
the following <b style="mso-bidi-font-weight: normal;">legal issues</b><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/LEGAL%20ISSUES%20ON%20JOINT%20OWNERSHIP%20OF%20PROPERTY%20BETWEEN%20HUSBAND%20AND%20WIFE%20IN%20NIGERIA.docx#_edn2" name="_ednref2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Arial","sans-serif"" style="color: #1f3864; line-height: 107%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-themecolor: accent5; mso-themeshade: 128;">[2]</span></span><!--[endif]--></span></span></a>
to avoid fighting a lost legal battle on a property:</span></p><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span style="font-size: medium;"><span face="Arial, "sans-serif"" style="text-indent: -0.5in;"><font color="#1f3864">1.</font></span><span face="Arial, "sans-serif"" style="color: #002060; text-indent: -0.5in;">The presumption of joint ownership of property exists between
husband and wife, while <span> </span>the marriage subsists, and that, the party that
survives the other, inherits such property, and has power to administer it, the
way he/she wants, this principle applies especially in statutory law marriages
(or monogamous marriage)</span><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/LEGAL%20ISSUES%20ON%20JOINT%20OWNERSHIP%20OF%20PROPERTY%20BETWEEN%20HUSBAND%20AND%20WIFE%20IN%20NIGERIA.docx#_edn1" name="_ednref1" style="font-family: Arial, "sans-serif"; text-indent: -0.5in;" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="color: #002060; line-height: 107%;">[i]</span></span></span></a></span></p></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span style="font-size: medium;"><span face="Arial, "sans-serif"" style="text-indent: -0.5in;"><span style="color: #002060;">2.</span></span><span face="Arial, "sans-serif"" style="color: #1f3864; text-indent: -0.5in;">Most incidents of
joint ownership of property between husband and wife occur where a husband and wife
contribute to purchase or to develop or to both purchase and develop a
property.</span></span></p></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span face="Arial, "sans-serif"" style="color: #1f3864; font-size: medium; text-indent: -0.5in;">3.The contribution may
be financial or material, but it must be substantial and ascertainable.</span></p></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span style="font-size: medium;"><span face="Arial, "sans-serif"" style="color: #1f3864; text-indent: -0.5in;">4. Unless the spouse or
child claiming contribution under a spouse is able to provide convincing proof
of a direct and substantial contribution to the acquisition of the property,
such spouse or child cannot claim joint ownership. This is particularly so
where the property in question was purchased in </span><b style="text-indent: -0.5in;"><span face=""Arial","sans-serif"" style="color: red;">individual
name</span></b><span face="Arial, "sans-serif"" style="color: red; text-indent: -0.5in;"> </span><span face="Arial, "sans-serif"" style="color: #1f3864; text-indent: -0.5in;">of the husband or wife.</span></span></p></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span style="font-size: medium;"><span face="Arial, "sans-serif"" style="color: #1f3864; text-indent: -0.5in;">5. In some other cases, a
husband may purchase a property in the </span><span face="Arial, "sans-serif"" style="color: red; text-indent: -0.5in;">name of his wife or vice versa</span><span face="Arial, "sans-serif"" style="color: #1f3864; text-indent: -0.5in;">. In such
circumstances, the law would presume an intention to gift the property. This is
called presumption of advancement. Presumption of advancement can be rebutted
by proving that no gift was intended.</span></span></p></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span face="Arial, "sans-serif"" style="color: #1f3864; font-size: medium; text-indent: -0.5in;">6. The mere fact that
your mother was married to your father at the time a property was developed is
not sufficient ground that the property belonged or devolves naturally on you without
extrinsic evidence in support of such claims.</span></p></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><p class="MsoNormal" style="text-align: justify; text-indent: 0px;"><span face="Arial, "sans-serif"" style="color: #1f3864; font-size: medium; text-indent: -0.5in;">7. If you claim that, a
property jointly belongs to your mother and father the burden is on you to provide
evidence of joint financial or material contribution by both of them.</span></p></blockquote>
<p class="MsoNormal" style="margin-bottom: 0in; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">In case you seek for </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: red; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">further legal illumination</span></b><span style="color: red; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"> </span><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">on legal issues on
marital property </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: red; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">in Nigeria</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">,
you can contact Akintunde Esan (The Legal Adviser Online) on phone or WhatsApp
@ </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #385623; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-themecolor: accent6; mso-themeshade: 128;">08073828487</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
or email @ </span></b><a href="mailto:akintundeesan@gmail.com"><b style="mso-bidi-font-weight: normal;"><span style="color: #385623; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-themecolor: accent6; mso-themeshade: 128;">akintundeesan@gmail.com</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-size: 12pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
or @ ASE OLODUMARE CHAMBERS, Oshopey Plaza, 2nd Floor, Left Wing of Front Wing,
No.17/19, Allen Avenue, Ikeja, Lagos State. <o:p></o:p></span></b></p>
<div style="mso-element: endnote-list;"><!--[if !supportEndnotes]--><br clear="all" />
<hr align="left" size="1" width="33%" />
<!--[endif]-->
<div id="edn1" style="mso-element: endnote;">
<p class="MsoEndnoteText"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/LEGAL%20ISSUES%20ON%20JOINT%20OWNERSHIP%20OF%20PROPERTY%20BETWEEN%20HUSBAND%20AND%20WIFE%20IN%20NIGERIA.docx#_ednref1" name="_edn1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 10pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[1]</span></span><!--[endif]--></span></span></a> Akintunde
Esan (known as the legal adviser online) is a Legal Practitioner/Legal
Consultant/Chartered Mediator with two decades of litigation and transactional
legal practice experience. He is the Managing Partner/Principal Consultant @
Ase Olodumare Chambers, a Lagos based litigation, property and transactional
Law Firm.<o:p></o:p></p>
</div>
<div id="edn2" style="mso-element: endnote;">
<p class="MsoEndnoteText"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/LEGAL%20ISSUES%20ON%20JOINT%20OWNERSHIP%20OF%20PROPERTY%20BETWEEN%20HUSBAND%20AND%20WIFE%20IN%20NIGERIA.docx#_ednref2" name="_edn2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 10pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></a> Per
UMAR ,J.C.A in chibuzor & anor v. chibuzor (2018) LPELR-46305(CA)<span style="mso-spacerun: yes;"> </span>(Pp. 27-29 paras. E)<o:p></o:p></p>
</div>
<div id="edn3" style="mso-element: endnote;">
<p class="MsoEndnoteText"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/LEGAL%20ISSUES%20ON%20JOINT%20OWNERSHIP%20OF%20PROPERTY%20BETWEEN%20HUSBAND%20AND%20WIFE%20IN%20NIGERIA.docx#_ednref3" name="_edn3" style="mso-endnote-id: edn3;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 10pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[3]</span></span><!--[endif]--></span></span></a> of
Okere Vs Akaluka (2014) LPELR - 24287 (CA</p>
<p align="center" class="MsoNormal" style="text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 9pt; line-height: 107%; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">© 2023<span style="mso-spacerun: yes;"> </span>Akintunde Esan All Right Reserved<o:p></o:p></span></b></p>
<p class="MsoEndnoteText"><o:p> </o:p></p>
</div>
</div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-56612519034085889122023-04-21T16:36:00.001-07:002023-04-21T16:38:00.123-07:00CONDITIONS FOR THE GRANT OF THE DIVORCE OF A MARRIAGE IN NIGERIA <div><p class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: left;"><span style="font-family: arial;"><span style="color: #002060; text-align: justify;">This <b>legal
Illumination</b> of <b>Akintunde Esan<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/CONDITIONS%20FOR%20THE%20GRANT%20OF%20THE%20DIVORCE%20OF%20A%20MARRIAGE%20IN%20NIGERIA.docx#_edn1" name="_ednref1" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><b><span face=""Calibri","sans-serif"" style="color: #002060; line-height: 107%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">[1]</span></b></span></span></a></b>
known as<b> the Legal Advise Online </b>is
on the conditions for the grant of divorce or dissolution of a statutory marriage
under the statutes regulating how to file for divorce of a statutory marriage in
Nigeria known as the </span><b style="text-align: justify;"><span style="color: #002060; line-height: 107%; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Marriage
Act</span></b><span style="color: #002060; line-height: 107%; text-align: justify;">
and the</span><span style="color: #002060; text-align: justify;"> <b>Matrimonial Causes Act.</b></span></span></p>
<p class="MsoNormal" style="line-height: normal; margin: 0in 4.5pt 0.0001pt 0in; text-align: justify;"><span style="color: #002060; font-family: arial; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"><br /></span></p><p class="MsoNormal" style="line-height: normal; margin: 0in 4.5pt 0.0001pt 0in; text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">A statutory marriage is a
marriage which is contracted in accordance with the procedure provided under the
<b style="mso-bidi-font-weight: normal;">Marriage Act</b> and which can only be
dissolved or annulled in accordance with the procedure prescribed under the </span><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">Matrimonial
Causes Act</span></b><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">.<o:p></o:p></span></span></p>
<p class="MsoNormal" style="line-height: normal; margin: 0in 4.5pt 0.0001pt 0in; text-align: justify;"><span style="color: #002060; font-family: arial; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-hansi-font-family: Calibri;"><o:p> </o:p></span></p><p class="MsoNormal" style="line-height: normal; margin: 0in 4.5pt 0.0001pt 0in; text-align: justify;"><span style="color: #002060; font-family: arial; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">In Nigeria, it is only the
High Court that, has the jurisdiction/authority to dissolve a statutory
marriage which is usually contracted at a Marriage Registry or at a Church or
any Religious Centre licensed to conduct a statutory marriage.<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/CONDITIONS%20FOR%20THE%20GRANT%20OF%20THE%20DIVORCE%20OF%20A%20MARRIAGE%20IN%20NIGERIA.docx#_edn2" name="_ednref2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="color: #002060; line-height: 107%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></a><b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="MsoNormal" style="line-height: normal; margin: 0in 4.5pt 0.0001pt 0in; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-family: arial; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt; mso-hansi-font-family: Calibri;"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="line-height: normal; margin: 0in 4.5pt 0.0001pt 0in; text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">The aggrieved spouse who wants the marriage dissolved is
referred to as the <b style="mso-bidi-font-weight: normal;">Petitioner </b>while
the other spouse is referred to as the <b style="mso-bidi-font-weight: normal;">Respondent.</b>
The Petitioner is required to file a Court process known as the <b style="mso-bidi-font-weight: normal;">Petition for a Decree of Dissolution</b> of
<b style="mso-bidi-font-weight: normal;">Marriage</b> on the ground that the
marriage has </span><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">broken down irretrievably</span><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">.</span></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">The
Court seized of the Petition for a <b style="mso-bidi-font-weight: normal;">Decree
of Dissolution of a Marriage</b> shall adjudge the marriage to have </span><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">broken down irretrievably </span><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">upon
the Petitioner satisfying the High Court of one or more of the following
conditions<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/CONDITIONS%20FOR%20THE%20GRANT%20OF%20THE%20DIVORCE%20OF%20A%20MARRIAGE%20IN%20NIGERIA.docx#_edn3" name="_ednref3" style="mso-endnote-id: edn3;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="color: #002060; line-height: 107%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">[3]</span></span><!--[endif]--></span></span></a>:</span></span></p></div><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; text-align: left;">1.That
the Respondent has willfully and persistently refused to <b>consummate</b> the marriage;</span><span style="text-align: left;"> </span></span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="color: #002060; font-family: arial; text-align: left; text-indent: -0.5in;">2.That
since the marriage the Respondent has committed <b>adultery </b>and the petitioner finds it <b>intolerable to live with</b> the respondent.</span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="text-align: left;">3. That
since the marriage the respondent has </span><b style="color: #002060; text-indent: -0.5in;">behaved
in such a way</b><span style="color: #002060; text-indent: -0.5in;"> that the petitioner cannot </span><b style="color: #002060; text-indent: -0.5in;">reasonably be expected to live with</b><span style="color: #002060; text-indent: -0.5in;">.</span><span style="text-align: left;"> </span></span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; text-indent: -0.5in;">4.That the respondent has </span><b style="color: #002060; text-indent: -0.5in;">deserted the
petitioner</b><span style="color: #002060; text-indent: -0.5in;"> for a continuous period of at least </span><b style="color: #002060; text-indent: -0.5in;">one year</b><span style="color: #002060; text-indent: -0.5in;"> immediately preceding the presentation of the petition;</span></span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; text-indent: -0.5in;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal;"> </span></span><span style="color: #002060; text-indent: -0.5in;">5.That
the parties to the marriage have <b>lived a
part</b> for a continuous period of at least <b>two years</b>, immediately preceding the presentation of the petition
and the respondent does not object to a decree being granted;</span></span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; text-indent: -0.5in;">6. That
the parties to the marriage have </span><b style="color: #002060; text-indent: -0.5in;">lived
apart</b><span style="color: #002060; text-indent: -0.5in;"> for a continuance period of at least </span><b style="color: #002060; text-indent: -0.5in;">three years</b><span style="color: #002060; text-indent: -0.5in;"> immediately preceding the presentation of the petition;</span></span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; text-indent: -0.5in;"><span style="font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-stretch: normal; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variation-settings: normal; line-height: normal;"> </span></span><span style="color: #002060; text-indent: -0.5in;">7. That
the other party to the marriage has, for a period of not less than one year
failed to comply with <b>a decree or
restitution of conjugal rights</b> made under this Act;</span></span></p></div></blockquote><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div><p class="MsoNormal" style="text-align: justify;"><span style="font-family: arial;"><span style="color: #002060; text-indent: -0.5in;">8. That
the other party to the marriage has been </span><b style="color: #002060; text-indent: -0.5in;">absent</b><span style="color: #002060; text-indent: -0.5in;">
from the petitioner for such time and in such circumstances as to provide </span><b style="color: #002060; text-indent: -0.5in;">reasonable grounds for presuming that he or
she is dead</b><span style="color: #002060; text-indent: -0.5in;">.</span></span></p></div></blockquote><div>
<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify;"><span style="font-family: arial;"><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">In
case you seek for </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">further legal illumination</span></b><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"> </span><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">on
the </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">conditions
precedent</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"> for the High Court </span></b><b style="mso-bidi-font-weight: normal;"><u><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">to grant or not to grant</span></u></b><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"> </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: red; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">a decree
for the dissolution of your marriage in Nigeria</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">, you can contact Akintunde Esan
(The Legal Adviser Online) on phone or WhatsApp @ </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #385623; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri; mso-themecolor: accent6; mso-themeshade: 128;">08073828487</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"> or
email @ </span></b><a href="mailto:akintundeesan@gmail.com"><b style="mso-bidi-font-weight: normal;"><span style="color: #385623; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri; mso-themecolor: accent6; mso-themeshade: 128;">akintundeesan@gmail.com</span></b></a></span><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;"><span style="font-family: arial;"> or @
ASE OLODUMARE CHAMBERS, Oshopey Plaza, 2nd Floor, Left Wing of Front Wing,
No.17/19, Allen Avenue, Ikeja, Lagos State. </span><o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="color: #002060; font-size: 1pt; line-height: 107%; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-bidi-font-size: 11.0pt; mso-hansi-font-family: Calibri;"><o:p> </o:p></span></b></p><div style="mso-element: endnote-list;"><!--[if !supportEndnotes]-->
<hr size="1" style="text-align: justify;" width="33%" />
<!--[endif]-->
<div id="edn1" style="mso-element: endnote;">
<p class="MsoEndnoteText" style="text-align: justify;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/CONDITIONS%20FOR%20THE%20GRANT%20OF%20THE%20DIVORCE%20OF%20A%20MARRIAGE%20IN%20NIGERIA.docx#_ednref1" name="_edn1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[1]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt;"> <b style="mso-bidi-font-weight: normal;">Akintunde Esan
(known as the legal adviser online) is a Legal Practitioner/Legal
Consultant/Chartered Mediator with two decades of litigation and transactional
legal practice experience. He is the Managing Partner/Principal Consultant @
Ase Olodumare Chambers, a Lagos based litigation and transactional Law Firm.</b><o:p></o:p></span></p>
</div>
<div id="edn2" style="mso-element: endnote;">
<p class="MsoEndnoteText" style="text-align: justify;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/CONDITIONS%20FOR%20THE%20GRANT%20OF%20THE%20DIVORCE%20OF%20A%20MARRIAGE%20IN%20NIGERIA.docx#_ednref2" name="_edn2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt;"> Section 6 of the Marriage Act<o:p></o:p></span></p>
</div>
<div id="edn3" style="mso-element: endnote;">
<p class="MsoNormal" style="text-align: justify;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LIAE/CONDITIONS%20FOR%20THE%20GRANT%20OF%20THE%20DIVORCE%20OF%20A%20MARRIAGE%20IN%20NIGERIA.docx#_ednref3" name="_edn3" style="mso-endnote-id: edn3;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; line-height: 107%;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[3]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; line-height: 107%;"> </span><span style="font-size: 9pt; line-height: 107%; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">See section 15 (1) and (2) (a) - (h) of the
Matrimonial Causes Act; Per Saulawa, J.C.A in Akinlolu v. Akinlolu (2019)
LPELR-47416(CA), Pp. 25-26 paras. B<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 9pt; line-height: 107%; mso-ascii-font-family: Calibri; mso-bidi-font-family: Calibri; mso-hansi-font-family: Calibri;">© 2023 <span style="mso-spacerun: yes;"> </span>Akintunde Esan All Right Reserved<o:p></o:p></span></b></p>
<p class="MsoEndnoteText" style="text-align: justify;"><o:p> </o:p></p>
</div>
</div><div style="text-align: justify;"><br /></div></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-46668164398874347792021-11-08T11:47:00.002-08:002021-11-08T11:55:04.920-08:00HOW TO FILE A CASE IN COURT IN NIGERIA FROM ABROAD OR OVERSEAS<span style="text-align: justify;">This edition of the </span><b style="text-align: justify;">Legal Illumination of Akintunde Esan</b><span style="text-align: justify;"> is
focused on people living abroad, who are eager or need to file cases in the
Court in Nigeria to sort out issues relating to their business interests,
investments, properties and marriages in Nigeria, but for one reason or the
other they cannot come to Nigeria. Some of these reasons could be personal, medical,
financial, work related, legal issues, visa issues, security, etc.</span><div><p class="MsoNormal" style="text-align: justify;"><o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">Though a
Claimant/Applicant/Petitioner or Defendant/Respondent living abroad can give <b style="mso-bidi-font-weight: normal;">Power of Attorney</b> to another person to
as his or her Attorney<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/HOW%20TO%20FILE%20A%20CASE%20IN%20COURT%20IN%20NIGERIA%20FROM%20ABROAD%20OR%20OVERSEAS.docx#_edn1" name="_ednref1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 11pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[1]</span></span><!--[endif]--></span></span></a>
to <b style="mso-bidi-font-weight: normal;">stand in</b> for him or her and play
the parts that are required to be played by the Claimant/Applicant/Petitioner or
Defendant/Respondent in a case. It should be noted that, there are vital
evidence which would be given by such an Attorney that, if not given directly
by a Claimant or a Respondent in person would amount to hearsay<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/HOW%20TO%20FILE%20A%20CASE%20IN%20COURT%20IN%20NIGERIA%20FROM%20ABROAD%20OR%20OVERSEAS.docx#_edn2" name="_ednref2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 11pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></a>
evidence which may not be admissible in evidence under the Nigerian Law of
Evidence.<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">Thus, there are a lot of Nigerians
and non-Nigerians living abroad who want to seek for justice in the Court in
Nigeria but are constrained by requirement that they have to be present in the Court
to give evidence in person as any evidence given on their behalf by another may
amount to hearsay evidence. This has led to loss of investments, properties,
opportunities to get justice and inability to legally divorce a spouse of a
dead marriage. <o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">In our world of today where any enterprise
that is not digitally driven is outdated, the Nigeria justice system which
cannot afford to lag behind in the provision of digital justice delivery has
made provision for the hearing of cases in Court by virtual hearing which affords
a party or a witness living outside Nigeria to give evidence personally without
coming to Nigeria.<o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">Thus, if you are considering
filing a case in Court in Nigeria or a case has been filed against you in which
you as party or as a vital witness is living outside Nigeria you may not have to
travel down to Nigeria to be physically present in Court to give evidence. Parties
and witnesses can now join the proceedings from the comfort of their homes in
the Country they are residing via virtual hearing or virtual Court proceedings. <o:p></o:p></p><p class="MsoNormal" style="text-align: justify;">In order file a law suit in Nigeria from abroad you need a Lawyer who has been licensed to practice law in Nigeria or called to the Nigerian Bar as a Barrister and Solicitor of the Supreme Court of Nigeria to prepare or at least authenticate your originating Court processes. </p><p class="MsoNormal" style="text-align: justify;">Depending on the type of your originating processes, you would be required to swear to an Affidavit or Witness Statement on Oath before a Commissioner for Oaths in the Court where the originating processes are filed or to be filed. </p><p class="MsoNormal" style="text-align: justify;">Our Law Firm has overcome this challenge for our Client living abroad by filing originating Court processes in Nigeria for a lot of our Clients living outside Nigeria relying on the provision of the law which allows for swearing of Affidavit and Witness Statement on Oath outside Nigeria. </p>
<p class="MsoNormal" style="text-align: justify;">In the <b style="mso-bidi-font-weight: normal;">Lagos State High Court</b> after the filing of originating processes and your case is ripe for trial, an application for virtual hearing has to be
made by your Counsel in Court to the presiding Judge of your case for approval for the
matter to be heard virtually. Upon the grant of the application, the evidence
of the granting of the application will be requested at the <b style="mso-bidi-font-weight: normal;">E-Filing Center</b> of the Court for the registration
for virtual hearing to enable the IT unit set up the necessary logistics. <o:p></o:p></p>
<p class="MsoNormal" style="text-align: justify;">If you a Nigerian or a
non-Nigerian living abroad and you need further legal illumination on how you
can file a case in Court in Nigeria or how you can file your defence in a case
filed against you, you can contact the writer: <b style="mso-bidi-font-weight: normal;">Akintunde Esan</b> known as “<b style="mso-bidi-font-weight: normal;">The
Legal Adviser Online”</b>. The Managing Partner of <b style="mso-bidi-font-weight: normal;">Ase Olodumare Chambers</b>, a digital Law Firm though based in Lagos handles cases for clients across Nigeria.</p><div style="mso-element: endnote-list;">
<hr align="left" size="1" width="33%" />
<!--[endif]-->
<div id="edn1" style="mso-element: endnote;">
<p class="MsoEndnoteText"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/HOW%20TO%20FILE%20A%20CASE%20IN%20COURT%20IN%20NIGERIA%20FROM%20ABROAD%20OR%20OVERSEAS.docx#_ednref1" name="_edn1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="font-size: 8pt;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 8pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[1]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 8pt;"> The use of the word “Attorney” here does not mean a
Lawyer but a person appointed via a Power of Attorney to act on behalf of another
in a transaction or in a matter.<o:p></o:p></span></p>
</div>
<div id="edn2" style="mso-element: endnote;">
<p class="MsoNormal" style="text-align: justify;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/HOW%20TO%20FILE%20A%20CASE%20IN%20COURT%20IN%20NIGERIA%20FROM%20ABROAD%20OR%20OVERSEAS.docx#_ednref2" name="_edn2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="font-size: 8pt; line-height: 107%;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 8pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 8pt; line-height: 107%;"> 37. Hearsay means a statement — (a)
oral or written made otherwise than by a witness in a proceeding; or (b)
contained or recorded in a book, document or any record whatever, proof of
which is not admissible under any provision of this Act, which is tendered in
evidence for the purpose of proving the truth of the matter stated in it. 38.
Hearsay evidence is not admissible except as provided in this Part or by or
under any other provision of this or any other Act. <b style="mso-bidi-font-weight: normal;">Sections 37 and 38 of the Evidence Act, 2011</b><o:p></o:p></span></p>
<p class="MsoEndnoteText"><o:p> </o:p></p>
</div>
</div><br /></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0Oshopey Plaza, Left Wing Lagos NG, 2nd Floor, 17 19 Allen Ave, Allen 104002, Ikeja, Nigeria6.5979003999999994 3.3535661-21.712333436178845 -31.802683899999998 34.908134236178846 38.5098161tag:blogger.com,1999:blog-1531695105530747959.post-38009798481162778592021-09-01T04:25:00.005-07:002021-09-01T05:03:43.804-07:00LEGAL ILLUMINATION ON CHILD AND WIFE MAINTENANCE IN NIGERIA<div><b style="text-align: justify;"><span style="background-attachment: initial; background-clip: initial; background-color: #ffd966; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-font-style: italic; mso-bidi-theme-font: minor-latin;">Introduction</span></b></div><div><p class="MsoNormalCxSpFirst" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
</p><p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><span style="background-color: #ffd966;"><span style="letter-spacing: 0.25pt;">This
edition of the </span><b style="letter-spacing: 0.25pt;">Legal Illumination of
Akintunde Esan</b><span style="letter-spacing: 0.25pt;"> is focused on how to obtain an order of Court to compel a
father refusing to be responsible for his child’s upkeep and school fees to be
responsible by obtaining a maintenance order against such a father. It also
focuses on the circumstances under which a wife can get an order of maintenance
from the Court.</span></span></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><b><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Maintenance
Order</span></b></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;">A maintenance order in this Legal
Illumination is the order of Court compelling:</span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;"><span>a) the father or guardian of a child to
pay certain amount periodically or at once for</span><b> </b><span>the upkeep of the child, this may include the expenses for feeding,
education, accommodation, medical bills and other necessaries.</span><span> </span></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">b) the husband of a woman married under
the Marriage Act to pay certain amount periodically or at once for<b style="mso-bidi-font-weight: normal;"> </b>the upkeep of the woman, this may
include the expenses for feeding, accommodation, medical bills and other
necessaries.</span></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">A
maintenance order is usually made by the Court in a suit for divorce or child
custody or maintenance or the three combined in one suit as a trinity suit. It
should be noted that in a suit where you do not file for all of the three the
Court would only grant what you filed or prayed for as the Court is not known
to grant what is not prayed for except in exceptional cases.</span></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">The Maintenance of a Child</span></b></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">Every child has the right to </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt;">Right to
parental care, protection and maintenance</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt;"> and the child has the right, in
appropriate circumstances, to enforce this right in the Family Court.</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt;"> However,
the right to </span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt;">maintenance by his parents or guardians is subject to the extent of
their means</span><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">.<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn1" name="_ednref1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[1]</span></span><!--[endif]--></span></span></a><o:p></o:p></span></span></p>
<p class="ratio-head" style="text-align: justify;"><span face=""Calibri","sans-serif"" style="background-color: #ffd966; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">In answering the question on whose is the responsibility to pay
for the upkeep or maintenance of a child,<b style="mso-bidi-font-weight: normal;">
Alagoa, J.C.A </b>in <b style="mso-bidi-font-weight: normal;">Tabansi v. Tabansi
(2008)</b> <a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn2" name="_ednref2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></a>
<b style="mso-bidi-font-weight: normal;"><span style="mso-spacerun: yes;"> </span></b>answered
the question as follows:<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
<p class="ratio-head" style="margin-bottom: 5.0pt; margin-left: 1.0in; margin-right: 1.0in; margin-top: 5.0pt; margin: 5pt 1in; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span face=""Calibri","sans-serif"" style="background-color: #ffd966; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">"There
is a plethora of cases on this subject matter especially by the Apex Court. The
education, maintenance and upkeep of a child are serious and sensitive matters
which should not be hamstrung by technicalities. What is best for the child
should be the paramount consideration of the Court. The Petitioner has
submitted that the upkeep of the child is the responsibility of both parents.
At common law it is the responsibility of the man to take care of his
family."<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></b></p>
<p class="ratio-head" style="text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span face=""Calibri","sans-serif"" style="background-color: #ffd966; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">The
Maintenance of a Wife <o:p></o:p></span></b></p>
<p class="ratio-head" style="text-align: justify;"><span face=""Calibri","sans-serif"" style="background-color: #ffd966; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">The wife of a marriage under the Matrimonial Causes Act (M.C.A) is
entitled to claim maintenance in the High Court, if her husband wilfully
neglected to maintain her without filing for divorce or any matrimonial cause.
In essence, a wife may be claimed for maintenance from her husband even if
there is no pending suit for divorce or separation.<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn3" name="_ednref3" style="mso-endnote-id: edn3;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[3]</span></span><!--[endif]--></span></span></a><b style="mso-bidi-font-weight: normal;"> <o:p></o:p></b></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;"><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">The obligation of the husband to maintain his wife is a
discretionary power of the Court to grant<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn4" name="_ednref4" style="mso-endnote-id: edn4;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[4]</span></span><!--[endif]--></span></span></a>.</span><span>It has been held that before a Court makes an order for
maintenance, it must take some factors into consideration. These includes</span><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn5" name="_ednref5" style="mso-endnote-id: edn5;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[5]</span></span><!--[endif]--></span></span></a><span>:</span></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">(a) the parties income; <o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">(b) earning capacity and by implication properties owned by each
party <o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">(c) financial resources; <o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">(d) financial needs and responsibilities;<o:p></o:p></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">(e) standard of life of the parties before the dissolution of
the marriage, their respective ages and the length of time they were husband
and wife. <o:p></o:p></span></p>
<p class="ratio-head" style="text-align: justify;"><span style="background-color: #ffd966;"><span face=""Calibri","sans-serif"" style="mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">In the case of </span><b style="mso-bidi-font-weight: normal;"><span face=""Calibri","sans-serif"" style="mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">Mrs.
Rose Ndibulum Enwezor v. Mr. Christopher Ifeanyi Enwezor</span></b><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn6" name="_ednref6" style="mso-endnote-id: edn6;" title=""><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[6]</span></span><!--[endif]--></span></span></span></a><span face=""Calibri","sans-serif"" style="mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">,<span> </span>the High Court refused to grant Mrs Enwezor an
order of maintenance on the ground that she was on the same salary grade with
her husband and <span>her status or standing in life was/is
parallel to that of the husband</span>. <o:p></o:p></span></span></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Can a Husband claim for
Maintenance from his Wife<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify;"><span style="background-color: #ffd966; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Indeed under the English
jurisdiction, the Courts have a discretion to order wives to pay maintenance to
their husbands especially where a wife is in a better financial position than
the husband. Thus, a husband can successfully petition for divorce and also ask
for maintenance<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn7" name="_ednref7" style="mso-endnote-id: edn7;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[7]</span></span><!--[endif]--></span></span></a>.
This discretion fortunately is not part of the Nigerian Law. In Nigeria, the
husband is supposed to take care of his wife<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_edn8" name="_ednref8" style="mso-endnote-id: edn8;" title=""><span class="MsoEndnoteReference"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[8]</span></span><!--[endif]--></span></span></a>.<o:p></o:p></span></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background-attachment: initial; background-clip: initial; background-color: #ffd966; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-font-style: italic; mso-bidi-theme-font: minor-latin;">Payment
of Maintenance from the Salary or Income of a Father or a Husband</span></b></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><span style="background-attachment: initial; background-clip: initial; background-color: #ffd966; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-font-style: italic; mso-bidi-theme-font: minor-latin;">The law
permits that the upkeep, maintenance, school fees and other necessaries of a
child be deducted from the salary or income of the father or guardian of a
child. A maintenance order can as well be enforced by getting an order of
attachment of the salary of the father or husband who has refused to comply
with the order.</span></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background-attachment: initial; background-clip: initial; background-color: #ffd966; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-font-style: italic; mso-bidi-theme-font: minor-latin;">Conclusion</span></b></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><span style="background-attachment: initial; background-clip: initial; background-color: #ffd966; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-font-style: italic; mso-bidi-theme-font: minor-latin;">I am of the
school of thought that, it is not in the overall interest of a child for a
parent to initiate contempt proceedings that would end in the other parent been
imprisoned in the name of enforcing a maintenance order or judgment. It is
better to explore other statutory options of enforcing such a judgment or order
and the attachment of salary or income is just one of such options.<span style="mso-spacerun: yes;"> </span></span></p>
<p class="MsoNormalCxSpMiddle" style="line-height: normal; margin-bottom: 0in; mso-add-space: auto; text-align: justify;"><span style="background-attachment: initial; background-clip: initial; background-color: #ffd966; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-font-style: italic; mso-bidi-theme-font: minor-latin;">In case you
need <b style="mso-bidi-font-weight: normal;">further legal illumination </b>on
child or wife maintenance or both you may contact Akintunde Esan (the Legal
Adviser Online).</span></p><div style="mso-element: endnote-list;">
<hr align="left" size="1" width="33%" />
<span style="background-color: #ffd966;"><!--[endif]-->
</span><div id="edn1" style="mso-element: endnote;">
<p class="MsoEndnoteText"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref1" name="_edn1" style="mso-endnote-id: edn1;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[1]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
</span><span style="font-size: 9pt; letter-spacing: 0.25pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Section 14 Child’s Right Act</span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></span></p>
</div>
<div id="edn2" style="mso-element: endnote;">
<p class="MsoEndnoteText"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref2" name="_edn2" style="mso-endnote-id: edn2;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[2]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
LPELR-4365(CA) <b style="mso-bidi-font-weight: normal;">(Pp. 20 paras. C)</b><o:p></o:p></span></span></p>
</div>
<div id="edn3" style="mso-element: endnote;">
<p class="MsoEndnoteText"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref3" name="_edn3" style="mso-endnote-id: edn3;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[3]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
Per Ikyegh ,J.C.A (Pp. 30 paras. A) Obajimi v. Obajimi (2011) LPELR-4665(CA)<o:p></o:p></span></span></p>
</div>
<div id="edn4" style="mso-element: endnote;">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref4" name="_edn4" style="mso-endnote-id: edn4;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[4]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
</span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Nanna
v. Nanna (2006) 3 NWLR Pt.966 page 1, Erhahon v. Erhahon (supra) Olu-Ibukun v.
Olu-Ibukun (1974) Supreme Court of Nigeria Judgment. <o:p></o:p></span></span></p>
</div>
<div id="edn5" style="mso-element: endnote;">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref5" name="_edn5" style="mso-endnote-id: edn5;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[5]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
</span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Negbenebor
v. Negbenebon (1971) 1 All NLR page 210, Ibeawuchi.Per Ndukwe-Anyanwu
,JCA (Pp. 17-18, paras. C-A) </span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Okaome v. Okaome & Anor (2016)
LPELR-41460(CA)<span><o:p></o:p></span></span></span></p>
</div>
<div id="edn6" style="mso-element: endnote;">
<p class="ratio-head" style="text-align: justify;"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref6" name="_edn6" style="mso-endnote-id: edn6;" title=""><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US; mso-hansi-theme-font: minor-latin;">[6]</span></span><!--[endif]--></span></span></span></a><span face=""Calibri","sans-serif"" style="font-size: 9pt; mso-ascii-theme-font: minor-latin; mso-bidi-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"> <span>Per Hussein Mukhtar ,JCA (Pp. 22-23, paras.
C-D) </span>Mrs. Rose Ndibulum Enwezor v. Mr. Christopher Ifeanyi Enwezor &
Anor (2012) LPELR-8544(CA)<o:p></o:p></span></span></p>
</div>
<div id="edn7" style="mso-element: endnote;">
<p class="MsoEndnoteText"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref7" name="_edn7" style="mso-endnote-id: edn7;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[7]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
</span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Calderbank
v. Calderbank (1975) 3 WLR page 586.</span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><o:p></o:p></span></span></p>
</div>
<div id="edn8" style="mso-element: endnote;">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966;"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/LEGAL%20ILLUMINATIONS/LEGAL%20ILLUMINATION%20ON%20CHILD%20AND%20WIFE%20MAINTENANCE%20IN%20NIGERIA.docx#_ednref8" name="_edn8" style="mso-endnote-id: edn8;" title=""><span class="MsoEndnoteReference"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-special-character: footnote;"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span face=""Calibri","sans-serif"" style="font-size: 9pt; line-height: 107%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">[8]</span></span><!--[endif]--></span></span></span></a><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">
</span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Per Ndukwe-Anyanwu
,JCA (P. 19, paras. A-C) </span><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Okaome
v. Okaome & Anor (2016) LPELR-41460(CA)</span></span></p><p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><br /></span></p><p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><b>Click to also view: </b><o:p></o:p></span></p><p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="background-color: #ffd966; font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">
</span></p><p class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: justify;"><span style="font-size: 9pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";"><a href="https://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html" style="background-color: #ffd966;"><span style="color: black;">CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</span></a><span style="color: #2c404a;"><o:p></o:p></span></span></p></div></div><p></p></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-77157026332729468662021-05-04T04:17:00.001-07:002021-05-04T04:56:38.062-07:00WHY YOU SHOULD RESPOND TO A DEMAND LETTER OR A BUSINESS LETTER IN NIGERIA <div><b>Introduction</b> </div><div><br></div><div>This edition of <b>Legal Illumination </b>of<b> Akintunde Esan (The Legal Adviser Online) </b>is focused on the legal implications of neglecting to respond to a Demand Letter or a Business Letter. I have seen from my years of practice experience as a Litigation Lawyer, how cases have been won and lost and how opportunities for amicable settlements have been wasted on the footing of neglecting to respond or not responding with the requisite legal intelligence to a Demand Letter or a Business Letter.<br></div><div><span style="font-size: 17px;"><b><br></b></span></div><div><span style="font-size: 17px;"><b>What is a Business Letter?</b></span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">A Business Letter for the purpose of this Legal Illumination is simply the letters dealing with the business relationships between one company or person or parties to another. The contents of Business Letters usually involve issues surrounding the provision of services or supplies to customers or clients.</span></div><div><span style="font-size: 17px;"><b><br></b></span></div><div><span style="font-size: 17px;"><b>What is a Demand Letter ? </b></span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">A Demand Letter could be a Business Letter or any Letter whatsoever demanding for the performance or nonperformance of an outstanding legal obligation and stating its legal ground for making the demand. The legal strategic significance of a Demand Letter is that, a Demand Letter is a prerequisite for filing a lawsuit under some statutes and rules of Court.</span></div><div><span style="font-size: 17px;"><b><br></b></span></div><div><span style="font-size: 17px;"><b>Legal Implications</b></span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">The applicable principle of law to a Business or Demand Letter is that silence in circumstances in which a reply is obviously expected raises irrebutable presumption of admission by conduct or representation. Thus, where a person or company fails to respond to a Business Letter which by its nature requires a response, it will amount to an admission if the person or company does not respond.[1] </span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">Some Business Letters constitute a contract agreement even though no formal contract agreement was signed by the parties in as long as the basic elements of a contract are present in the Business Letters exchanged between the parties.</span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">In many cases, the silence of the defendants on the letter of the plaintiff's lawyer led to presumption of admission of its contents by conduct by the defendant.[2] In the case of <b>Maradun v. Tambuwal[3]</b> it was held that:</span></div><blockquote><span style="font-size: 17px;">"The failure of the defendant to react to the contents of the letter written to him by the plaintiff's lawyer even in his affidavit to disclose intention to defend action on merits coupled with the various documents signed by him and exhibited to the plaintiff's affidavit totally obviated the need for the lower Court to transfer the suit to the general cause list. The silence of the defendant on the letter of the plaintiff's lawyer leads to presumption of admission of its contents by conduct by the defendant.” </span></blockquote><div><span style="font-size: 17px;"><b>Failure to reply to letters demanding payment for work done</b>: In <b>Gwani v. Ebule[4]</b> the Court held that the failure of the Defendant to reply to letters written by the Claimant both personally and through his solicitor demanding payment for the labour he supplied the Defendant constituted an admission of liability by the Defendant and lent credence to the Claimant's side of the case.</span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;"><b>Failure of a debtor to react to a demand letter from a</b> <b>creditor</b>: In In-Time Connection Ltd v Mr Janet Ichie[5], it was held that "where a creditor writes a demand letter which the supposed debtor fails to react to, the silence of the latter leads to presumption of admission of conduct."[6]</span></div><div><span style="font-size: 17px;"> </span></div><div><span style="font-size: 17px;"><b>Failure to react to the figure quoted in a demand letter</b>: In the Registered Trustees Anacowa Motorcycle Owners & Riders Association & Ors v. Nut Endwell Micro Finance Bank Limited [7] held that the failure to react to the figure quoted in the demand letter leads to a presumption of admission by conduct. The Appellants must thus be deemed to have admitted their indebtedness to the Respondent.</span></div><div><span style="font-size: 17px;"> </span></div><div><span style="font-size: 17px;"><b>Conclusion</b></span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">The fact that a Demand Letter is a prerequisite for filing a lawsuit under some statutes and rules of Court makes the receipt or the writing of a Demand Letter an opportunity to explore a pre-litigation amicable settlement, if properly managed. Most times non legal minds may find it difficult to grasp the masked legal implication of the wordings of a Demand Letter phrased by a sound legal mind which most times is a pre-litigation contraption for a successful litigation. </span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">I advise that you let your Lawyer scan your Business Letters before sending them out and as well as scan the ones sent to you. Particularly, any Business Letter or Demand Letter or any letter whatsoever written by a Lawyer to you or your company should be taken seriously and shown to another Lawyer as soon as possible in order to avoid the avoidable pre-litigation legal booby traps usually set up with such letters in anticipation and preparation for litigation. </span></div><div><span style="font-size: 17px;"><br></span></div><div><span style="font-size: 17px;">If you need legal illumination on arising legal issues in a Business Letter sent or received by you or your need legal illumination or legal interpretation or legal advice on a Demand Letter sent to you by a Lawyer or you need to write a Demand Letter to demand for compensation for a legal wrong or to demand for the performance or nonperformance of a legal obligation, you may contact <b>Akintunde Esan (the Legal Adviser Online</b>) for further illumination.</span></div><div>-----‐------‐--------------------------------</div><div>1.See: Per Haruna Simon Tsammani ,JCA (Pp. 53-54, paras. F-B) Ogundimu & Ors v. Akinyemi (2020) LPELR-49681(CA)Enterprise Bank Ltd v. Meens Nigeria Limited</div><div>(2014) LPELR - 23503 (CA); Trade Bank Plc v. Chami (2003) 13 NWLR (pt.336) 158 at 219 - 220 and Vaswani v. Johnson (2000) 11 NWLR (pt.679) 582. See also Zenon Pet & Gas v. Idrisiyya Ltd (2006) 8 NWLR (pt.982) 221.<br></div><div><div><span style="font-size: 17px;">2. See Joe Iga v. Chief Amakiri [1976] 11 SC 1. Gwani v. Ebule 3.[1990] 5 NWLR (Pt.149) 201</span></div><div><span style="font-size: 17px;">4. (2015) LPELR-24443(CA) Per Awotoye ,J.C.A (Pp. 31 paras. A)</span> [1990] 5 NWLR (PT.149) 201</div><div><span style="font-size: 17px;">5. (2008) LPELR - 8772 (CA), per Eko JCA (as he then was) at P.20 Para D-G</span></div><div><span style="font-size: 17px;">6.Per Adefope-Okojie ,J.C.A (Pp. 19-20 Paras. C)Construction Road To House Limited & Anor V. Unity Bank Plc (2017) LPELR-43187(CA)</span></div><div>7.Per Wambai ,J.C.A (Pp. 22-23 paras. E-E) (2018) LPELR-46749(CA)</div></div><div><br></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-11158938966257527102021-03-09T11:35:00.000-08:002021-03-09T11:35:24.703-08:00PRE-ACTION PROTOCOL FOR DEFAMATION<div style="text-align: justify;"><b>A. Introduction</b><br></div><div style="text-align: justify;"><br></div><div style="text-align: justify;"><span style="font-size: 17px;">This edition of the <b>legal illumination </b>of<b> Akintunde Esan </b>known as <b>(the Legal Adviser Online</b>) focuses on the pre-action protocol for defamation as a condition precedent to suing for defamation in Lagos State, Nigeria.</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><b>B. Pre-Action Protocols</b></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">Pre-action protocols explain the conduct and sets out the steps required of parties prior to the commencement of proceedings to which the High Court of Lagos State (Civil Procedure) Rules apply. </span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">They are issued by the Chief Judge of Lagos State and form an integral part of the High Court of Lagos State (Civil Procedure) Rules.</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><b>Order 1 Rule 2 </b>of the <b>High Court of Lagos State (Civil Procedure) Rules 2019</b> defines "<b>Pre-action Protocol</b>" as the pre-litigation steps a Claimant must have taken before filing his or her claim in the Lagos State High Court. The said <b>Order</b> <b>1 Rule 2 </b>puts it thus: </span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><blockquote style="text-align: justify;"><span style="font-size: 17px;"><b>"Pre-Action Protocol” means steps that parties are required to take before initiating proceedings in Court as set out in Form 01 of these Rules.”</b></span></blockquote><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">The pre-action protocol for defamation in Lagos State is set out as follows:</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><b><br></b></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><b>1. Letter of Claim</b></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">1.1. The Claimant must notify the Defendant of his/her claim in writing at the earliest reasonable opportunity.</span></div><div style="text-align: justify;"><span style="font-size: 17px;">1.2 The Letter of Claim must include the following information:-</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">a) name of the Claimant;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">b) sufficient details to identify the publication or broadcast which contained the words complained of;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">c. the words complained of and, if known, the date of publication; where possible, a copy or transcript of the words complained of should be enclosed;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">d) the meaning(s) the claimant attributes to the words complained of;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">e) factual inaccuracies or unsupportable comment within the words complained of; the Claimant should give a sufficient explanation to enable the Defendant appreciate why the words are inaccurate or unsupportable;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">f) the nature of the remedies sought by the Claimant.</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">1.3. Where relevant, the Letter of Claim should also include:-</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">a) any facts or matters which make the Claimant identifiable from the words complained of;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">b) details of any special facts relevant to the interpretation of the words complained of and/or any particular damage caused by the words complained of.</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><b>2. Defendant’s Respondent Letter of Claim</b></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">2.1. The Defendant must provide a full response to the Letter of Claim within 14 days of service. If the Defendant believes that he/she will be unable to respond within 14 days, the Defendant is mandated to notify the Claimant of this inability and to propose a date for the response within seven (7) days of the expiration of the fourteen-day period. The proposed date is subject to an agreement between both parties. In the event that both parties fail to agree, the Defendant shall file its response on or before the end of the 7-day period subsequent to the initial 14 days granted.</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">2.2. The Response must include the following:-</span></div><div style="text-align: justify;"><span style="font-size: 17px;">a. whether or to what extent the Claimant's claim is accepted, whether more information is required or whether it is rejected;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">b. if the claim is accepted in whole or in part, the Defendant should indicate which remedies it is willing to offer;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">c. if more information is required, then the Defendant should specify precisely what information is needed to enable the claim to be dealt with and why;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">d. if the claim is rejected, then the Defendant should explain the reasons why it is rejected, including a sufficient indication of any facts on which the Defendant is likely to rely in support of any substantive defence;</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;">2.3. It is desirable for the Defendant to include in the Response to the Letter of Claim the meaning(s) he/she attributes to the words complained of.</span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><span style="font-size: 17px;"><b>Conclusion</b> </span></div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;">Click the link below to view more on the <b>law of defamation</b> in Nigeria:</div><div style="text-align: justify;"><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><b style="color: rgb(68, 68, 68); font-family: sans-serif; font-size: 19.2px;"><a href="https://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html">ILLUMINATIONS ON THE TORT OF DEFAMATION IN NIGERIA</a></b><span style="font-size: 17px;"><br></span></div><div style="text-align: justify;"><br></div><div style="text-align: justify;"><b style="color: rgb(68, 68, 68); font-family: sans-serif; font-size: 19.2px;"><a href="https://akintundeesan.blogspot.com/2019/10/how-to-tackle-defamatory-contents-on.html">HOW TO TACKLE DEFAMATORY CONTENTS ON SOCIAL MEDIA</a></b><br></div><div style="text-align: justify;"><br></div><div style="text-align: justify;"><span style="font-family: sans-serif;">You can contact </span><b style="font-family: sans-serif;">Akintunde Esan, (the Legal Adviser Online)</b><span style="font-family: sans-serif;"> for further illumination or legal advice on suing for defamation in Nigeria</span><br></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-42640863065056675612020-09-26T09:53:00.000-07:002020-09-26T23:40:36.401-07:00EMPLOYEES’ SHARE COMPENSATION SCHEME IN NIGERIA <div>1.0<span style="white-space: pre;"> </span><b>BACKGROUND</b><br></div><div><br></div><div>1.2<span style="white-space:pre"> </span>This edition of <b>Akintunde Esan's Legal Illumination</b> is on a Company that has a share compensation scheme that is not pronounced desirous of establishing a pronounced <b>Employees’ Share Ownership Plan (ESOP) </b>via an <b>Employees’ Share Ownership Trust (ESOT)</b> to hold the company’s shares in trust for the employees awarded or granted its shares pending a vesting period and subject to vesting conditions.</div><div><br></div><div>1.3<span style="white-space:pre"> </span>The Company is now contemplating on the appropriate <b>Trust Administrator </b>for <b>ESOT</b> and thus considering whether to establish an <b>Employees’ Trustee Scheme</b> or to make use of its <b>Employees’ Cooperative Scheme</b> as the Trust vehicle for holding the Company’s shares in trust for its employees.</div><div><br></div><div><b>2.0</b><span style="white-space:pre"> </span><b>FACTORS TO CONSIDER</b></div><div><br></div><div>2.1<span style="white-space:pre"> </span>The following are the relevant factors to consider before establishing Employees’ Share Ownership Trust via the vehicle of an Employees’ Trustee Scheme or its Employees’ Cooperative Scheme.</div><div><br></div><div>2.2<span style="white-space:pre"> </span><b>Management and Control</b></div><div><br></div><div>2.2.1<span style="white-space:pre"> </span>The Company warehouses various portion of shares by transferring them to the Trustee who becomes the registered owner of the shares on behalf of members of staff of the Company. The ESOT is required to be managed by a corporate Trustee Company or Trust Manager generally appointed by the Company and whose appointment can only be terminated by the Company. Thus, the Trustee Company or another other party to the ESOT will be taking instructions from the Company and not the employees.</div><div><br></div><div>2.2.2<span style="white-space:pre"> </span>The Cooperative Society is owned and controlled by the employees who have equal shares and equal votes, thus, If the ESOT is managed by the Employees’ Cooperative Society, the ESOT will be tacitly be controlled by the employees since the Cooperative Society is owned and managed by the employees.</div><div><br></div><div>2.3<span style="white-space:pre"> </span><b>Taxation</b></div><div><br></div><div>2.3.1<span style="white-space:pre"> </span>The benefit that accrues to an employee under the ESOT is liable to tax, but the Company is not liable to pay any tax as per ESOT, but it is required to compute tax on the difference between the actual price and exercise price and remit to the relevant authorities. Dividend received by a limited liability company from a unit trust scheme is exempted from tax. Dividends received by individual from a unit trust scheme is liable to personal income tax, the Trustee of the scheme will apply withholding tax at 10% on the dividend and remit to the LIRS.</div><div><br></div><div>2.3.2<span style="white-space:pre"> </span>Cooperative Societies enjoy tax exempt status. Though, the income of registered Cooperative Societies is exempted from taxation, however, the benefits that accrue to the employees under the ESOT are liable to tax and to be remitted by the Company.</div><div><br></div><div>2.4<span style="white-space:pre"> </span><b>Cost</b></div><div><br></div><div>2.4.1<span style="white-space:pre"> </span>The ESOT is not ideal for companies with less than 30 employees due to the administrative cost of setting up ESOT. The Company funds the purchase of the shares ESOT. The Trustee Company or Trust Manager or capital market operators will charge the Company for all the services rendered toward the actualization and administration of the ESOT.</div><div><br></div><div>2.4.2<span style="white-space:pre"> </span>A Cooperative Share Scheme would be less expensive, due to lower set up and on-going administration costs. The administrative cost of managing the ESOT will ordinarily be on the Society since it is managing it for the benefit of its members. </div><div><br></div><div>2.5<span style="white-space:pre"> </span><b>Legality</b></div><div><br></div><div>2.5.1<span style="white-space:pre"> </span>The ESOT Trustee will issue a unit or certificate evidencing the employees’ right or interest in the ESOT. The use of such structure has legal complications and requirement making it fall within the definition of Unit Trust Scheme.</div><div><br></div><div>2.5.2<span style="white-space:pre"> </span>No legal personality can perform any act or enter into any agreement or transaction for the purpose of administering a Unit Trust Scheme, unless such person is:</div><div><br></div><div>a.<span style="white-space:pre"> </span>incorporated under CAMA; and </div><div><br></div><div>b.<span style="white-space:pre"> </span>registered as a fund or portfolio manager by the Security Exchange Commission (SEC). </div><div><br></div><div>2.5.3<span style="white-space:pre"> </span>Section 315 of the Investment and Securities Act (I.S.A.) defines "capital market operator" as any person, individual or corporate, duly registered by SEC to perform specific functions in the capital market.</div><div><br></div><div>2.5.4<span style="white-space:pre"> </span>The Managers, Trustees or Custodians of an Employee Share Ownership Trust or Unit Trust Scheme are statutorily recognized as capital market operators, thus, must be body corporate incorporated under the Companies and Allied Matters Act (CAMA) and licensed by the Securities and Exchange Commission (SEC) in order to legally operate as such.</div><div><br></div><div>2.6<span style="white-space:pre"> </span><b>CONCLUSION </b></div><div><br></div><div>2.6.1<span style="white-space:pre"> </span>The ESOT can only be managed by a Trustee Manager incorporated under CAMA and licensed by the SEC. The legal implication of this is that while an ESOT can be legally operated as a Unit Trust Scheme under the I.S.A., the Employees’ Cooperative Scheme cannot be used as a legal vehicle for ESOP or ESOT of the Company on the grounds that a Cooperative Society:</div><div><br></div><div>•<span style="white-space:pre"> </span>is not a body corporate incorporated under the CAMA</div><div> </div><div>•<span style="white-space:pre"> </span>is not statutorily recognized as a corporate capital market operator under I.S.A.</div><div><br></div><div>•<span style="white-space:pre"> </span>lacks the corporate qualification and professional competence to operate as capital market operator or act as a Fund Manager, Trustee or Custodian of a Unit Trust Scheme under the I.S.A. See S.38 (1) I.S.A.</div><div><br></div><div>•<span style="white-space:pre"> </span>is not licensed by the SEC to operate as a Manager, Trustee or Custodian of an Employee Share Ownership Trust or Unit Trust Scheme; and</div><div><br></div><div>•<span style="white-space:pre"> </span>SEC lacks the regulatory authority over the activities of Cooperative Societies scheme. </div><div><br></div><div>2.6.2<span style="white-space:pre"> </span>Any advantage that using Employees’ Cooperative Scheme for ESOT may have is of no consequence on the ground that, there is no statutory or legal frame for using it as a Unit Trust Scheme under the Investment and Securities Act.</div><div><br></div><div>You may consult with <b>Akintunde Esan (the Legal Adviser Online)</b> for further <b>legal illumination</b> on Employee's Share Compensation Scheme in Nigeria.</div><div><br></div><div><b style="font-family: sans-serif; font-size: medium; text-align: justify;"><span style="background: yellow; color: rgb(112, 48, 160); font-family: "Arial Black", sans-serif; font-size: 10pt; line-height: 12.2667px; margin: 0px;">EMPLOYEE'S SHARE COMENSATION SCHEME IN NIGERIA is a legal illumination of AKINTUNDE ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner & Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal Practitioners/Consultants & Chartered Mediators)</span></b><br></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com2Ase Olodumare Chambers, Oshopey Plaza, Left Wing, 2nd Floor No.17, 19 Allen Ave, Allen 100281, Ikeja, Nigeria6.5986805 3.3533167-7.7618889699925191 -31.802935982209 20.95924996999252 38.509569382209tag:blogger.com,1999:blog-1531695105530747959.post-64352122053448632082020-07-30T16:47:00.001-07:002020-07-30T16:49:35.221-07:00Court declares 25 Percent Lump Sum Payment to Retiree above 50yrs by Pension Administrator Unlawful<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSLVEyytxMbmTj3fzrXDs7EdS4CyNMRVopCNOUHILDZivEBKPZN1G0Gk2Cp_ghHeI4dQO4tlvV-tklNcqKwwc_AhduMT09Y-N5YTZ2cP_w-NuE1L1Vs7EywePCFUaYHSntcOHWeAjeO8o/s1600/IMG_ORG_1596152831969.jpeg" imageanchor="1"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSLVEyytxMbmTj3fzrXDs7EdS4CyNMRVopCNOUHILDZivEBKPZN1G0Gk2Cp_ghHeI4dQO4tlvV-tklNcqKwwc_AhduMT09Y-N5YTZ2cP_w-NuE1L1Vs7EywePCFUaYHSntcOHWeAjeO8o/s1600/IMG_ORG_1596152831969.jpeg" alt="" width="720" height="801" data-original-width="720" data-original-height="801"></a></div><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255); text-align: center;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><br></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255); text-align: center;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-weight: inherit; font-stretch: inherit; line-height: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">IN THE NATIONAL INDUSTRIAL COURT OF NIGERIA</span></span><br></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255); text-align: center;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">IN THE ABUJA JUDICIAL DIVISION</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255); text-align: center;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">HOLDEN IN ABUJA</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">BEFORE HIS LORDSHIP: HON. JUSTICE O.O. OYEWUMI</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"> </span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">DATED: 18<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">TH</sup> OF MAY, 2020 SUIT NO.: NICN/ABJ/218/2018</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">BETWEEN:</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">MAROOF ABDUL GIWA ……. CLAIMANT</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">AND</span></span></p><ol style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">ARM PENSION MANAGERS (PFA) LTD…. DEFENDANTS</span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">NATIONAL PENSIONS COMMISSION</span></span></li></ol><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"> 1.</span></span><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;">REPRESENTATIONS:</span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Joshua O. Fashola with him Gbenga Adesina for the claimant. </span></span><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;">Abdulraheem for the 1</span><sup style="font-family: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; margin: 0px; padding: 0px; border: 0px; font-stretch: inherit; font-size: 9.55px; line-height: inherit;">st</sup><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;">defendant </span><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;">E.O Awa with him C.C Odega for the 2</span><sup style="font-family: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; margin: 0px; padding: 0px; border: 0px; font-stretch: inherit; font-size: 9.55px; line-height: inherit;">nd</sup><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;"> defendant.</span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;">JUDGMENT</span></p><ol style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The claimant by a General Form of Complaint dated 29<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of July, 2019 and subsequently amended on the 14<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> November, 2019, filed against the defendants claiming the following reliefs.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">A DECLARATION that the computation of the claimant’s lump sum/benefits by the defendant done on the basis 25% of the claimant’s total Retirement Savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant is in bad faith, wrong, defective, ran foul of the law, not known to law, offends the principle of justice, fair dealing and good conscience therefore null and void of and no effect whatsoever.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">AN ORDER of this Honourable Court directing the defendants to pay the claimant the amount of Fifteen Million, Eight Hundred and Ninety Seven Thousand Six Hundred and Eighty Naira, One Hundred and Seventy Five Kobo (N15,897,680.175) representing 75% of the claimant’s total Retirement Saving Account domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">AN ORDER of this Honourable Court directing the defendants to pay to the claimant 75% of the claimant’s total retirement savings at the time of judgment from the claimant retirement savings account domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Interest on the judgment sum at the rate of 10%.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Damages in the sum of N10,000,000 (Ten Million Naira) for non- payment of the correct lump sum to the claimant, the claimant having lost a life changing business opportunities and having suffered financial embarrassment, inconvenience, pains and economic hardship.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The sum of One Hundred Thousand Naira (N 100,000) as the cost of suit.</li></ol><ol start="2" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">It is the claimant’s case that he retired from the Public Service on the 24/12/2017 and under the contributory pension scheme domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant with account number. PEN100217775555. He pleaded that his retirement record was registered with the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant on the 9<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of February 2017. That upon his retirement, he is entitled to a lump sum from his retirement savings account domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant provided the remaining is sufficient to do programmed withdrawal or buy annuity for life in accordance with the Pension Reform Act 2014. He averred that as at the 29<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of May, 2019 the total balance in his retirement savings account with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant was Twenty-one Million, One Hundred and Ninety-Six Thousand, Nine Hundred and Six Naira Ninety kobo (N21, 196,906.90). that on the 10<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of January, 2019, he approached the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant to apply for his pension and withdrawal benefits but the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant offered to pay the sum of Five Million, Sixty-Five Thousand Five Hundred and One Naira, Thirty-Six kobo (N5,065, 501.36) representing 25% of his total retirement savings. That he rejected the said offer and through his solicitor made a review to the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant by a letter dated 15<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> January, 2019 in the sum of Ten Million, Five Hundred and Ninety-Eight Thousand Four Hundred and Fifty-Three Naira Forty-Five Kobo (N10,598,453.45) representing 50% of his total savings. It is his averment that following the directives of the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant in the response letter dated 8<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> February, 2019 he re-presented his documents for computation on the May 31, 2019 and on the 31<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> of May, 2019 the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant offered to pay the claimant the sum of N5,512,593.14 representing 25% of his retirement saving. That he received two letters from the defendant dated 3 July,2019 and 10<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of April, 2019 after he had filed a lawsuit. That he rejected the said sum as it could not augment a meaningful business and hence filed this suit.</li></ol><ol start="3" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant in response stated that all the action in relation to the claimant complied with the Pension Reform Act, 2014. That claimant is yet to complete the documentation required to commence the payment approval process. That the claimant has no locus standi and his statement of fact discloses no reasonable cause of action against it. It averred that the claimant is not entitled to any of his claims.</li></ol><ol start="4" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant averred that it is the regulator of pension matters and supervisor of the contributory pension scheme. That its proper name it National Pension Commission and not as described by the claimant. That the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant is empowered to implement the provisions of the Pension Reform Act 2014 and ensure compliance with the objectives of the Contributory Pension Scheme, in addition to establishing uniform set rules, regulations and standards for the administration and payment of retirement benefits to all persons to whom the scheme applies. It averred that every holder of a retirement saving account is entitled to a withdrawal of a lump sum provided that the amount left after the lump sum withdrawal shall be sufficient to procure a programmed fund withdrawals or annuity for life in accordance with extant guidelines issued by it from time to time. It pleaded that the adjustment made on the computation template had been in the overall interest of the retirement savings account holders and transparently published in the circulars to pension operated dated 8<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> August and 3<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">rd</sup> October, 2018. It stated that it did not refuse to approve the computation of the retirement benefit of the claimant rather the inability of the claimant to access his retirement saving is by his choice as several attempts to revisit the application on the basis of enhanced balanced had not satisfied and would not satisfy the claimant and he had failed to submit the necessary document to access his retirement benefits after appropriate computation of same in compliance with the Pension Reform Act, 2014. It pleaded that SUIT NO NICN/ABJ/218/2019 did not precede the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant’s letter dated 23<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">rd</sup> January, 10<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> April and 3<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">rd</sup> of July 2019. It is the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant’s contention that the claimant had filed two other suits on the same subject matter and against same parties in Suit Nos NICN/ABJ/173/2019 and NICN/ABJ/184/2019 and applied to the Court to suspend the balance of the retirement savings accounts of the claimant for the computation to be made on the basis of the amount standing to the credit of the claimant at the time of instituting the SUIT NO NICN/ABJ/173/2019 and the balance when the subsequent Suit No NICN/ABJ/184/2019 was instituted for abuse and consequential waste of its valuable resources.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">During trial, parties prayed to this Court to invoke Order 38 Rule 33 of the National Industrial Court of Nigeria to argue their case on record, by dispensing with calling of parol evidence and cross examination. The Court granted the prayer. The claimant on the 28<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of January, 2020 filed his final written address and counsel on his behalf raised three issues. The 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> Defendant filed their final written address dated 24/2/2020 wherein counsel on their behalf formulated a lone issue for the determination of the Court. The 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant equally filed its written address on the 28<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of February, 2020. The Claimant also filed a reply on point of law on the 25<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th </sup>February 2020 to the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant and reply on point of law to the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant on the 9<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> March, 2020 significant portions of which would be referred to in the course of writing this judgment.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">I have had a careful examination of the processes filed by the parties, their supporting documents frontloaded in buttressing their case and the written submissions of counsel, it is in view of this that I find the issues distilled by counsel as appropriate and rephrase the issues framed in the consideration of this suit thus: whether or not claimant is entitle to a lump sum of his accrued pension at the time he retired at age 60 years and whether or not the defendant can estop the claimant from accessing his pension.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Before addressing the main issue, a pertinent preliminary issue need to be determined. It is learned 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant counsel’s submission that the claimant does not have a locus standi to bring this action on the ground that his claims does not reveal a sufficient and sustainable harm from the law to warrant this action. He stated that the powers to determine what the claimant and other RSA’S can withdraw as lump sum resides with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> and 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant and not with the claimant. Learned claimant’s counsel in response posited that the money being claimed is from the retirement savings account of the claimant and the non release of the lump sum by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant gives the claimant a right to sue. He cited in support the case of <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Ojukwu v Ojukwu [2001] FWLR (Pt 41) at page 1948.</em></span></span> Counsel stated that claimant has the right to seek reliefs from the Court by Section 6(6)b of the 1999 Constitution as amended as he has a legal interest worth protecting. He urged the Court to hold that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant argument in this regard is misconceived. Locus standi denotes the legal capacity to institute an action in a Court of law based on a sufficient interest in the subject matter of a case. <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"> </span></span>The issue of legal capacity or standing of a party to initiate or institute an action in a Court of law, is one of a fundamental nature and also of crucial effect in Judicial proceedings as it touches not only the competence of a party to bring an action but also the legal capacity to do so. Generally, it is well settled that the locus standi to institute an action is the legal capacity and the condition precedent to initiate or institute proceedings in a Court of law for the determination of whatever legal right or obligations are being asserted. The determination of the question whether the Plaintiff has or has disclosed his standing in law to initiate legal proceedings is quite distinct from the merits of the case. The main test or determinant of locus standi is whether the Plaintiff, from his pleadings, has disclosed sufficient interest in the subject matter of the suit. Once he discloses in his pleadings, his sufficient interest in the subject matter, he is by law entitled to sue. See the cases of <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Edun v. Governor of Delta State of Nigeria & Ors [2019] LPELR 47464 CA;</em></span></span> <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Atoyebi v. Governor of Oyo State </em>[1994] 5 NWLR (Pt.344)290. </span></span>In the case at hand, the pertinent question here is: has the claimant disclosed sufficient interest in his pleadings in the Court to entitle him to sue? For ease of reference paragraphs 8, 11, 13, 14, 16, 18, 22 and 25 is reproduced thus;</li></ol><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">“8; the claimant avers that while in the employment of Nigeria Immigration Service certain percentage of his salary was being deducted every month and remitted to his Retirement Savings Account number PEN 100217775555 domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant since the contributory Pension Scheme commenced in 2004;</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">11; the claimant avers that as at 29<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> May, 2019 the total balance in his retirement saving account with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant was Twenty one Million, One Hundred and Ninety Six Thousand, Nine Hundred and Six Naira Ninety Kobo (N21,196,906.90).</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">13; the claimant avers that on January 10 2019, he approached the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant office with his relevant retirement documents to apply for his pension payment and withdrawal of benefits.</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">14; the claimant avers that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant computed and offered to pay him Five Million, Sixty Five Thousand, Five Hundred and One Naira, Thirty Six Kobo (N5,065,501.36) as lump sum representing 25% of his total Retirement savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant.</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">16; the claimant avers that he declined to sign the said form because he did not agree with the payment of N5,065,501.36 representing 25% of his total Retirement savings as lump sum out of the amount of Twenty one Million, One Hundred and Ninety Six Thousand, Nine Hundred and Six Naira Ninety Kobo (N21,196,906.90).</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">18; the claimant avers that through his lawyers, a letter of compliant Review of Lump Sum in Respect of Mr Giwa Abdul Maroof PEN 100217775555 dated 15 January, 2019 was written to the defendants for review of the lump sum to Ten Million, Five Hundred and Ninety Eight Thousand , Four Hundred and Fifty Three Naira Forty Five Kobo (N10,598,453.45) representing 50% of his total retirement savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant.</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">22; the claimant avers that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant re-computed and offered to pay him Five Million Five Hundred and Twelve Thousand Five Hundred and Ninety Three Naira Fourteen Kobo (N5, 512, 593.14) as lump sum representing 25% of his total Retirement savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant.</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">25; the claimant states that he for the second time, rejected the offer made by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant to pay him a sum of Five Million Five Hundred and Twelve Thousand Five Hundred and Ninety Three Naira Fourteen Kobo (N5, 512, 593.14) representing 25% of his total Retirement savings as lump sum from his retirement saving account domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant.”</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);">From the above reproduced significant paragraphs of the claimant’s claims it is without peradventure that it discloses that his claims centers on the fact that he is entitled to pension to which he has contributed vide his savings account domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant and the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant refused to accede to his request to withdraw 50% or 75% of his Retirement Savings domiciled in its establishment and hence the institution of this suit to seek redress to the wrong purportedly done to him by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant. By the provisions of Section 173(1)(2) of the 1999 Constitution as amended it provides for the right of a person in the public service of the Federation to receive pension or gratuity which shall not by any guise be withheld or altered to his disadvantage. Also Section 254C (1)(k) of the 1999 Constitution supra, the National Industrial Court is empowered excluding other Courts, in civil causes and matters to adjudicate on matters related or connected with disputes arising from payment or non payment of salaries, wages, pensions, gratuities, allowances, benefits and any other entitlements of any employee, worker etc… It is therefore, discernable by the same statement of facts that the claimant has shown that he has sufficient legal interest, an expectation right to his pension donated to him by both the Constitution and the Pension reforms Act to his entitlement to Pension, this right is enforceable in law, which is likely to be affected if this Court does not intervene. I therefore, resolve this issue in favour of the claimant.</p><ol start="8" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Next is the main crux of this case, the claimant claims that the computation of the lump sum/benefits by the defendant done on the basis 25% of his total Retirement Savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant is in bad faith, wrong, defective, ran foul of the law, not known to law, offends the principle of justice, fair dealing and good conscience therefore null and void of and no effect whatsoever. Learned claimant counsel in this respect argued that claimant having retired at the mandatory age of 60 years is entitled to a payment of lump sum from the total sum credited to his retirement savings account in accordance with the provisions of Section 7(1) (a) of the Pension Reform Act 2014. He stated that there is nothing indicating that Section 7 (1)(a) intends to place a percentage limit of 25% on the amount he can withdraw as lump sum in view of the fact that he retired mandatorily. He argued that Section 7 (2) of the Pension Reform Act and Sections 2.36, 2.3.7, 5.2.1 and 5.2.2 expressly placed limitation to other categories of retirement to 25% save for Mandatory retirement. Counsel posited that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant by its letter dated 8<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> February, 2019 stated that it was working in line with the Regulation for the Administration of Retirement and Terminal Benefit. He submitted that both the Regulation and the said Guiding Computation Template the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant used in calculating the purported lump sum are subordinate to the Pension Reform Act 2014 in the hierarchy of laws. He cited the cases of <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Powell v May [1946] K.B 330; Mobil Producing Nig Unlimited v Okon Johnson & 17 ors SC33/2010; Prince Ademolu Odenaje v Prince David Oluefunuga [1990] 11-22 SC</em> </span></span>and submitted that by doing so it has acted ultra vires its powers. Learned 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant’s counsel submitted that by Section 18 (c) of the Pension Reform Act the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant issued the regulations for the administration of retirement and terminal benefits. The purpose of the regulation is to provide a uniform set of rules of general application, procedure regulations and guidelines in the administration of retirement and terminal benefits and the template as provided by the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant only guarantees a minimum 25% lump sum payable and receiving a higher percentage lump sum(to the maximum of 50%) is dependent on several variables thus;</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Accrued benefits which relates to the RSA holders past years of service as determined by the employer;</em></span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Total contributions in the retirement savings account as remitted by the employer.</em></span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Investments returns in the RSA</em></span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Final salary based on the current payslip submitted by the RSA holder</em></span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">RSA holders age at retirement.</em></span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span>He submitted that to allow the claimant argument as per his claims will amount to tinkering with an Act of the National Assembly and it will allow not only the claimant but any other RSA holder determine what should be paid to him or her thereby usurping the powers of the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant as stipulated by law.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span>Learned counsel to the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup>defendant submitted that the claimant is under the misconceived notion that withdrawal of lump sum by a retiree was only subject to leaving an amount sufficient to procure a programmed withdrawal or annuity without more and is therefore subject to his whims and caprices. Counsel cited Section 7 (1)(a)& (b) of the Pension Reform Act 2014. He posited that the withdrawal of lump sum is an option predicated on the condition that the residue in the RSA would be sufficient to procure funds withdrawals or annuity. The computation is on the template with input determined by the data of the retiree. Counsel submitted that Section 7(1)(a) of the Pension Reform Act supra is also dependent on the extant guidelines issued by the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant. He cited Section 23(d) of the Pension Reform Act supra which provides thus;</li></ol><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">“The Commission shall-</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">(d) establish standards, benchmarks, guidelines, procedure, rules and regulation for the management of pension funds under this Act”</em></span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);">Counsel submitted that the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant had not even had an opportunity to consider an application on behalf of the claimant. It was unable to compute and confirm the claimant’s lump sum due to unavailability of requisite documents as the required forms were unsigned and not returned by the claimant. Counsel argued that Section 7 did not make provision for lump sum of 50%, 65%, 75% or 25% except under Section 7(2) where it allows 25% lump sum on request to any employee that retires before the age of 50 years or disengages from employment.</p><ol start="11" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The claimant in its reply on point of law posited that a close scrutiny of Section 7 (1)(a) ofPension Reform Act supra reveals that the lump sum is not calculated on the basis of an expected life span as in programmed monthly or quarterly withdrawal, it does not even require the approval of the commission as it is with categories of retirees under Section 7 (2) b Pension Reform Act supra. He posited that as soon as the account holder withdraws his lump sum from his retirement saving account (RSA) the balance in the RSA is then utilized for programmed monthly or quarterly withdrawal which is computed on the basis of life expectancy. He cited in support Regulations 5.1.1 and 5.1.5 and stated that the extant laws regulating pension matters have not placed any responsibility duty on the defendant to calculate or determine the lump sum the account holder can withdraw from his RSA. He submitted that 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant could not have maintained that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant did not compute the claimant’s lump sum when the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant asserts it did. The retiree benefit withdrawal consent form (showing 25% as lump sum) generated by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant is consequent to the computation made by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant upon presentations of relevant documents by the claimant. He urged the Court to so hold.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">It is without any contradiction that the claimant retired from the Public service at the Mandatory age of 60 years. That on the 11<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of January, 2019 he applied to withdraw a lump sum from his retirement savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant. That he was offered the sum of N5,065,501.36 representing 25% of the lump sum of his retirement savings which he refused to sign for. The claimant through his solicitor reminded the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant by a letter dated 24<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> May, 2019 reminded the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant to review the lump sum of 25%. The defendant on the 29<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> May 2019 re computed the sum to N5,512,593.14. Now the question is what is the statutory right of an employee/retiree to his pension? By Section 1 of the Pension Reform Act 2014 provides as its objective thus;</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The objectives of this law are to-</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Establish a uniform set of rules, regulations and standards for the administration and payments of retirement benefits for the Public Service of the Federation, the Public service of the Federal capital Territory, the Public Service of the State Governments, the Public Service of the Local Government Councils and the Private Sector.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Make provision for the smooth operations of the contributory pension scheme;</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Ensure that every person who worked in either the Public Service of the Federal capital territory, states and local Government or the private sector receives his retirement benefits as and when due; and</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Assist improvident individuals by ensuring that they save in order to cater for their livelihood during old age.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">It is apparent from the above cited provision that the Pension Reform Act 2014 [hereinafter called ‘Act’] is meant to ensure that retirees receives their pension as at when due and to cater for their livelihood during old age. By Section 55 of the Act supra it provides for pension fund administrator licensed for the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant. Section 1 (a) and Section 23 (b) and (d) of the Act specifically provides for the function of the Commission to the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant which includes issuing guidelines rules and regulation for the management of the pension fund. What this means is that the 2<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">nd</sup> defendant can make regulations and apply same for the administration of retirement and terminal benefits as it did in this instant. By Section 7 (1) of the Act it provides that’</li></ol><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);">“7 (1) A holder of a retirement savings account shall upon retirement or attaining the age of 50 years, whichever is later, utilize the amount credited to his retirement savings account for the following benefits-</p><ol style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Withdrawal of a lump sum from the total amount credited to his retirement savings account provided that the amount left after the lump sum withdrawal shall be sufficient to procure a programmed fund withdrawals or annuity for life; in accordance with extant guidelines issued by the commission, from time to time or</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Programmed monthly or quarterly withdrawals calculated on the basis of an expected life span; or [Emphasis is mine].</em></span></span></li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Annuity for life purchased from a life insurance company licensed by the National Insurance Commission with monthly or quarterly payments in line with guidelines jointly issued by the commission and National Insurance commission;</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Professors covered by the Universities (Miscellaneous Provisions (Amendment) Act 2012 shall be according to the University Act;</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Other categories of employees entitled by virtue of their terms and conditions of employment to retire with full retirement benefits shall still apply”</li></ol><ol start="14" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">The claimant on the 10<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup>of January, 2019, approached the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant to apply for his pension and withdrawal benefits but the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant offered to pay the sum of Five Million, Sixty-Five Thousand Five Hundred and One Naira, Thirty-Six kobo (N5,065, 501.36) representing 25% of his total retirement savings. By the provision of Section 7 (1) (a) of the Act, it is clear that the claimant is entitled to lump sum withdrawal, it is noted that the Act did not make mention of a specific percentage of the lump sum which a retiree of the claimant’s age shall withdraw as it did vide Section 7(2) which is in relation to retirees of age 50 years, the only proviso lies in the fact that the amount after withdrawal of the lump sum by a retiree of others ages above 50 years should be sufficient to procure a programmed fund withdrawal or annuity/ income for life based on the life expectancy of the retiree. The key factor here is that there must be a programmed fund scheduled to be an income for life of the retiree based on his life expectancy. The money in the retirement savings of the claimant is the sum of N21,196,906.90. He applied for a lump sum and the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant in its response computed the lump sum in the sum of N5,065,501.36 and re computed the sum to N5,512,593.14 representing 25% of the lump sum of claimant’s retirement savings. What this means is that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant calculated his lump sum based on 25% as applicable to a retiree of 50 years. The claimant’s grouse however, is that he cannot be treated like a retiree who retired voluntarily under Section 7(2) of the Act. He is 60 years and above and would thus want to withdraw 50% or 75% of his total pension. The question requiring an answer here is what the lump sum withdrawal that claimant can be entitled to? It is a cardinal principle in the construction of a statute that where the words of a statute are clear or unambiguous, those words shall be so construed as to give effect to their ordinary or literal meaning and enforced accordingly. See <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Gana v. SDP & ORS [2019] LPELR 47153 SC.</em></span></span> Further to this, is also a <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">well settled principle of law, that in the construction of statutory provisions, where a statute mentions specific things or persons, the intention is that those not mentioned are not intended to be included. This is the expression unuis est exclusion alterius rule; meaning, the express mention of one thing in a statutory provision automatically excludes any other thing which otherwise would have been included by implication. This principle has been applied by the Supreme Court in several decisions including Buhari v. Yusuf [2003] 14 NWLR (PT.8541) 446; Ehuwa v. O.S.I.E.C. (2006) 10 NWLR (Pt.1012) 544; Ogbunyiya v. Okudo [1976] 6-9 SC 32; Udoh v. Orthopaedic Hospital Management Board [1993] NWLR (PT.304) 139; </em></span></span> Applying the above legal principle to this case, is simply that the specific mention of 25% lump sum withdrawal for retirees of 50 years who voluntarily retires from service, excludes all others who are above the said 50 years age bracket as in the case of the claimant in this instant. In other words the age category of the claimant i.e. 60 years and above was not in the contemplation of Section 7(2) of the Act that specifically made provision for a 50 year old retiree to withdraw 25% lump sum. Differently put, the fact remains that the claimant has contributed money into his RSA account and the fact that the Act was silent on the percentage lump sum a 60 year old and above who retires mandatorily is entitled to withdraw from his account presupposes that the claimant or any retiree of his age bracket can withdraw a substantial percentage as lump sum from his RSA account without any let or hindrance. This in view of the unambiguous provision of Section 7(1) of the Act, which entitles the claimant to utilize the amount credited to his RSA account by withdrawal of a lump sum from the total amount credited to his account. The only proviso here is that the balance after withdrawal of the lump sum shall be enough to procure annuity for life for the retiree. This by paragraph (b) of Section 7(1) should be calculated on the basis of his life expectancy. These points made, by Section 173 of the Constitution claimant is entitled to pension. Section 173(2) of the Constitution states that any benefit accrued to a retiree under the Act shall not be withheld or altered to his disadvantage. The constitution of Nigeria is the ground norm and all other legislations are subservient to it. Similarly, the supremacy of the Constitution is above all other laws including the Act. Authorities abound that any law that is inconsistent with the provision of the Constitution, is null and void to the extent of its inconsistency. In other words the constitution recognizes the right of the claimant in this case to his pension as regulated by law, i.e. the Act. However, his right to his pension shall not be withheld or altered to his disadvantage. I have stated supra that the Act did not give a specific percentage a retiree of 60 years is entitle to withdraw as lump sum upon retirement. In other words Section 7(2) of the Act that specifies that a retiree under or at age 50 is entitled to withdraw 25% lump sum from his RSA account, that I must say does not apply to the peculiar case of the claimant in this case. I am afraid the argument by the learned counsel to the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant that the claimant is only entitled to 25% lump sum withdrawal is unfounded in law. The Act also recognizes the fact that in calculating claimant’s lump sum withdrawal and annuity for life, the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant is to consider the claimant’s life expectancy. Now, what is the life expectancy of the claimant? The 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant failed to give any specific guide or indices for which it calculated the claimant life expectancy in arriving at the table it frontloaded on record. The W.H.O in 2018, puts the life expectancy of a male Nigerian at 54.7 years, which is approximate to 55 years. This said, the claimant in this case has lived beyond the projection of W.H.O. of a life expectancy of a male Nigerian. This in my view displays the inadequacy of man and human frailty, in other words no one can actually determine when a man will die, except his maker. Life expectancy of man as enshrined in the Holy writ is 70 years, but if by strength he may live up to 80 years. These are all variables, which are subject to uncertainties. It is thus so difficult for man to determine life expectancy of another man except such is based on the W.H.O projection as stated supra. It is pertinent for me to state that the Act and the regulation for the Administration of retirement and terminal benefit by clause 4.0 the retirement benefit of a retiree is to be consolidated before withdrawal. While clause 5.1.1. Provides for the option to the retiree to either opt for periodic withdrawals or not. A community reading of Section 173 of the Constitution, Section 7(1) of the Act as well as clauses 4.0 and 5.1.1 of the regulation, clearly evinces that there is no specific amount or percentage stipulated as a lump sum that a retiree of claimant’s age(60 years and above) can withdraw. Secondly, the amount to be withdrawn by a retiree of claimant’s age is to be calculated in view of his life expectancy, his right to his pension shall not be altered or withheld to his disadvantage and finally the quarterly withdrawal has to be at his discretion, i.e. he has <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">to opt</span></span> for it and not at the whims and caprices of the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant to determine what and how he could withdraw same. The 25% lump sum withdrawal as clearly stated in the Act is in respect of a retiree who voluntarily retired at age 50 as stated supra and not applicable to the claimant. I so find and hold.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Now, is the claimant entitled to a lump sum of 50% or 75% of his total pension? I am unable to find any provision under the Act or the regulation or even the Constitution restricting the claimant from taking a percentage as lump sum withdrawal from his RSA account. I have said earlier in this judgment that the claimant’s legal right to his pension is sacrosanct and nothing can withhold or alter it. The claimant’s right to his pension is inalienable, immutable and inviolable. See <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Amao v. CBN</em></span></span> <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">[2010] 16 NWLR (Pt. 1219) 271 S.C.</em></span></span> I wish to reiterate the apt reasoning of Onoghen JSC, thus “<span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">It is important for every organization in this country, including the appellant, to wear a human face in its treatment of the people, particularly the senior citizens, because it will be anybody’s turn tomorrow to be a senior citizen. We must re-examine our attitude towards the senior citizens of this country so as not to make them regret their sacrifice for the nation in whatever capacity. The respondents need not be put to the expenses of litigating this matter in the first place let alone all the way to the Supreme Court.” See also </em></span></span><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Momodu v N.U.LG.E [1994] 8 (Pt 362) CA; </em></span></span>where the Court of appeal held that pension is a right of an employee that cannot be taken away unilaterally by his employer or anyone<span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">.</em></span></span> <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Popoola & Ors v. A.G. Kwara State & ORS [2011] LPELR-3608(CA).</em></span></span> I have equally reasoned supra that the defendants’ power donated to them by the Act is to calculate claimant’s quarterly or monthly withdrawal based on his life expectancy after he has withdrawn a certain percentage from his pension. The exercise of that responsibility is to be carried out based on justice, equity and fairness all in the interest of the retiree. Now, it is apparent from the evidence on record that the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant has not submitted before the Court the basis of its calculation, and how many years it projected as claimant’s life expectancy upon which it purportedly calculated claimant’s 25% lump sum. These are lacunas for which the defendants have failed to proffer cogent and credible evidence in prove of, this seems to be a shirking of its responsibility. In all, the overall interest of the retiree, i.e. the claimant in this case is paramount above any other reasoning or calculation. To the claimant he wants to invest his lump sum in a business of his choice that cannot be stifled by the defendants. This is in view of the fact that they cannot dictate to the claimant how to spend his pension. All that is required of the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant is to compute claimant’s retirement benefit so far as it complied with the law in relation to his life expectancy. The amount to the credit of the claimant as at 29<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> May, 2019 is the sum of N21, 196,906.90 domiciled in the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant. It is in my considered view and in the peculiar circumstances of this case considering the age of the claimant, and the letter written by the claimant’s solicitor dated 30<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">th</sup> of May, 2019 wherein the claimant requested for the payment of 50% as lump sum and the life expectancy of male Nigerian as projected by WHO, that I find and hold that claimant is entitle to at least 50% lump sum of his pension, which the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant admitted as a maximum lump sum a retiree can withdraw. The balance of the 50% remainder of the sum shall be sufficient to procure a program fund withdrawals or annuity for life to the claimant. The claimant’s right to his pension being sacrosanct and enforceable in law. I cannot therefore discountenance with his claim of right to 50% lump sum. It is therefore, proper in the circumstances to hold that the computation of the claimant’s lump sum/benefits by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant done on the basis 25% of his total Retirement Savings domiciled with the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant is done in bad faith. I so hold.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Claimant also claims interest on the judgment sum at the rate of 10%. It is trite that he who asserts must prove. There is nothing evincing that the claimant is entitled claim in this regard as he has failed to prove credibly that he is entitled to this claim. It is in this regard that I find that the claimant claim fails.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Claimant also claims damages in the sum of N10,000,000 (Ten Million Naira). General damages are damages which the law implies or presumes to have accrued from the wrong complained of or as the immediate, direct and proximate result of or the necessary result of the wrong complained of. It is awarded by the Court where it cannot point at any measure to assess the loss caused by the wrong complained of except the opinion and judgment of a reasonable man. <span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"><em style="margin: 0px; padding: 0px; border: 0px; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;">Tech Engineering Co. (Nig) Ltd & Anor v. Salisu [2018] 46654 CA. </em></span></span>In this instant suit, I have awarded the claim for the claimant to be given a 50% lump sum by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant. I see no reason why I should award damages for his claim. He has failed to substantiate his claim that he suffered financial embarrassment, inconvenience, life changing business, pains and economic hardship. It is upon this premise that I find that claimant claim for general damages fails.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">Claimant claims the sum of One Hundred Thousand Naira (N 100,000) as the cost of suit. It is the law that cost is at the discretion of the Court which must be done judicially and judiciously. See Order 55 Rule (1) of NICN Rules. I believe that claimant is entitled to cost, the claimant need not be put to the expenses of litigating this matter in the first place if the defendants have acted timeously and in accordance with the provision of the Act by given the claimant the 50% lump sum requested for. It is in consequence of this that I resolve this issue in favour of the claimant. Accordingly, cost of N100,000.00 is awarded to the claimant.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">In conclusion, the claimant case succeeds in the most part. I therefore make these declarations and Orders-</li></ol><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);">20.1. That the 25% lump sum calculated by the 1<sup style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 9.55px; line-height: inherit; font-family: inherit;">st</sup> defendant as claimant’s pension is unlawful.</p><ol start="2" style="margin: 0px 0px 15px 30px; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; list-style: none; background-color: rgb(255, 255, 255);"><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">That the claimant is entitled to withdraw 50% lump sum pension and this is to be calculated and paid to the claimant within 14 days of this judgment.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">That claimant’s claim for interest and General damages fail.</li><li style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline; list-style: decimal;">That claimant is to be paid the sum of N100,000.00 as cost.</li></ol><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"> Judgment is accordingly entered.</p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font: inherit; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: 600; font-stretch: inherit; font-size: inherit; line-height: inherit; font-family: inherit; vertical-align: baseline;"> Hon. Justice Oyebiola Oyewumi</span></span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"><span style="font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: 600;"> Presiding Judge</span></p><p style="margin: 0px 0px 1em; padding: 0px; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; font-size: 15.28px; line-height: inherit; font-family: Georgia, Georgia, serif; vertical-align: baseline; background-color: rgb(255, 255, 255);"> </p>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-74009949461773530512020-05-13T09:55:00.001-07:002020-05-14T01:52:20.654-07:00HOW TO VERIFY WHETHER A LAWYER IS GENUINE OR FAKE IN NIGERIA <div class="separator" style="clear: both; text-align: justify;">
<span style="text-align: left;">There are a lot of persons pretending to be Lawyers in Nigeria. These are the kind of persons who prepare fake legal documents and file incompetent court processes. This edition of <b>Akintunde Esan's Legal Illumination</b> is focused on protecting those seeking for Nigerian Lawyers online.</span></div>
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<span style="text-align: left;">A Lawyer in Nigeria is a person called to the <b>Nigerian Bar </b>and enrolled at the <b>Supreme Court of Nigeria</b> as a person qualified to practice as a <b>Barrister and Solicitor</b> of the <b>Supreme Court of Nigeria.</b></span></div>
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<span style="text-align: left;">It is a criminal offence for anyone to parade him or her self as </span><b style="font-family: sans-serif; text-align: left;">Barrister and Solicitor</b><span style="font-family: sans-serif; text-align: left;"> of the </span><b style="font-family: sans-serif; text-align: left;">Supreme Court of Nigeria,</b><span style="text-align: left;">when such a person is not. Likewise, it is a criminal offence to knowingly engage the services of a fake Lawyer. </span></div>
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<span style="text-align: left;">Above all, any legal document prepared and signed by a fake Lawyer is equally a fake legal document and a fake legal document is a worthless legal document, which cannot be the basis for any legal transaction.</span></div>
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<span style="text-align: left;">If you are searching for a Lawyer online, once you have found one, before making any financial commitment, before handing over sensitive documents and before disclosing sensitive facts and data about your self, marriage, business or property to such a Lawyer, you are advised to first </span><b style="text-align: left;">verify</b><span style="text-align: left;"> whether such a person is a genuine or fake Lawyer.</span></div>
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Kudos to the <b>Nigerian Bar Association</b> in conjunction with the <b>Supreme Court of Nigeria</b>, you can now verify online whether your Lawyer is a genuine or fake Lawyer by simply taking the following three steps:</div>
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<b>Step 1</b>: Click on this link <a href="https://nigerianbar.org.ng/find-lawyer" title="">https://nigerianbar.org.ng/find-lawyer</a> or copy and paste it in your browser.</div>
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<b>Step 2: </b>Enter the name of the Lawyer in the <b>Search Box </b>as seen below:</div>
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<b>Step 3: </b>Click on<b> "SEARCH" </b>on the<b> Search Box </b>and the search result for the name entered will automatically pop-up a list of names containing the full name entered for the search.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3WbnEBq90ekYT2Mc7cuGyiuoBFYE5QyrgTEPsWFneFTyMjpD2Qd9ebUPVvZA-spoGhGQ-GUOP5zaRiqIWdC5xM134XazBfOer7c59N6_jQBKMpppALuJ44lZOPKPl5_1c-VwaqOZ1dPY/s1600/IMG_ORG_1589381305911.jpeg" style="margin-left: 1em; margin-right: 1em;"><img alt="" border="0" data-original-height="972" data-original-width="712" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh3WbnEBq90ekYT2Mc7cuGyiuoBFYE5QyrgTEPsWFneFTyMjpD2Qd9ebUPVvZA-spoGhGQ-GUOP5zaRiqIWdC5xM134XazBfOer7c59N6_jQBKMpppALuJ44lZOPKPl5_1c-VwaqOZ1dPY/s400/IMG_ORG_1589381305911.jpeg" width="293" /></a></div>
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The above search result is the search result for <b>Akintunde</b> <b>Esan</b>.</div>
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<b style="text-align: justify;"><span style="background: yellow; color: #7030a0; font-family: "arial black" , sans-serif; font-size: 10pt; line-height: 12.2667px; margin: 0px;">HOW TO VERIFY WHETHER A LAWYER IS GENUINE OR FAKE IN NIGERIA is a legal illumination of AKINTUNDE ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner & Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal Practitioners/Consultants & Chartered Mediators).</span></b></div>
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com2tag:blogger.com,1999:blog-1531695105530747959.post-69261760013471575482020-03-31T00:26:00.000-07:002022-08-08T04:04:46.594-07:00SIXTY (60) LEGAL ILLUMINATIONS OF AKINTUNDE ESAN ONLINE<div><div class="separator"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigqv4V_kaMehVR78fNHAaV4aPFhWTzQGmbJ5_52TPxMcrtdGJ7hXbuOR6WSQVr-rjSOi4BVEDXxt_8aE1Eo_nddE32BMX20zINBkmvpA4cMuGpBit_0bZLEWKGp61bvBw_matzAJ6d4rI/s1600/1573468840321873-0.png" imageanchor="1"></a><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigqv4V_kaMehVR78fNHAaV4aPFhWTzQGmbJ5_52TPxMcrtdGJ7hXbuOR6WSQVr-rjSOi4BVEDXxt_8aE1Eo_nddE32BMX20zINBkmvpA4cMuGpBit_0bZLEWKGp61bvBw_matzAJ6d4rI/s1600/1573468840321873-0.png" imageanchor="1">
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<img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLFg2ESO0Mm8aLS9YCtRLy9VyHfJh9fqhj29R_1xO1Sq7Sfm-22oVdSQCyeXXden2W52mjBXtZjQGu5TR0oGPCscR7fByNBjnBboqUDgSKM9PaOkFMO0LLBZzeF6En20irLGzbUyiJmCs/s1600/1585639424656721-0.png" width="400">
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</div><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigqv4V_kaMehVR78fNHAaV4aPFhWTzQGmbJ5_52TPxMcrtdGJ7hXbuOR6WSQVr-rjSOi4BVEDXxt_8aE1Eo_nddE32BMX20zINBkmvpA4cMuGpBit_0bZLEWKGp61bvBw_matzAJ6d4rI/s200/1573468840321873-0.png" width="118"></div><br></div><div>These <b>sixty (60) Legal Illuminations of Akintunde Esan Online </b>are a compilation of selected Legal Illuminations of Akintunde Esan published online between 2012 and 2019 on his Blog known as <b>Legal Illumination of Akintunde Esan @ <a href="https://akintundeesan.blogspot.com/" title="">https://akintundeesan.blogspot.com</a></b></div><div><br></div><div><b><a href="https://akintundeesan.blogspot.com/" title="">Legal Illumination of Akintunde Esan</a></b> is an Online Legal Resource Blog containing the legal illuminations of Akintunde Esan on the laws which determine the enforceability of legal rights and obligations in Nigeria.</div><div><br></div><div><b><a href="https://akintundeesan.blogspot.com/" title="">Legal Illumination of Akintunde Esan</a> </b>is a product of a twenty-one (21) years evolution of a legal intelligence rooted in the blend of the academic research, practice experience and street understanding of the appropriate applicable Nigerian laws and the underlying jurisprudence to real life and live legal issues and situations in Nigeria. </div><div><br></div><div><b>Akintunde Esan’s Legal Illuminations</b> <b>Online</b> have received recognition as a <b>legal authority</b> with their citation by both local and international jurists in their articles, research projects, papers and judgments. </div><div><br></div><div>Click the link below to view ongoing compilation of the <b><a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html" title="">CITING OF AKINTUNDE ESAN’S LEGAL ILLUMINATIONS BY JURISTS</a> </b></div><div><b><br></b></div><div><b><a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html">http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html</a></b></div><div><br></div><div>Access to <b>Akintunde Esan’s Legal Illumination Online</b> is free except for those who are seeking for further legal illuminations.</div><div><br></div><div>S/N********TITLE*********LINK</div><div><br></div><div>1.</div><div><b>ELECTRICITY REGULATIONS , RIGHTS AND OBLIGATIONS IN NIGERIA </b></div><div><b><a href="https://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html">https://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html</a></b></div><div><br></div><div>2.</div><div><b>MEANING OF 59 LEGAL TERMS IN NIGERIAN ELECTRICITY LAW </b></div><div><b><a href="https://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html">https://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html</a></b></div><div><br></div><div>3.</div><div><b>CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA </b></div><div><b><a href="https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html">https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html</a></b></div><div><br></div><div>4.</div><div><b>MEDIATION: SETTLING DISPUTES OUT OF COURT IN NIGERIA</b></div><div><a href="https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1"><b>https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1</b></a></div><div><br></div><div>5.</div><div><b>CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html"><b>http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html</b></a></div><div><br></div><div>6.</div><div><b>GROUNDS FOR GRANTING DIVORCE IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-0divorcing-spouse.html"><b>http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-0divorcing-spouse.html</b></a></div><div><br></div><div>7. </div><div><b>DIVORCE IN NIGERIA -THE PROCESS AND GROUNDS </b></div><div><a href="https://akintundeesan.blogspot.com/2018/10/divorce-in-nigeria-process-and-grounds.html"><b>https://akintundeesan.blogspot.com/2018/10/divorce-in-nigeria-process-and-grounds.html</b></a></div><div><br></div><div>8.</div><div>I<b>LLUMINATION ON RAPE AND OTHER SEXUAL OFFENCES IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html"><b>http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html</b></a></div><div><br></div><div>9.</div><div><b>TENANCY LAW: 12 THINGS EVERY LANDLORD AND TENANT IN LAGOS STATE SHOULD KNOW</b></div><div><a href="http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html"><b>http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html</b></a></div><div><br></div><div>10.</div><div><b>WHY IS GOVERNOR’S CONSENT NECESSARY FOR ALIENATION OF LAND IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html"><b>http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html</b></a></div><div><br></div><div>11.</div><div><b>WHO IS ENTITLED TO APPLY FOR LETTER OF ADMINISTRATION OF ESTATE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html"><b>http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html</b></a></div><div><br></div><div>12.</div><div><b>LAND LAW: LAND LITIGATION IN NIGERIA</b> </div><div><a href="http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html"><b>http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html</b></a></div><div><br></div><div>13.</div><div><b>HOW TO RECOVER MONEY OR ASSET LOST TO FRAUD IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html"><b>http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html</b></a></div><div><br></div><div>14.</div><div><b>THE RELEVANCE OF A SURVEY PLAN IN LAND LITIGATION IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html"><b>http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html</b></a></div><div><br></div><div>15.</div><div><b>VISITING, STAYING, WORKING OR DOING BUSINESS IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html"><b>http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html</b></a></div><div><br></div><div>16.</div><div><b>APPLICATION FOR PROBATE AND LETTERS OF ADMINISTRATION IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html"><b>http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html</b></a></div><div><br></div><div>17.</div><div><b>THE LAW ON COMMON DISPUTES BETWEEN BANKS AND THEIR CUSTOMERS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html"><b>http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html</b></a></div><div><br></div><div>18.</div><div><b>ENFORCING FUNDAMENTAL HUMAN RIGHTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html</b></a></div><div><br></div><div>19.</div><div><b>THE RIGHT TO BAIL AS A CONSTITUTIONAL RIGHT IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html"><b>http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html</b></a></div><div><br></div><div>20.</div><div><b>MEDIATION: SETTLING DISPUTES OUT OF COURT IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html"><b>http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html</b></a></div><div><br></div><div>21.</div><div><b>WHEN IS A MEDICAL DOCTOR GUILTY OF NEGLIGENCE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html"><b>http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html</b></a></div><div><br></div><div>22.</div><div><b>AVIATION LAW: REMEDIES FOR DELAYED,DAMAGED OR LOST BAGGAGE /COMPENSATION FOR DEATH OR INJURY OF AIRLINE PASSENGERS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html"><b>http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html</b></a></div><div><br></div><div>23.</div><div><b>CONTRACT OF INSURANCE AND INSURANCE CLAIMS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html"><b>http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html</b></a></div><div><br></div><div>24.</div><div><b>MARITIME LAW: MAKING ENFORCEABLE MARITIME CLAIMS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html"><b>http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html</b></a></div><div><br></div><div>25.</div><div><b>LEGAL REMEDIES FOR INJURIES TO BODY, PROPERTY, REPUTATION,BUSINESS OR RELATIONSHIP IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html"><b>http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html</b></a></div><div><br></div><div>26.</div><div><b>TERMINATION OF CONTRACT OF EMPLOYMENT IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html"><b>http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html</b></a></div><div><br></div><div>27.</div><div><b>THE STATUS OF THE PROPERTY JOINTLY OWNED BY A DECEASED SPOUSE AND THE SURVIVING SPOUSE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html"><b>http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html</b></a></div><div><br></div><div>28</div><div><b>RE-SEALING OF THE PROBATE GRANTED OUTSIDE NIGERIA IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html"><b>http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html</b></a></div><div><br></div><div>29.</div><div><b>APPLICATION FOR GRANT OF BUSINESS PERMIT AND EXPATRIATE QUOTA IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html" title=""><b>http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html</b></a></div><div><br></div><div>30.</div><div><b>FIFTY-SIX SERVICES YOU NEED A LAWYER FOR IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html"><b>http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html</b></a></div><div><br></div><div>31.</div><div><b>THE REQUIRED LEGAL DOCUMENTS FOR LAND IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html"><b>http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html</b></a></div><div><br></div><div>32.</div><div><b>ILLUMINATIONS ON THE TORT OF DEFAMATION IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html</b></a></div><div><br></div><div>33.</div><div><b>21 THINGS TO KNOW ABOUT A POWER OF ATTORNEY IN NIGERIA</b></div><div><b><a href="http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html">http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html</a></b></div><div><br></div><div>34.</div><div><b>DOWNLOADING CONTRACTS AGREEMENTS AND LEGAL DOCUMENTS ONLINE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html"><b>http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html</b></a></div><div><br></div><div>35.</div><div><b>LIST OF LAWS REPEALED/OMITTED FROM 2015 LAWS OF LAGOS STATE, NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html"><b>http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html</b></a></div><div><br></div><div>36.</div><div><b>ILLUMINATIONS ON CERTIFICATE OF OCCUPANCY AND THE RIGHT OF OCCUPANCY IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html"><b>http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html</b></a></div><div><br></div><div>37.</div><div><b>THE VALIDITY OF THE SERVICE OF A COURT PROCESS SERVED AT A BRANCH OFFICE</b></div><div><a href="http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html"><b>http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html</b></a></div><div><br></div><div>38.</div><div><b>REGISTRATION OF FOREIGN TECHNOLOGY IMPORTATION CONTRACTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html" title=""><b>http://akintundeesan.blogspot.com/2014/07/technology-supply-or-transfer-contracts.html</b></a></div><div><br></div><div>39.</div><div><b>3 WAYS TO SECURE YOUR PROPERTY IN THE EVENT DEATH IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html"><b>http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html</b></a></div><div><br></div><div>40.</div><div><b>COMPANY LAW : LEGAL ADVICE FOR COMPANIES AND BUSINESS ORGANISATIONS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html"><b>http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html</b></a></div><div><br></div><div>41.</div><div><b>SOME ILLUMINATING THOUGHTS OF AKINTUNDE ESAN ON LAW AND SOCIAL ENGINEERING</b></div><div><a href="http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html"><b>http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html</b></a></div><div><br></div><div>42.</div><div><b>E-COMMERCE: FORMATION, VALIDITY AND ENFORCEMENT OF ONLINE AND ELECTRONIC CONTRACTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html"><b>http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html</b></a></div><div><br></div><div>43.</div><div><b>COPYRIGHT LAW : ILLUMINATIONS ON THE INFRINGEMENT OF COPYRIGHT IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html</b></a></div><div><br></div><div>44.</div><div><b>THE PRINCIPLES OF LAW ON THE JURISDICTION OF COURTS OF LAW IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html"><b>http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html</b></a></div><div><br></div><div>45.</div><div><b>THE EXCEPTIONS TO PUBLIC OFFICERS PROTECTION LAW IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html"><b>http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html</b></a></div><div><br></div><div>46.</div><div><b>DRAFTING CONTRACT AGREEMENTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html"><b>http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html</b></a></div><div><br></div><div>47.</div><div><b>A FOREIGN COMPANY NOT REGISTERED IN NIGERIA CAN SUE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html"><b>http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html</b></a></div><div><br></div><div>48.</div><div><b>LITIGATION CASE MANAGEMENT</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html"><b>http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html</b></a></div><div><br></div><div>49.</div><div><b>ADMISSIBILITY OF STATEMENTS IN DOCUMENTS PRODUCED BY COMPUTERS </b></div><div><a href="http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html"><b>http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html</b></a></div><div><br></div><div>50.</div><div><b>HOW TO BECOME A MEMBER OF A COMPANY IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html"><b>http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html</b></a></div><div><br></div><div>51.</div><div><b>APPLICATION FOR REGISTRATION TRADE MARKS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html"><b>http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html</b></a></div><div><br></div><div>52.</div><div><b>ARBITRATION AND LITIGATION IN NIGERIA: WHEN THE COURT WILL INTERFERE IN AN ARBITRAL PROCEEDINGS</b></div><div><a href="http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html</b></a></div><div><br></div><div>53.</div><div><b>THE ADMISSIBILITY OF ILLEGAL OR IMPROPERLY OBTAINED EVIDENCE UNDER NIGERIAN LAW OF EVIDENCE</b></div><div><a href="http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html"><b>http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html</b></a></div><div><br></div><div>54.</div><div><b>LABELLING THE PRODUCT OF A COMPETITOR AS IMITATION IS TRADE LIBEL NOT A TRADEMARK INFRINGEMENT</b></div><div><a href="http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html"><b>http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html</b></a></div><div><br></div><div>55.</div><div><b>TENDERING OF A DOCUMENT UNDER CROSS-EXAMINATION</b></div><div><a href="http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html"><b>http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html</b></a></div><div><br></div><div>56.</div><div><b>SUBROGATION</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html"><b>http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html</b></a></div><div><br></div><div>57.</div><div><b>CONFLICT NEGOTIATION AND MEDIATION</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html" title=""><b>http://akintundeesan.blogspot.com/2013/06/conflict-management-attitudes.html</b></a></div><div><br></div><div>58.</div><div><b>CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA </b></div><div><a href="https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html"><b>https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html</b></a></div><div><br></div><div>59.</div><div><b>87 UNLAWFUL USE OF COMPUTER/INTERNET/ELECTRONIC DEVICES TO AVOID IN NIGERIA </b></div><div><a href="https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html"><b>https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html</b></a></div><div><br></div><div>60.</div><div><b>HOW TO TACKLE DEFAMATORY CONTENTS ON SOCIAL MEDIA </b></div><div><a href="https://akintundeesan.blogspot.com/2019/10/how-to-tackle-defamatory-contents-on.html"><b>https://akintundeesan.blogspot.com/2019/10/how-to-tackle-defamatory-contents-on.html</b></a></div><div><b><br></b></div><div><b>© Akintunde Esan</b></div><div><b><a href="https://akintundeesan.blogspot.com/" title="">Legal Illumination of Akintunde Esan</a></b></div><div><b>@ <a href="https://akintundeesan.blogspot.com/">https://akintundeesan.blogspot.com</a></b></div><div><br></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com1tag:blogger.com,1999:blog-1531695105530747959.post-28999316532981120872019-11-11T02:41:00.001-08:002019-11-13T07:48:06.581-08:00SIXTY (60) LEGAL ILLUMINATIONS OF AKINTUNDE ESAN ONLINE<div>
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These <b>sixty (60) Legal Illuminations of Akintunde Esan Online </b>are a compilation of selected Legal Illuminations of Akintunde Esan published online between 2012 and 2019 on his Blog known as <b>Akintunde Esan’s Legal Illumination @ <a href="https://akintundeesan.blogspot.com/" title="">https://akintundeesan.blogspot.com</a></b></div>
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<b><a href="https://akintundeesan.blogspot.com/" title="">Akintunde Esan’s Legal Illumination</a></b> is an Online Legal Resource Blog containing the legal illuminations of Akintunde Esan on the laws which determine the enforceability of legal rights and obligations in Nigeria.</div>
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<b><a href="https://akintundeesan.blogspot.com/" title="">Akintunde Esan's Legal Illumination</a></b> is a product of a twenty-one (21) years evolution of a legal intelligence rooted in the blend of the academic research, practice experience and street understanding of the appropriate applicable Nigerian laws and the underlying jurisprudence to real life and live legal issues and situations in Nigeria. </div>
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<b>Akintunde Esan’s Legal Illuminations</b> <b>Online</b> have received recognition as a <b>legal authority</b> with their citation by both local and international jurists in their articles, research projects, papers and judgments. </div>
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Click the link below to view ongoing compilation of the <b><a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html" title="">CITING OF AKINTUNDE ESAN’S LEGAL ILLUMINATIONS BY JURISTS</a> </b></div>
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<b><a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html">http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html</a></b></div>
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Access to <b>Akintunde Esan’s Legal Illumination Online</b> is free except for those who are seeking for further legal illuminations.</div>
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1.</div>
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<b>ELECTRICITY REGULATIONS , RIGHTS AND OBLIGATIONS IN NIGERIA </b></div>
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<b><a href="https://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html">https://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html</a></b></div>
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2.</div>
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<b>MEANING OF 59 LEGAL TERMS IN NIGERIAN ELECTRICITY LAW </b></div>
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<b><a href="https://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html">https://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html</a></b></div>
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3.</div>
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<b>CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA </b></div>
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<b><a href="https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html">https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html</a></b></div>
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4.</div>
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<b>MEDIATION: SETTLING DISPUTES OUT OF COURT IN NIGERIA</b></div>
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<a href="https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1"><b>https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1</b></a></div>
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5.</div>
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<b>CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html"><b>http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html</b></a></div>
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6.</div>
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<b>GROUNDS FOR GRANTING DIVORCE IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-0divorcing-spouse.html"><b>http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-0divorcing-spouse.html</b></a></div>
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7. </div>
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<b>DIVORCE IN NIGERIA -THE PROCESS AND GROUNDS </b></div>
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<a href="https://akintundeesan.blogspot.com/2018/10/divorce-in-nigeria-process-and-grounds.html"><b>https://akintundeesan.blogspot.com/2018/10/divorce-in-nigeria-process-and-grounds.html</b></a></div>
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8.</div>
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I<b>LLUMINATION ON RAPE AND OTHER SEXUAL OFFENCES IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html"><b>http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html</b></a></div>
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9.</div>
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<b>TENANCY LAW: 12 THINGS EVERY LANDLORD AND TENANT IN LAGOS STATE SHOULD KNOW</b></div>
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<a href="http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html"><b>http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html</b></a></div>
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10.</div>
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<b>WHY IS GOVERNOR’S CONSENT NECESSARY FOR ALIENATION OF LAND IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html"><b>http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html</b></a></div>
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11.</div>
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<b>WHO IS ENTITLED TO APPLY FOR LETTER OF ADMINISTRATION OF ESTATE IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html"><b>http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html</b></a></div>
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12.</div>
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<b>LAND LAW: LAND LITIGATION IN NIGERIA</b> </div>
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<a href="http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html"><b>http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html</b></a></div>
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13.</div>
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<b>HOW TO RECOVER MONEY OR ASSET LOST TO FRAUD IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html"><b>http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html</b></a></div>
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14.</div>
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<b>THE RELEVANCE OF A SURVEY PLAN IN LAND LITIGATION IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html"><b>http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html</b></a></div>
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15.</div>
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<b>VISITING, STAYING, WORKING OR DOING BUSINESS IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html"><b>http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html</b></a></div>
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16.</div>
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<b>APPLICATION FOR PROBATE AND LETTERS OF ADMINISTRATION IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html"><b>http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html</b></a></div>
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17.</div>
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<b>THE LAW ON COMMON DISPUTES BETWEEN BANKS AND THEIR CUSTOMERS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html"><b>http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html</b></a></div>
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18.</div>
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<b>ENFORCING FUNDAMENTAL HUMAN RIGHTS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html</b></a></div>
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19.</div>
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<b>THE RIGHT TO BAIL AS A CONSTITUTIONAL RIGHT IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html"><b>http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html</b></a></div>
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20.</div>
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<b>MEDIATION: SETTLING DISPUTES OUT OF COURT IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html"><b>http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html</b></a></div>
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21.</div>
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<b>WHEN IS A MEDICAL DOCTOR GUILTY OF NEGLIGENCE IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html"><b>http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html</b></a></div>
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22.</div>
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<b>AVIATION LAW: REMEDIES FOR DELAYED,DAMAGED OR LOST BAGGAGE /COMPENSATION FOR DEATH OR INJURY OF AIRLINE PASSENGERS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html"><b>http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html</b></a></div>
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23.</div>
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<b>CONTRACT OF INSURANCE AND INSURANCE CLAIMS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html"><b>http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html</b></a></div>
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24.</div>
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<b>MARITIME LAW: MAKING ENFORCEABLE MARITIME CLAIMS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html"><b>http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html</b></a></div>
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25.</div>
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<b>LEGAL REMEDIES FOR INJURIES TO BODY, PROPERTY, REPUTATION,BUSINESS OR RELATIONSHIP IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html"><b>http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html</b></a></div>
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26.</div>
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<b>TERMINATION OF CONTRACT OF EMPLOYMENT IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html"><b>http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html</b></a></div>
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27.</div>
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<b>THE STATUS OF THE PROPERTY JOINTLY OWNED BY A DECEASED SPOUSE AND THE SURVIVING SPOUSE IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html"><b>http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html</b></a></div>
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28</div>
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<b>RE-SEALING OF THE PROBATE GRANTED OUTSIDE NIGERIA IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html"><b>http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html</b></a></div>
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29.</div>
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<b>APPLICATION FOR GRANT OF BUSINESS PERMIT AND EXPATRIATE QUOTA IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html" title=""><b>http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html</b></a></div>
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30.</div>
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<b>FIFTY-SIX SERVICES YOU NEED A LAWYER FOR IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html"><b>http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html</b></a></div>
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31.</div>
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<b>THE REQUIRED LEGAL DOCUMENTS FOR LAND IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html"><b>http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html</b></a></div>
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32.</div>
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<b>ILLUMINATIONS ON THE TORT OF DEFAMATION IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html</b></a></div>
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33.</div>
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<b>21 THINGS TO KNOW ABOUT A POWER OF ATTORNEY IN NIGERIA</b></div>
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<b><a href="http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html">http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html</a></b></div>
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34.</div>
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<b>DOWNLOADING CONTRACTS AGREEMENTS AND LEGAL DOCUMENTS ONLINE IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html"><b>http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html</b></a></div>
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35.</div>
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<b>LIST OF LAWS REPEALED/OMITTED FROM 2015 LAWS OF LAGOS STATE, NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html"><b>http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html</b></a></div>
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36.</div>
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<b>ILLUMINATIONS ON CERTIFICATE OF OCCUPANCY AND THE RIGHT OF OCCUPANCY IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html"><b>http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html</b></a></div>
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37.</div>
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<b>THE VALIDITY OF THE SERVICE OF A COURT PROCESS SERVED AT A BRANCH OFFICE</b></div>
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<a href="http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html"><b>http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html</b></a></div>
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38.</div>
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<b>REGISTRATION OF FOREIGN TECHNOLOGY IMPORTATION CONTRACTS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html" title=""><b>http://akintundeesan.blogspot.com/2014/07/technology-supply-or-transfer-contracts.html</b></a></div>
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39.</div>
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<b>3 WAYS TO SECURE YOUR PROPERTY IN THE EVENT DEATH IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html"><b>http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html</b></a></div>
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40.</div>
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<b>COMPANY LAW : LEGAL ADVICE FOR COMPANIES AND BUSINESS ORGANISATIONS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html"><b>http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html</b></a></div>
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41.</div>
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<b>SOME ILLUMINATING THOUGHTS OF AKINTUNDE ESAN ON LAW AND SOCIAL ENGINEERING</b></div>
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<a href="http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html"><b>http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html</b></a></div>
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42.</div>
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<b>E-COMMERCE: FORMATION, VALIDITY AND ENFORCEMENT OF ONLINE AND ELECTRONIC CONTRACTS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html"><b>http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html</b></a></div>
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43.</div>
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<b>COPYRIGHT LAW : ILLUMINATIONS ON THE INFRINGEMENT OF COPYRIGHT IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html</b></a></div>
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44.</div>
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<b>THE PRINCIPLES OF LAW ON THE JURISDICTION OF COURTS OF LAW IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html"><b>http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html</b></a></div>
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45.</div>
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<b>THE EXCEPTIONS TO PUBLIC OFFICERS PROTECTION LAW IN NIGERIA </b></div>
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<a href="http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html"><b>http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html</b></a></div>
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46.</div>
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<b>DRAFTING CONTRACT AGREEMENTS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html"><b>http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html</b></a></div>
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47.</div>
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<b>A FOREIGN COMPANY NOT REGISTERED IN NIGERIA CAN SUE IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html"><b>http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html</b></a></div>
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48.</div>
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<b>LITIGATION CASE MANAGEMENT</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html"><b>http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html</b></a></div>
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49.</div>
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<b>ADMISSIBILITY OF STATEMENTS IN DOCUMENTS PRODUCED BY COMPUTERS </b></div>
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<a href="http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html"><b>http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html</b></a></div>
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50.</div>
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<b>HOW TO BECOME A MEMBER OF A COMPANY IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html"><b>http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html</b></a></div>
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51.</div>
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<b>APPLICATION FOR REGISTRATION TRADE MARKS IN NIGERIA</b></div>
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<a href="http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html"><b>http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html</b></a></div>
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52.</div>
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<b>ARBITRATION AND LITIGATION IN NIGERIA: WHEN THE COURT WILL INTERFERE IN AN ARBITRAL PROCEEDINGS</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html</b></a></div>
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53.</div>
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<b>THE ADMISSIBILITY OF ILLEGAL OR IMPROPERLY OBTAINED EVIDENCE UNDER NIGERIAN LAW OF EVIDENCE</b></div>
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<a href="http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html"><b>http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html</b></a></div>
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54.</div>
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<b>LABELLING THE PRODUCT OF A COMPETITOR AS IMITATION IS TRADE LIBEL NOT A TRADEMARK INFRINGEMENT</b></div>
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<a href="http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html"><b>http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html</b></a></div>
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55.</div>
<div>
<b>TENDERING OF A DOCUMENT UNDER CROSS-EXAMINATION</b></div>
<div>
<a href="http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html"><b>http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html</b></a></div>
<div>
<br /></div>
<div>
56.</div>
<div>
<b>SUBROGATION</b></div>
<div>
<a href="http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html"><b>http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html</b></a></div>
<div>
<br /></div>
<div>
57.</div>
<div>
<b>CONFLICT NEGOTIATION AND MEDIATION</b></div>
<div>
<a href="http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html" title=""><b>http://akintundeesan.blogspot.com/2013/06/conflict-management-attitudes.html</b></a></div>
<div>
<br /></div>
<div>
58.</div>
<div>
<b>CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA </b></div>
<div>
<a href="https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html"><b>https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html</b></a></div>
<div>
<br /></div>
<div>
59.</div>
<div>
<b>87 UNLAWFUL USE OF COMPUTER/INTERNET/ELECTRONIC DEVICES TO AVOID IN NIGERIA </b></div>
<div>
<a href="https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html"><b>https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html</b></a></div>
<div>
<br /></div>
<div>
60.</div>
<div>
<b>HOW TO TACKLE DEFAMATORY CONTENTS ON SOCIAL MEDIA </b></div>
<div>
<a href="https://akintundeesan.blogspot.com/2019/10/how-to-tackle-defamatory-contents-on.html"><b>https://akintundeesan.blogspot.com/2019/10/how-to-tackle-defamatory-contents-on.html</b></a></div>
<div>
<b><br /></b></div>
<div>
<b>© Akintunde Esan</b></div>
<div>
<b><a href="https://akintundeesan.blogspot.com/" title="">Akintunde Esan’s Legal Illumination</a> </b></div>
<div>
<b>@ <a href="https://akintundeesan.blogspot.com/">https://akintundeesan.blogspot.com</a></b></div>
<div>
<br /></div>
Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-52175839520985691072019-10-07T13:36:00.004-07:002020-07-04T14:26:20.523-07:00HOW TO TACKLE DEFAMATORY CONTENTS ON SOCIAL MEDIA<div>
<div style="text-align: justify;">
<b>A.<span style="white-space: pre;"> </span>Introduction</b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
The social media is full of subscribers who post defamatory contents without compunction, some out of sheer boredom and some out of sheer mischief. When you are the subject of a defamatory content on the social media silence is not golden but suicidal. The focus of this edition of<span style="color: #4c1130;"><span style="background-color: yellow;"> <b>Akintunde Esan’s Legal Illumination</b></span></span> is what amounts to a defamatory content on the social media and how the subjects or victims of such content can tackle and manage a defamatory imbroglio. </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>B.<span style="white-space: pre;"> </span>Types of Defamatory Contents</b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
There two types of defamatory contents namely: </div>
<div style="text-align: justify;">
libel and slander.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>1.<span style="white-space: pre;"> </span>Libel</b>: Libel is a defamatory content in a written or printed or in any permanent form such as the social media or internet.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>2.<span style="white-space: pre;"> </span>Slander</b>: Slander is a defamatory content expressed through speech or made in a transient form. Slanderous contents or statements generally are those defamatory words that, are not recorded with some degree of permanence.</div>
<div style="text-align: justify;">
Libel is not merely an actionable tort, but also a criminal offence, whereas slander is a civil injury only. Libel is in all cases actionable per se but slander is, save in special cases, actionable only on proof of actual damages.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>C.<span style="white-space: pre;"> </span>When is a Content Defamatory? </b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
No doubt under international and Nigerian Laws every person is entitled to the freedom to express and share information and personal opinion, sentiment, believe, convictions, views and thoughts on social media, However, the right to freedom to share contents on the social media is not at large, it is subject to a legal obligation not to share contents that are defamatory or defaming.</div>
<div style="text-align: justify;">
A content is said to be defamatory, when the content is shared on the social media to a third person or persons and the shared content has any of the following effects:</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
i.<span style="white-space: pre;"> </span>lowers the person who is the subject of the content in the estimation of right-thinking members of society generally; or</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
ii.<span style="white-space: pre;"> </span>cuts him or her off from society; or</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
iii.<span style="white-space: pre;"> </span>exposes him or her to hatred, contempt or ridicule; or</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
iv.<span style="white-space: pre;"> </span>causes other persons to shun or avoid him or her; or</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
v.<span style="white-space: pre;"> </span>discredits him or her in his office, trade or profession; or</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
vi.<span style="white-space: pre;"> </span>injures his or her financial credit</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>D.<span style="white-space: pre;"> </span>How to tackle a Defamatory Content </b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
In this Legal Illumination for the purpose of tackling defamatory contents shared on social media or online, it is presumed that: </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
i.<span style="white-space: pre;"> </span>the defamatory contents were published; </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
ii.<span style="white-space: pre;"> </span>the defamatory contents were published to a third party or parties;</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
iii.<span style="white-space: pre;"> </span>the defamatory contents complained of refer to the Complainant; </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
iv.<span style="white-space: pre;"> </span>the defamatory contents were/are defamatory of the Complainant; </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
v.<span style="white-space: pre;"> </span>the defamatory contents were/are false; and </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
vi.<span style="white-space: pre;"> </span>there was/is no justifiable legal ground for the publication of the defamatory contents.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
Once these six legal presumptions are not rebuttable, the defamed person can proceed to take the following steps:</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>Step 1</b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
Get a Lawyer to write and demand for a retraction of the published or posted defamatory content from where it has been published and a public apology be made. If the content is not retracted this will lead to the next step.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>Step 2</b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
The offended person defamed can institute a civil suit or initiate a criminal prosecution against the defamer. </div>
<div style="text-align: justify;">
<b><br></b></div>
<div style="text-align: justify;">
<b>1.<span style="white-space: pre;"> </span>Criminal Prosecution</b>:</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
In a criminal suit the person who post or shared or published the content will on conviction be liable to imprisonment or payment of fine or both. Under the Cyber Crimes (Prohibition, Prevention, etc.) Act, 2015 it is a criminal offence for any person who knowingly or intentionally sends a message or other matter by means of computer systems or network that:</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
a)<span style="white-space: pre;"> </span>is grossly offensive, pornographic or of an indecent, obscene or menacing character or causes any such message or matter to be so sent; or</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
b)<span style="white-space: pre;"> </span>he knows to be false, for the purpose of causing annoyance, inconvenience danger, obstruction, insult, injury, criminal intimidation, enmity, hatred, ill will or needless anxiety to another or causes such a message to be sent.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>2.<span style="white-space: pre;"> </span>Civil Action</b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
In a civil action or suit the defamer is entitled to claim for the payment of a sum as damages for defamation of character. The Court would take the following facts into consideration:</div>
<div style="text-align: justify;">
a.<span style="white-space: pre;"> </span>The damages must be adequate to repair the injury to the defamed person's reputation. </div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
b.<span style="white-space: pre;"> </span>The damages must atone for the assault on the defamed person's character and pride which were unjustifiably invaded.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
c.<span style="white-space: pre;"> </span>It must reflect the reaction of the law to the impudent and illegal exercise in the course of which the libel was unleashed by the defamer.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
d.<span style="white-space: pre;"> </span>It must also take into account the loss of social esteem and the natural grief and distress to which the defamed person must have been put.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
e.<span style="white-space: pre;"> </span>The fact that the defamer did not show any remorse and did not care whether or not the defamed person's reputation or feeling was injured.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
f.<span style="white-space: pre;"> </span>The social standing of the defamed person must also be considered.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
g.<span style="white-space: pre;"> </span>The rate of inflation which has adversely affected the value of the national currency.</div>
<div style="text-align: justify;">
The defamed can also pray the Court for an order directing the defamer to offer a public apology to the defamed and payment of the costs of filing the civil suit.</div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
<b>E. Conclusion</b></div>
<div style="text-align: justify;">
<br></div>
<div style="text-align: justify;">
Defamatory content on social media spreads like a virus and if left unattended to will be a permanent stain on the internet. Silence is not golden but suicidal on the social media, as silence on a defamatory content means acceptance and will be taken as true by the public and prospective employers, employees, clients, customers, patients, spouse, friends and business partners. </div><div style="text-align: justify;"><br></div>
<div style="text-align: justify;">
You may contact <b>Akintunde Esan</b> of <b>Ase</b> <b>Olodumare</b> <b>Chambers</b>, if you are in need of further illumination or legal advice on the steps to take to tackle defamatory contents posted or shared on the social media or published online against you or persons dear to you.</div><div style="text-align: justify;"><br></div><div style="text-align: justify;">
<p style="margin: 0px 0px 13px; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background: yellow; color: #7030a0; font-family: "Arial Black","sans-serif"; font-size: 10pt; line-height: 115%; margin: 0px;">HOW TO TACKLE DEFAMATORY CONTENTS ON SOCIAL MEDIA is a legal illumination of AKINTUNDE
ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner
& Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal
Practitioners/Consultants & Chartered Mediators)</span></b></p>
<b></b></div><div style="text-align: justify;"><b></b><i></i><u></u><sub></sub><sup></sup><strike></strike><br></div><div style="text-align: justify;"><b>Click the links below to also view:</b></div><div style="text-align: justify;"><p dir="ltr"><b><a href="http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html" title="">ILLUMINATIONS ON THE TORT OF DEFAMATION IN NIGERIA</a></b></p><p dir="ltr"><b><a href="http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html" title="">E-COMMERCE: FORMATION, VALIDITY AND ENFORCEMENT OF ONLINE AND ELECTRONIC CONTRACTS IN NIGERIA</a></b></p><p dir="ltr" style="font-family: sans-serif;"><b style="font-size: medium;"><a href="https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html">87 UNLAWFUL USE OF COMPUTER/ INTERNET</a></b><b style="font-size: medium;"><a href="https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html">/</a></b><b style="font-size: medium;"><a href="https://akintundeesan.blogspot.com/2019/08/87-unlawful-use-of-computerinternetelec.html">ELECTRONIC DEVICES TO AVOID IN NIGERIA</a></b></p><p dir="ltr" style="font-family: sans-serif;"><br></p></div></div>
Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-44746185679735166912019-08-29T03:32:00.002-07:002020-05-12T07:20:27.254-07:0087 UNLAWFUL USE OF COMPUTER/INTERNET/ELECTRONIC DEVICES TO AVOID IN NIGERIA<div style="text-align: justify;">
A.<span style="white-space: pre;"> </span><b>Introduction</b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
This edition of <b style="background-color: #ffd966;"><span style="color: #20124d;">Akintunde Esan’s Legal Illumination</span></b> is focused on drawing attention to the things done on computer networks (whether on the internet or intranet) which in Nigeria are regarded as cybercrimes also referred to as computer crimes or frauds which the offenders are liable on conviction to imprisonment or fine or both and other penalties such as forfeiture of assets, listed below in this Legal Illumination.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<b>B.<span style="white-space: pre;"> </span>Cybercrimes (Prohibition, Prevention, Etc.) Act, 2015 </b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
The principal legislation that has majorly penalised acts or activities categorised as computer crimes whether on an intranet or on the internet in Nigeria is known as the Cybercrimes (Prohibition, Prevention, Etc.) Act, 2015 (the Act). </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
The Act provides an effective, unified and comprehensive legal, regulatory and institutional framework for the prohibition, prevention, detection, prosecution and punishment of cybercrimes in Nigeria. The Act also ensures the protection of critical national information infrastructure, and promotes cybersecurity and the protection of computer systems and networks, electronic communications, data and computer programs, intellectual property and privacy rights.</div>
<div style="text-align: justify;">
<b><br /></b></div>
<div style="text-align: justify;">
<b>C.<span style="white-space: pre;"> </span>Definition of Computer, Electronic Device and Network</b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Basically, an internet is computer network consisting of a worldwide network of computer networks that use the transmission control protocol (TCP) and Internet protocol (IP) network protocols to facilitate data transmission and exchange.However, in order to have a proper understanding of computer/electronic/internet crimes under Nigerian law, it is essential to take note of the statutory definition of computer, electronic device and other computer related terminologies in the Cybercrimes Act. </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
The Act defines a “<b>computer</b>” for the purpose of computer and electronic crimes as: </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
“an electronic, magnetic, optical, electrochemical or other high speed data processing device performing logical, arithmetic, or storage functions and includes any data storage facility. All communication devices that can directly interface with a computer through communication protocols shall form part of this definition. This definition excludes the following; portable hand-held calculator typewriters and typesetters or other similar devices” </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
A “<b>computer system</b>” is referred to as:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
“any device or group of interconnected or related devices, one or more of which, pursuant to a program, performs automated or interactive processing of data. It covers any type of device with data processing capabilities including, but not limited to, computers and mobile phones. The device consisting of hardware and software may include input, output and storage components which may stand alone or be connected in a network or other similar devices. It also includes computer data storage devices or media” </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
An “<b>electronic</b> <b>device</b>” means: </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
“a device which accomplishes its purpose electronically. This includes, computer systems, telecommunication devices, smartphones, access cards, credit cards, debit cards, loyalty cards etc.”</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;"><b>
Electronic</b> <b>communication</b> includes: </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
“communications in electronic format, instant messages, short message service (SMS), e-mail, video, voice mails, multimedia message service (MMS), Fax, and pager.”</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;"><b>
Network</b> means: </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
“a collection of hardware components and computers interconnected by communications channels that allow sharing of resources and information.”</div>
<div style="text-align: justify;">
<b><br /></b></div>
<div style="text-align: justify;"><b>
D.<span style="white-space: pre;"> </span>87 Computer/Internet/Electronic Crimes/Fraud</b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
The following acts and activities have been penalised as criminal under the Act:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="color: red;">1.<span style="white-space: pre;"> </span>Obtaining data vital to national security from a computer without authorised access</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">2.<span style="white-space: pre;"> </span>Obtaining business secrets and classified information from a computer with authorised access</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">3.<span style="white-space: pre;"> </span>Using electronic devices to evade detention of unauthorised access to a computer</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">4.<span style="white-space: pre;"> </span>Trafficking of computer password.</span></div>
<div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
<span style="color: red;">5.<span style="white-space: pre;"> </span>Using a Cybercafé computer for electronic or online Fraud.</span></div>
<div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
<span style="color: red;">6.<span style="white-space: pre;"> </span>Hindering of the functioning of a computer System.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">7.<span style="white-space: pre;"> </span>Intercepting electronic messages, emails and electronic money transfers.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">8.<span style="white-space: pre;"> </span>Tampering with critical infrastructure/emails.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">9.<span style="white-space: pre;"> </span>Willful misdirection of electronic messages.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">10.<span style="white-space: pre;"> </span>Unlawful interceptions of the function of a computer system or communications network.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">11.<span style="white-space: pre;"> </span>Holding back electronic mails or payments received in error/ theft of electronic devices.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">12.<span style="white-space: pre;"> </span>Manipulating data in a computer</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">13.<span style="white-space: pre;"> </span>Sending fraudulent electronic messages</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">14.<span style="white-space: pre;"> </span>Fraudulent franking of electronic messages</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">15.<span style="white-space: pre;"> </span>Manipulation of computer or electronic payment devices</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">16.<span style="white-space: pre;"> </span>Diverting of electronic mails by employees of banks or financial institutions.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">17.<span style="white-space: pre;"> </span>Conspiring to perpetrate fraud using computer network.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">18.<span style="white-space: pre;"> </span>Theft of electronic devices.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">19.<span style="white-space: pre;"> </span>Stealing of terminal.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">20.<span style="white-space: pre;"> </span>Stealing Automated Teller Machine (ATM).</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">21.<span style="white-space: pre;"> </span>Attempts to steal Automated Teller Machine (ATM).</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">22.<span style="white-space: pre;"> </span>Unauthorized modification of computer systems and network data.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">23.<span style="white-space: pre;"> </span>Unauthorized Modification hindering the functioning of a computer system.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">24.<span style="white-space: pre;"> </span>Forging of electronic signature.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">25.<span style="white-space: pre;"> </span>Cyber Terrorism: Using a computer system/network for terrorism.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">26.<span style="white-space: pre;"> </span>Financial institutions authorising more than one Access</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">27.<span style="white-space: pre;"> </span>Issuance of false electronic or verbal messages by employees of financial institution</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">28.<span style="white-space: pre;"> </span>Failure to reporting of cyber threats to National Computer Emergency Response Team (NCERT)</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">29.<span style="white-space: pre;"> </span>Identity theft and impersonation</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">30.<span style="white-space: pre;"> </span>Identity theft of employer, staff, service providers and consultants</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">31.<span style="white-space: pre;"> </span>Fraudulent or dishonest use electronic signature, password or unique Identification Feature.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">32.<span style="white-space: pre;"> </span>False statement on identity for procuring the issuance of a card. </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">33.<span style="white-space: pre;"> </span>Producing, offering, distributing, procuring or possessing child pornography.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">34.<span style="white-space: pre;"> </span>Unsolicited electronic distribution of pornographic images.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">35.<span style="white-space: pre;"> </span>Engaging in sexual activities with a child through a computer network.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">36.<span style="white-space: pre;"> </span>Recruiting, inducing, coercing, exposing, or causing a child to participate in pornographic performances.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">37.<span style="white-space: pre;"> </span>Cyberstalking: Sending of offensive electronic images and messages.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">38.<span style="white-space: pre;"> </span>Electronic Assault: Transmission of communication containing threat to life, kidnap or harm.</span></div>
<div style="text-align: justify;">
<span style="color: red;"> </span></div>
<div style="text-align: justify;">
<span style="color: red;">39.<span style="white-space: pre;"> </span>Cybersquatting: Electronic and Online Passing Off and Infringement of Intellectual Property</span></div>
<div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
<span style="color: red;">40.<span style="white-space: pre;"> </span>Racist or xenophobic contents</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">41.<span style="white-space: pre;"> </span>Making available, through a computer system or network, to the public, material which denies or approves or justifies acts constituting genocide or crimes against humanity.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">42.<span style="white-space: pre;"> </span>Attempt to commit any of the offences listed.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">43.<span style="white-space: pre;"> </span>Conspiracy, aiding and abetting the committing of any of the offences listed.</span></div>
<div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
<span style="color: red;">44.<span style="white-space: pre;"> </span>Connivance of employee of a financial institution with anyone to perpetrate fraud using computer system(s) or network</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">45.<span style="white-space: pre;"> </span>Making a computer device or program available to commit an offence under the Act</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">46.<span style="white-space: pre;"> </span>Providing password or access code to access a computer to commit an Offence under the Act</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">47.<span style="white-space: pre;"> </span>Making available device or program designed to counter security measures in order to commit any of the offences listed or under the Act.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">48.<span style="white-space: pre;"> </span>Possessing device or program with intent to commit an offence under the Act </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">49.<span style="white-space: pre;"> </span>Unauthorised disclosure of password for any unlawful purpose or gain.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">50.<span style="white-space: pre;"> </span>Providing of device, program, password or access code used in committing any of offences listed or under the Act which results into loss or damage.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">51.<span style="white-space: pre;"> </span>Using electronic tools to retrieve password illegally.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">52.<span style="white-space: pre;"> </span>Making, forging, altering, or counterfeiting of electronic devices.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">53.<span style="white-space: pre;"> </span>Forging and illegal use of consumers security codes by Service Providers – </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">54.<span style="white-space: pre;"> </span>Breach of confidence by service providers.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">55.<span style="white-space: pre;"> </span>Corporate offence occasioned by the commission or omission of a management staff.</span></div>
<div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
<span style="color: red;">56.<span style="white-space: pre;"> </span>Manipulation of ATM/POS Terminals.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">57.<span style="white-space: pre;"> </span>Connivance to defraud using ATM or Point of Sales Device.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">58.<span style="white-space: pre;"> </span>Failure of employee to relinquish or surrender all codes and access rights.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">59.<span style="white-space: pre;"> </span>Failure to surrender all codes and access rights.</span></div>
<div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
<span style="color: red;">60.<span style="white-space: pre;"> </span>Phishing: This is the criminal and fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication through emails or instant messaging either in form of an email from what appears from your bank asking a user to change his or her password or reveal his or her identity so that such information can later be used to defraud the user.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">61.<span style="white-space: pre;"> </span>Spamming: This is an abuse of electronic messaging systems to indiscriminately send unsolicited bulk messages to individuals and corporate organizations.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">62.<span style="white-space: pre;"> </span>Spreading of computer virus.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">63.<span style="white-space: pre;"> </span>Using electronic card to fraudulently obtain cash, credit, goods or service. </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">64.<span style="white-space: pre;"> </span>Using counterfeit or unauthorised access device or access device of another. </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">65.<span style="white-space: pre;"> </span>Stealing of an electronic card.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">66.<span style="white-space: pre;"> </span>Possession of lost electronic card.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">67.<span style="white-space: pre;"> </span>Using electronic card as a fraudulent security for a debt.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">68.<span style="white-space: pre;"> </span>Signing for a electronic card.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">69.<span style="white-space: pre;"> </span>Use of forged or expired electronic card or card obtained fraudulently or used without Consent. </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">70.<span style="white-space: pre;"> </span>Accepting a forged or expired electronic card or card obtained illegally to pay for goods or services.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">71.<span style="white-space: pre;"> </span>Failure to furnish good or services paid for with electronic card.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">72.<span style="white-space: pre;"> </span>Employee/agent of a creditor issuing to an electronic cardholder a card transaction Record of Sale for a sale which was not done or made.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">73.<span style="white-space: pre;"> </span>Authorising the remitting of an electronic card transaction Record of Sale to a creditor for a sale which was not done or made.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">74.<span style="white-space: pre;"> </span>Possession of a counterfeit of the electronic card of another person.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">75.<span style="white-space: pre;"> </span>Involvement in the manufacturing of counterfeit electronic cards</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">76.<span style="white-space: pre;"> </span>To falsely alter any invoice for money, goods or services, obtained by use of an electronic card after the Invoice has been signed by the cardholder.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">77.<span style="white-space: pre;"> </span>Making available the particulars of an electronic cardholder without the prior written permission of the Cardholder.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">78.<span style="white-space: pre;"> </span>Possession of stolen electronic card. </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">79.<span style="white-space: pre;"> </span>Purchase or sale of electronic card of another.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">80.<span style="white-space: pre;"> </span>Use of fraudulent device or attachment, e-mails or websites to obtain electronic card particulars.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">81.<span style="white-space: pre;"> </span>Fraudulent redirection of funds transferred electronically.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">82.<span style="white-space: pre;"> </span>Failure of financial institutions to establish Identity of customers before executing electronic instructions. Unauthorized debit to be reversed within 72 Hours.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">83.<span style="white-space: pre;"> </span>Committing any of the offences listed or under the Act against any information infrastructure designated as a critical national information infrastructure in Nigeria.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">84.<span style="white-space: pre;"> </span>Failure to retain traffic data and subscriber information for 2 years by service providers. </span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">85.<span style="white-space: pre;"> </span>Failure of law enforcement agency bound to use released subscriber’s data for legitimate use only.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">86.<span style="white-space: pre;"> </span>Failure of law enforcement agents/service providers to respect right to privacy under the constitution.</span></div>
<div style="text-align: justify;">
<span style="color: red;"><br /></span></div>
<div style="text-align: justify;">
<span style="color: red;">87.<span style="white-space: pre;"> </span>Failure of service provider to disclose Information requested by any law enforcement agency. </span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;"><b>
E.<span style="white-space: pre;"> </span>Penalties for Computer / Internet / Electronic Frauds/Crimes in Nigeria</b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
The penalties for all the computer /internet/ electronic crimes/frauds listed above are as follows:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;"><span style="white-space: pre;">(1) Generally, offenders</span> are liable on conviction to imprisonment or fine or both; and including:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
(a)<span style="white-space: pre;"> </span>Forfeiture of Assets to the Federal Government of Nigeria:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
(i)<span style="white-space: pre;"> </span>Assets traceable to Proceeds of Computer Crime.</div><div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
(ii)<span style="white-space: pre;"> </span>Computers used to commit an offence.</div><div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
(iii)<span style="white-space: pre;"> </span>Assets or Properties in a Foreign Country acquired with Proceeds of Computer Crime.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
(b)<span style="white-space: pre;"> </span>Winding Up of Convicted Corporate Service Provider. </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
(c)<span style="white-space: pre;"> </span>Cancellation/Withdrawal of International Passport of any person convicted under the Act.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
(d)<span style="white-space: pre;"> </span>Payment of Compensation or Restitution to Victim.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">i)<span style="white-space: pre;"> </span>Refund of the Money obtained by Fraud.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">ii)<span style="white-space: pre;"> </span>Return of the Property obtained by Fraud.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">iii)<span style="white-space: pre;"> </span>Pay Monetary Equivalent of the Property where return is impossible.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">iv)<span style="white-space: pre;"> </span>Enforcement of Order of Restitution in a Civil Action.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;"><b>
F.<span style="white-space: pre;"> </span>Conclusion</b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Employees in charge of computers used for office businesses should beware that employers can get them prosecuted and jailed or fined for the damages caused to their business or company due to their unlawful operations or activities on their office computer network. Ignorance of the law will not excuse an offender from the punishment for engaging in a penalised act. Forewarned is forearmed.</div><div style="text-align: justify;"><br /></div>
<div style="text-align: justify;">
If you or your organisation is in need of further <b>legal illumination on computer/internet/electronic crimes/frauds or on a dispute on an electronic transaction/contract, </b>you may contact <b>Akintunde</b> <b>Esan</b> the author of<b> <span style="color: red;">86 UNLAWFUL USE OF COMPUTER/INTERNET/ELECTRONIC DEVICES TO AVOID IN NIGERIA and <a href="https://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html" title="">E-COMMERCE: FORMATION, VALIDITY AND ENFORCEMENT OF ONLINE AND ELECTRONIC CONTRACTS IN NIGERIA</a></span></b> for further legal illumination.</div><div style="text-align: justify;"><br /></div>
<div style="text-align: justify;"><b>
Akintunde</b> <b>Esan</b> <b>(The Legal Adviser Online)</b> is a <b>Legal Practitioner/Consultant and Chartered Mediator</b>. He is the Managing Partner at <b>Ase</b> <b>Olodumare</b> <b>Chambers</b> a Lagos, Nigeria based Law Firm, providing <b>online</b> and <b>offline</b> legal advice, services and solutions to legal issues.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">
<p style="margin: 0px 0px 13px; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background: yellow; color: #7030a0; font-family: "Arial Black","sans-serif"; font-size: 10pt; line-height: 115%; margin: 0px;">87 UNLAWFUL USE OF COMPUTER/INTERNET/ELECTRONIC DEVICES TO AVOID IN NIGERIA is a legal illumination of AKINTUNDE
ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner
& Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal
Practitioners/Consultants & Chartered Mediators)</span></b></p>
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-23211412833144345782019-07-19T05:28:00.001-07:002019-07-19T06:41:03.917-07:00FIFTY-SEVEN (57) LEGAL ILLUMINATIONS OF AKINTUNDE ESAN ONLINE<div>These fifty-seven (57) Legal Illuminations of Akintunde Esan Online are a compilation of selected Legal Illuminations of Akintunde Esan published online between 2012 and 2019 on his Blog known as:</div><div> </div><div style="text-align: center;"><b>Akintunde Esan’s Legal Illumination</b> @ <b><a href="https://akintundeesan.blogspot.com" title="">https://akintundeesan.blogspot.com</a></b><br></div><div><br></div><div><b>Akintunde Esan’s Legal Illumination </b>is an Online Legal Resource Blog containing the legal illuminations of Akintunde Esan on the jurisprudence which determines the enforceability of legal rights and obligations in Nigeria.</div><div><br></div><div><b>Akintunde Esan's Legal Illumination </b>is a product of a twenty-one (21) years evolution of a legal intelligence rooted in the blend of the academic research, practice experience and street understanding of the appropriate applicable Nigerian law to real life and live legal issues and situations in Nigeria. </div><div><br></div><div><b>Akintunde Esan’s Legal Illuminations</b> have received recognition as a legal authority with their citation by both local and international jurists in their articles, research projects, papers and judgments. </div><div><br></div><div>Click the link below to view ongoing compilation of the <b>CITING OF AKINTUNDE ESAN’S LEGAL ILLUMINATIONS BY JURISTS <a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html">http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html</a></b></div><div><br></div><div>Access to Akintunde Esan’s Legal Illumination Online is free except for those who are seeking for further legal illumination.</div><div> </div><div>1.</div><div><b>ELECTRICITY REGULATIONS , RIGHTS AND OBLIGATIONS IN NIGERIA </b><a href="https://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html"><b>https://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html</b></a></div><div><br></div><div>2.</div><div><b>MEANING OF 59 LEGAL TERMS IN NIGERIAN ELECTRICITY LAW </b></div><div><b><a href="https://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html">https://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html</a><br></b></div><div><br></div><div>3.</div><div><b>CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA</b> </div><div><a href="https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html"><b>https://akintundeesan.blogspot.com/2019/06/claiming-death-benefits-of-deceased.html</b></a><br></div><div><br></div><div>4.</div><div><b>MEDIATION: SETTLING DISPUTES OUT OF COURT IN NIGERIA</b></div><div><a href="https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1"><b>https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1</b></a><br></div><div><br></div><div>5.</div><div><b>CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html"><b>http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html</b></a><br></div><div><br></div><div>6.</div><div><b>GROUNDS FOR GRANTING DIVORCE IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-divorcing-spouse.html"><b>http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-divorcing-spouse.html</b></a><br></div><div><br></div><div>7. <b>DIVORCE IN NIGERIA -THE PROCESS AND GROUNDS </b></div><div><a href="https://akintundeesan.blogspot.com/2018/10/divorce-in-nigeria-process-and-grounds.html" style=""><b>https://akintundeesan.blogspot.com/2018/10/divorce-in-nigeria-process-and-grounds.html</b></a><br></div><div><br></div><div>8.</div><div><b>ILLUMINATION ON RAPE AND OTHER SEXUAL OFFENCES IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html"><b>http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html</b></a><br></div><div><br></div><div>9.</div><div><b>TENANCY LAW: 12 THINGS EVERY LANDLORD AND TENANT IN LAGOS STATE SHOULD KNOW</b></div><div><a href="http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html"><b>http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html</b></a><br></div><div><br></div><div>10.</div><div><b>WHY IS GOVERNOR’S CONSENT NECESSARY FOR ALIENATION OF LAND IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html"><b>http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html</b></a><br></div><div><br></div><div>11.</div><div><b>WHO IS ENTITLED TO APPLY FOR LETTER OF ADMINISTRATION OF ESTATE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html"><b>http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html</b></a><br></div><div><br></div><div>12.</div><div><b>LAND LAW: LAND LITIGATION IN NIGERIA</b> </div><div><a href="http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html"><b>http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html</b></a><br></div><div><br></div><div>13.</div><div><b>HOW TO RECOVER MONEY OR ASSET LOST TO FRAUD IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html"><b>http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html</b></a><br></div><div><br></div><div>14.</div><div><b>THE RELEVANCE OF A SURVEY PLAN IN LAND LITIGATION IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html"><b>http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html</b></a><br></div><div><br></div><div>15.</div><div><b>VISITING, STAYING, WORKING OR DOING BUSINESS IN NIGERIA</b> </div><div><a href="http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html"><b>http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html</b></a><br></div><div><br></div><div>16.</div><div><b>APPLICATION FOR PROBATE AND LETTERS OF ADMINISTRATION IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html" title=""><b>http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html</b></a></div><div><br></div><div>17.</div><div><b>THE LAW ON COMMON DISPUTES BETWEEN BANKS AND THEIR CUSTOMERS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html"><b>http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html</b></a><br></div><div><br></div><div>18.</div><div><b>ENFORCING FUNDAMENTAL HUMAN RIGHTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html</b></a><br></div><div><br></div><div>19.</div><div><b>THE RIGHT TO BAIL AS A CONSTITUTIONAL RIGHT IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html"><b>http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html</b></a><br></div><div><br></div><div>20.</div><div><b>MEDIATION: SETTLING DISPUTES OUT OF COURT IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html"><b>http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html</b></a><br></div><div><br></div><div>21.</div><div><b>WHEN IS A MEDICAL DOCTOR GUILTY OF NEGLIGENCE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html"><b>http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html</b></a><br></div><div><br></div><div>22.</div><div><b>AVIATION LAW: REMEDIES FOR DELAYED,DAMAGED OR LOST BAGGAGE /COMPENSATION FOR DEATH OR INJURY OF AIRLINE PASSENGERS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html"><b>http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html</b></a><br></div><div><br></div><div>23.</div><div><b>CONTRACT OF INSURANCE AND INSURANCE CLAIMS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html"><b>http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html</b></a><br></div><div><br></div><div>24.</div><div><b>MARITIME LAW: MAKING ENFORCEABLE MARITIME CLAIMS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html"><b>http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html</b></a><br></div><div><br></div><div>25.</div><div><b>LEGAL REMEDIES FOR INJURIES TO BODY, PROPERTY, REPUTATION,BUSINESS OR RELATIONSHIP IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html"><b>http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html</b></a><br></div><div><br></div><div>26.</div><div><b>TERMINATION OF CONTRACT OF EMPLOYMENT IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html"><b>http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html</b></a><br></div><div><br></div><div>27.</div><div><b>THE STATUS OF THE PROPERTY JOINTLY OWNED BY A DECEASED SPOUSE AND THE SURVIVING SPOUSE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html"><b>http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html</b></a><br></div><div><br></div><div>28</div><div><b>RE-SEALING OF THE PROBATE GRANTED OUTSIDE NIGERIA IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html"><b>http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html</b></a><br></div><div><br></div><div>29.</div><div><b>APPLICATION FOR GRANT OF BUSINESS PERMIT AND EXPATRIATE QUOTA IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html"><b>http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html</b></a><br></div><div><br></div><div>30.</div><div><b>FIFTY-SIX SERVICES YOU NEED A LAWYER FOR IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html"><b>http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html</b></a><br></div><div><br></div><div>31.</div><div><b>THE REQUIRED LEGAL DOCUMENTS FOR LAND IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html"><b>http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html</b></a><br></div><div><br></div><div>32.</div><div><b>ILLUMINATIONS ON THE TORT OF DEFAMATION IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html</b></a><br></div><div><br></div><div>33.</div><div><b>21 THINGS TO KNOW ABOUT A POWER OF ATTORNEY IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html"><b>http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html</b></a><br></div><div><br></div><div>34.</div><div><b>DOWNLOADING CONTRACTS AGREEMENTS AND LEGAL DOCUMENTS ONLINE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html"><b>http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html</b></a><br></div><div><br></div><div>35.</div><div><b>LIST OF LAWS REPEALED/OMITTED FROM 2015 LAWS OF LAGOS STATE, NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html"><b>http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html</b></a><br></div><div><br></div><div>36<b>.</b></div><div><b>ILLUMINATIONS ON CERTIFICATE OF OCCUPANCY AND THE RIGHT OF OCCUPANCY IN NIGERIA </b> </div><div><a href="http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html"><b>http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html</b></a><br></div><div><br></div><div>37.</div><div><b>THE VALIDITY OF THE SERVICE OF A COURT PROCESS SERVED AT A BRANCH OFFICE</b></div><div><a href="http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html"><b>http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html</b></a><br></div><div><br></div><div>38.</div><div><b>REGISTRATION OF FOREIGN TECHNOLOGY IMPORTATION CONTRACTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/07/technology-supply-or-transfer-contracts.html"><b>http://akintundeesan.blogspot.com/2014/07/technology-supply-or-transfer-contracts.html</b></a><br></div><div><br></div><div>39.</div><div><b>3 WAYS TO SECURE YOUR PROPERTY IN THE EVENT DEATH IN NIGERIA </b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html"><b>http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html</b></a><br></div><div><br></div><div>40.</div><div><b>COMPANY LAW : LEGAL ADVICE FOR COMPANIES AND BUSINESS ORGANISATIONS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html"><b>http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html</b></a><br></div><div><br></div><div>41.</div><div><b>SOME ILLUMINATING THOUGHTS OF AKINTUNDE ESAN ON LAW AND SOCIAL ENGINEERING</b></div><div><a href="http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html"><b>http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html</b></a><br></div><div><br></div><div>42.</div><div><b>E-COMMERCE: FORMATION, VALIDITY AND ENFORCEMENT OF ONLINE AND ELECTRONIC CONTRACTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html"><b>http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html</b></a><br></div><div><br></div><div>43.</div><div><b>COPYRIGHT LAW : ILLUMINATIONS ON THE INFRINGEMENT OF COPYRIGHT IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html</b></a><br></div><div><br></div><div>44.</div><div><b>THE PRINCIPLES OF LAW ON THE JURISDICTION OF COURTS OF LAW IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html"><b>http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html</b></a><br></div><div><br></div><div>45.</div><div><b>THE EXCEPTIONS TO PUBLIC OFFICERS PROTECTION LAW IN NIGERIA </b> </div><div><a href="http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html"><b>http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html</b></a><br></div><div><br></div><div>46.</div><div><b>DRAFTING CONTRACT AGREEMENTS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html"><b>http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html</b></a><br></div><div><br></div><div>47<b>.</b></div><div><b>A FOREIGN COMPANY NOT REGISTERED IN NIGERIA CAN SUE IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html"><b>http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html</b></a><br></div><div><br></div><div>48.</div><div><b>LITIGATION CASE MANAGEMENT</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html"><b>http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html</b></a><br></div><div><br></div><div>49.</div><div><b>ADMISSIBILITY OF STATEMENTS IN DOCUMENTS PRODUCED BY COMPUTERS </b></div><div><a href="http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html"><b>http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html</b></a><br></div><div><br></div><div>50.</div><div><b>HOW TO BECOME A MEMBER OF A COMPANY IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html"><b>http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html</b></a><br></div><div><br></div><div>51.</div><div><b>APPLICATION FOR REGISTRATION TRADE MARKS IN NIGERIA</b></div><div><a href="http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html"><b>http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html</b></a><br></div><div><br></div><div>52.</div><div><b>ARBITRATION AND LITIGATION IN NIGERIA: WHEN THE COURT WILL INTERFERE IN AN ARBITRAL PROCEEDINGS</b></div><div><a href="http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html"><b>http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html</b></a><br></div><div><br></div><div>53.</div><div><b>THE ADMISSIBILITY OF ILLEGAL OR IMPROPERLY OBTAINED EVIDENCE UNDER NIGERIAN LAW OF EVIDENCE</b></div><div><a href="http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html"><b>http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html</b></a><br></div><div><br></div><div>54.</div><div><b>LABELLING THE PRODUCT OF A COMPETITOR AS IMITATION IS TRADE LIBEL NOT A TRADEMARK INFRINGEMENT</b></div><div><a href="http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html"><b>http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html</b></a><br></div><div><br></div><div>55.</div><div><b>TENDERING OF A DOCUMENT UNDER CROSS-EXAMINATION</b></div><div><a href="http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html"><b>http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html</b></a><br></div><div><br></div><div>56.</div><div><b>SUBROGATION</b></div><div><a href="http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html"><b>http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html</b></a><br></div><div><br></div><div>57.</div><div><b>CONFLICT NEGOTIATION AND MEDIATION</b></div><div><a href="http://akintundeesan.blogspot.com/2013/06/conflict-management-attitudes.html"><b>http://akintundeesan.blogspot.com/2013/06/conflict-management-attitudes.html</b></a><br></div><div><b><br></b></div><div><b>© Akintunde Esan</b></div><div><b>Akintunde Esan’s Legal Illumination @ <a href="https://akintundeesan.blogspot.com">https://akintundeesan.blogspot.com</a></b></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-41311114107107271312019-06-26T09:16:00.003-07:002021-06-05T23:53:30.876-07:00CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA<div style="text-align: justify;">
<b>A.<span style="white-space: pre;"> </span>Introduction</b></div>
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This edition of <b><span style="color: #4c1130;"><span style="background-color: yellow;">Akintunde Esan’s Legal Illumination</span></span> </b>is focused on providing legal illumination for the next of kin, beneficiaries, dependants or legal representatives of deceased employees having challenges with claiming their death benefits.</div>
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<b>B.<span style="white-space: pre;"> </span>The Relevant Laws</b></div>
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The claiming of death benefits of deceased employees/workers in Nigeria is subject to the provisions of Nigerian Labour Law, Insurance Law, Employee's Compensation Law and Administration of Estate Laws. </div>
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<b>C.<span style="white-space: pre;"> </span>Employee’s Death Benefits</b></div>
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The Death benefits of a deceased employee for the purposes of this legal illumination are all the benefits that, accrued or accrues to an employee by virtue of his or her employment as at the time and date of his or her death, which his or her next of kin, beneficiaries, dependants or legal representatives are legally entitled to claim. </div>
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These benefits could be one or more of the following: outstanding salaries, bonuses and allowances, pension and retirement fund, insurances, compensations, reimbursements, material entitlements, gifts and miscellaneous policy, contractual and statutory entitlements. </div>
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<b>D.<span style="white-space: pre;"> </span>Employment Contract and Death of an Employee</b></div>
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Generally, the Law which regulates the terms and conditions of employment in Nigeria is the <b>Labour</b> <b>Act</b>. </div>
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The Act provides that, a contract of employment becomes terminated by the expiry of the period for which it was made; or by the death of the worker before the expiry of that period; or by notice in accordance with section 11 of the Labour Act or in any other way in which a contract is legally terminable or held to be terminated.<span style="font-size: xx-small;">1 </span></div>
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The termination of a contract by the death of an employee shall be without prejudice to the legal claims of his personal representatives or dependants<span style="font-size: xx-small;">.2 </span></div>
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Likewise, a contract of employment cannot be deemed to be binding on the family or dependants of an employee (dead or alive) unless it contains an express provision to that effect.<span style="font-size: xx-small;">3 </span></div>
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<b>E.<span style="white-space: pre;"> </span>Compensation for the Death of a Deceased Employee</b></div>
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The <b>Employee's Compensation Act 2011</b> provides compensation for death, injuries or disease arising out of or in the course of an employment. Where death results from the injury of an employee, the Act provides that compensation shall be paid to the dependants of the deceased.<span style="font-size: xx-small;">4</span></div>
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<b>F.<span style="white-space: pre;"> </span>The Pension of a Deceased Employee</b></div>
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Generally, there are pension schemes designed to provide employees with a regular and stable income after retirement from employment and to also serve as benefits to the employee’s dependants upon his or her demise. </div>
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The Law that governs and regulates the administration of the contributory pension scheme for both the public and private sectors in Nigeria is Pension Reform Act 2014 which repealed the <b>Pension Reform Act No. 2 of 2004</b> (repealed Act).</div>
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The Act provides that every employee shall maintain a Retirement Savings Account (“RSA”) in his name with any Pension Fund Administrator (“PFA”) of his choice. The RSA is financed by contributions from both the employer and employee.<span style="font-size: xx-small;">5 </span></div>
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In the event of death, before or after retirement, the funds in RSA would form part of the deceased employee’s estate, the implication of which is that, it is only the personal representatives of the deceased which are either the Executors appointed by his or her will or Administrators who have obtained Letters of Administration from the Probate Registry of the High Court with the requisite jurisdiction that can make claims.</div>
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In essence, it is only the next of kin, dependant or beneficiaries stated in a Will admitted to Probate or recognised in a Letter of Administration as the beneficiaries of the estate of the deceased employee that would be entitled to claim the funds in the RSA.<span style="font-size: xx-small;">6 </span></div>
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<b>G.<span style="white-space: pre;"> </span>Group Life Insurance Policy</b></div>
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Section 4(5) of the <b>Pension Reform Act, 2014</b> provides that every employer shall maintain a Group Life Insurance Policy in favour of each employee for a minimum of three times the annual total emolument of the employee.</div>
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In the event of death, the entitlement of the deceased employee under the Life Assurance Policy does not accrue to the estate of the deceased employee and shall be paid by the Insurance Company directly to the named next of kin or beneficiary on record.</div>
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Section 8 of the <b>Pension Reform Act, 2014</b> provides further that, the mandatory Group Life Insurance Policy prescribed under Section 4(5) of the Act shall be paid to the named beneficiary or next of kin of a deceased employee in line with Section 57 of the <b>Insurance Act.<span style="font-size: xx-small;">7</span></b><span style="font-size: xx-small;"> </span>Unlike under the repealed Pension Act.<span style="font-size: xx-small;">8</span></div>
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<b>H.<span style="white-space: pre;"> </span>Administration of the Estate of a Deceased Employee</b></div>
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The law which regulates the Estates of deceased persons is the Administration of Estates Laws of the states of the federation of Nigeria, while the procedure for the grant of the right to administer the estate of deceased persons is governed by High Court (Civil Procedure) Rules of each state of the federation.</div>
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It is instructive to note that, the death benefits of a deceased employee accrues to his estate and under the Administration of Estate Law<span style="font-size: xx-small;">9 </span>no beneficiary, personal representative, next of kin or dependant of a deceased employee is automatically entitled to claim from his or her estate without first applying for and obtaining Letter of Administration or probate if named as an Executor in the will of the deceased employee which makes reference to the said death benefit.<span style="font-size: xx-small;">10 </span></div>
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<b>I</b>.<span style="white-space: pre;"> </span><b>Conclusion</b></div>
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Sometimes misunderstanding on death benefits between the employer of a deceased employee and the beneficiaries of deceased employee may result into reluctance of the employer to release the benefits to them. </div>
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Equally, lack of understanding among the beneficiaries themselves seeking to claim the death benefits may degenerate into a crisis, confusion and stiff resistance from employers, siblings, surviving spouses, step fathers, step mothers, relatives and other interested parties.</div>
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At such a juncture, the intervention of a competent and resourceful Lawyer sound in Nigerian labour law, insurance law, pension law, property law and administration of estate law becomes inevitable in order to get the relevant issues sorted out.</div>
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You may contact <b>Akintunde Esan (the Legal Adviser Online) or Ase Olodumare Chambers</b> for further illumination on how to claim the death benefits of a deceased employee or benefactor and on how to obtain a Letter of Administration or Probate in Nigeria.</div><div style="text-align: justify;"><br /></div>
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<p style="margin: 0px 0px 13px; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span face=""Arial Black","sans-serif"" style="background: yellow; color: #7030a0; font-size: 10pt; line-height: 115%; margin: 0px;">CLAIMING DEATH BENEFITS OF A DECEASED EMPLOYEE IN NIGERIA is a legal illumination of AKINTUNDE
ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner
& Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal
Practitioners/Consultants & Chartered Mediators)</span></b><br /></p></div>
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________________________________________________</div>
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1. Section 9 (7) ) Labour Act</div>
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2. Section 9 (8) ) Labour Act</div>
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3. Section 9(1) Labour Act</div>
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4. Section 17 Employee's Compensation Act, 2011</div>
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5. S.3 and 4 Pension Reform Act, (PRA)2014</div>
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6. S.8 PRA,2014</div>
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7. Insurance Act 2003, Cap. N53 LFN vol. 7 2004 “A policy of insurance shall not be made on the life of a person or other event without inserting in the policy the name of the person interested in it, or for those whose benefit or on whose account the policy is made.”</div>
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8. Pension Reform Act No. 2 2004</div>
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9. Lagos State Administration of Estate, Laws of Lagos State,2015</div>
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10. Ironbar v. Federal Mortgage Finance. (2009) 15 NWLR (Pt.1165) CA 506 at 533, paras, B-F</div>
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com05, Musa Akor Close, Akin Osiyemi Street, Off Allen Avenue, Allen Avenue 100281, Ikeja, Nigeria6.604416 3.3540580000000091-18.9176185 -37.95453599999999 32.1264505 44.662652000000008tag:blogger.com,1999:blog-1531695105530747959.post-81087921684525770962018-10-31T00:23:00.003-07:002020-05-12T07:30:31.741-07:00 DIVORCE IN NIGERIA -THE PROCESS AND GROUNDS<div align="justify">
<b><span style="color: red;">A. Introduction</span> </b><br />
<b></b><br />
This edition of <b><span style="color: #20124d;"><span style="background-color: yellow;">Akintunde Esan's Legal Illumination</span></span> </b>is focusing on how to initiate or commence a divorce process in Nigeria and the the only eight (8) legal grounds upon which a divorce is legally required to be filed in Court in Nigeria as provided in the <b>Matrimonial Causes Act</b>, which is the Law regulating the filing for Divorce in Nigeria.</div>
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<b><span style="color: red;"><br />B. Where to Get a Divorce </span></b><br />
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The place to get a divorce in Nigeria is either in the <b>High Court for statutory marriages or the Customary Court for customary marriages.</b> </div>
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The legal implication of having either a customary or a statutory marriage is that, while a statutory marriage can only be dissolved by a High Court of competent jurisdiction on the statutory grounds provided in the Matrimonial Causes Act, a customary marriage can be dissolved arbitrarily or without resorting to the Customary Court by:<br />
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i) The wife leaving the husband and the bride price being refunded; or<br />
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ii) The husband driving away the wife; or<br />
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iii) By mutual consent of the couple. <b><br /> <span style="color: red;"><br /></span></b>The Jurisdiction of the High Court to hear a Divorce Petition is governed by the domicile of the husband and not by the residence of the husband. And by operation of law, a married woman, on marriage, takes on the domicile of her husband. Consequently, the Court with jurisdiction to adjudicate on a divorce matter is the Court of the domicile of the husband<b>.</b><br />
<span style="color: red;"></span><b><span style="color: red;"><br />C. How to initiate or Commence a Divorce Process </span></b><br />
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A divorce is initiated or commenced in any of the High Courts in Nigeria by the filing of the following documents or Court processes at the Court’s Registry:<br />
<b><br /></b><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;">(a) Notice of Divorce Petition;</span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;"><br /></span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;">(b) Sealed copy of the Divorce Petition</span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;"><br /></span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;">(c) Certificate relating to reconciliation;</span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;"><br /></span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;">(d) Affidavit verifying the Petition;</span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;"><br /></span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;">(e) Acknowledgement of Service of the Petition; and</span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;"><br /></span></span></div><div align="justify" style="font-family: "arial","helvetica",sans-serif; font-size: 15.66px; line-height: 18.01px;"><span style="font-size: 13.94px; line-height: 16.03px;"><span style="font-weight: bolder;">(f) Copy of Marriage Certificate.</span></span></div><b><span style="color: red;"><br />D. The Eight (8) Legal Grounds for filing for Divorce in Nigeria</span></b><br />
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By virtue of Section 15(1) of Matrimonial Causes Act, the High Court has the jurisdiction to make an order dissolving a statutory marriage only on the <u><b>general</b></u> <b><u>ground</u></b> that, the marriage has <b><span style="color: red;">broken down irretrievably.</span></b><br />
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However, the High Court in coming to the conclusion whether a marriage has broken irretrievably is required to take into consideration the occurrence of one or more of the specific <span style="color: red;"><b>eight (8) grounds </b></span>set out in sub-section (a) to (h) of Section 15 (2) of the Act. <b><br /> </b><br />
In divorce case between <b>LT. Col. Shehu Ibrahim (Rtd) v. Mercy Ibrahim (2006) LPELR-7670(CA) Ariwoola, J.C.A at P. 24, paras. C-G, </b><i>illuminated on the issue of ground and grounds for divorce as follows: </i><br />
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<b><span style="color: red;">"The learned counsel contended that there is only one ground for the dissolution of marriage in our law. This with respect may not be totally correct, to say the least, as there are <u>several grounds</u> which the Matrimonial Causes Act refer to as <u>"facts"</u>. (See; Sections 15(2) and 16(1), Matrimonial Causes Act. </span></b> </blockquote>
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<b><span style="color: red;">However, in Nigeria, a Court cannot dissolve a marriage or declare a marriage to have broken down unless<u> one of the facts listed in Section 15(2) is established by the petitioner</u>, even though it appears the marriage has broken down irretrievably." </span></b></blockquote>
Thus, an occurrence of any of the following <b><span style="color: red;">eight grounds or situations or facts</span></b> in the eyes of the Matrimonial Causes Act is a conclusive proof that, a marriage has broken down irretrievably or generally and therefore ripe for divorce or dissolution:<b></b><br />
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<b><span style="color: red;">Ground 1: Denial of Sexual Intercourse </span></b><br />
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<b>This is where a spouse has willfully and persistently refused to have sexual intercourse with an aggrieved spouse. Section 15(2)(a). </b><br />
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<b><span style="color: red;">Ground 2: Adultery and Intolerable Behaviours</span></b><br />
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<b>This where a spouse has committed adultery and the offended spouse find it intolerable to live with the offending spouse. Section 15(2)(b). </b><br />
<b><br /><span style="color: red;">Ground 3: Unreasonable Behaviours</span></b><br />
<b><br />This where a spouse behaves in such a way that the aggrieved spouse cannot reasonably be expected to live with such a spouse. Section 15(2)(c).</b></div>
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<b>Section 16(1) set out the behaviors that can be said to be the ones that, a person cannot be reasonably expected to live with to include: </b><br />
<b><br />a) Commission of sexual offences such as: committed rape, sodomy, or bestiality. </b><br />
<b><br />b) Habitual drunkenness or drug addiction: for a period of not less than two years. </b><br />
<b><br />c) Frequent convictions and imprisonment for crime. </b><br />
<b><br />d) Habitually leaving a spouse without reasonable means of Support. </b><br />
<b><br />e) Attempt to murder and assault spouse. </b><br />
<b><br />f) Habitual and willful failure to provide court ordered or agreed support for two years. </b><br />
<b><br />g) Insanity and unsoundness of mind </b><br />
<b><br /><span style="color: red;">Ground 4: Abandoning of Spouse</span></b><br />
<b><br />Where a spouse has abandoned or deserted the other spouse for a continuous period of at least one year . </b><br />
<b><span style="color: red;"><br />a) The types of desertion: </span></b><br />
<b><span style="color: red;"></span><br /><span style="color: red;">i. Simple Desertion: </span>the guilty spouse abandons the matrimonial home. </b><br />
<b><br /><span style="color: red;">ii. Constructive Desertion:</span> The spouse who is in desertion is the spouse who by his or her conduct expels the other spouse and remains at home. </b><br />
<b><br /><span style="color: red;">b) The elements of desertion: </span></b><br />
<b><br />i. Physical separation or defacto separation: This implies bringing co-habitation to an end by severing marital obligations; or </b><br />
<b><br />ii. Intention to remain permanently separate or animus deserendi </b><br />
<b><br />iii. Absence of the spouse’s consent. </b><br />
<b><br />iv. Absence of any justification: There will be no desertion if the spouse who has withdrawn from cohabitation has a good reason for doing so. </b><br />
<b><span style="color: red;"><span style="background-color: white;"></span></span><br /><span style="color: red;">Ground 5: Living Apart for Two (2) Years</span></b><br />
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<b>Where the parties to a marriage have lived apart for a continuous period of at least two years and one of the parties does not object to the marriage being dissolved. </b><br />
<b><br /><span style="color: red;">Ground 6: Living Apart for Three (3) Years</span></b><br />
<b><br />However, where the parties to a marriage have lived apart for a continuous period of at least three years, the consent of the other party is not required before such a marriage can be dissolved. Section 15(2)(e) and (f). </b><br />
<b><br />References to the parties to a marriage living with each other shall be construed as references to their living with each other in the same household. </b><br />
<b><br /><span style="color: red;">Ground 7: Disobedience to Order of Restitution of Conjugal Rights </span></b><br />
<b><br />Where a spouse for a period of not less than one year, failed to comply with a court order of restitution of conjugal rights. </b><br />
<b><br /><span style="color: red;">Ground 8: Spouse is missing for Seven (7) Years</span></b><br />
<b><br />Where a spouse is missing for such a long time or seven year in such circumstances as to provide reasonable ground for presume he or she is dead or has no reason to believe that the spouse is alive. </b></div>
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<span style="font-family: sans-serif; font-size: 15.13px;">If the spouse seeking for divorce can prove the occurrence of one or more of these eight grounds mentioned above, the High Court will have no choice than to grant the prayer for divorce or dissolution of his or her statutory marriage, as this implies that, the marriage has</span><span style="color: red; font-family: sans-serif; font-size: 15.13px;"><span style="font-weight: bolder;"> broken down irretrievably</span></span><span style="font-family: sans-serif; font-size: 15.13px;"> in law. </span></div>
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<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><span style="color: red;">E. Divorce within Two Years of Marriage </span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /></b><span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">1. Section 30(1) and (2) of the Matrimonial Causes Act provides that a suit for divorce cannot be filed within two years of marriage except if the other spouse is involved in:</span><br />
<br style="font-family: sans-serif; font-size: 15.13px; line-height: normal;" />
<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">a) willful and persistent refusal to consummate the marriage,</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">b) adultery,</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">c) commission of rape,</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">d) sodomy or bestiality</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">2. Other than the above grounds the offended spouse will need the leave or permission of the court to file for divorce within two years of his or her marriage and the court usually will not grant leave to institute proceedings except on the ground that to refuse to grant the leave would impose exceptional hardship on the offended spouse or that the case is one involving exceptional depravity on the part of the offending spouse.</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">3. In determining an application for leave to institute proceedings under this section, the court shall have regard to the interest of any children of the marriage, and to the question whether there is any reasonable probability of reconciliation between the parties before the expiration of the period of two years after the date of the marriage.</span><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /><span style="color: red;">F. Claim for Damages or Compensation </span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /></b><span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">In divorce proceedings, the party claiming damages must justify his or her claims and also that his or her conduct was not responsible for the damages suffered. Award of costs in divorce proceedings does not depend on who the successful party is. Rather the more important consideration is whose conduct ignites the litigation or the breakdown of the marriage. An erring party should not be encouraged to benefit from his/her self-manufactured fault .</span><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><span style="color: red;"><br />G. Claim for Maintenance </span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /></b><span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">Subject to Section 70 of the Matrimonial Causes Act, the Court may, in proceedings with respect to the maintenance of a party to a marriage, other than proceedings for an order for maintenance pending the disposal of proceedings, make such order as it thinks proper, having regard to the means, earning capacity and conduct of the parties to the marriage and all other relevant circumstances.</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">Where the appellant was, at that time, an Assistant Chief Administrative Officer on GL.13 which was exactly equivalent mutatis mutandis to that of the respondent who was an Assistant Chief Account on the same salary grade level. It was held that the conclusion of the trial Judge that the claim to maintenance is unsustainable on the ground that the status or standing in life of the appellant is parallel to that of the respondent is flawless and not reproachful .</span><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><span style="color: orange;"><br /><span style="color: red;">H. Claim of Joint Ownership of Property </span></span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /></b><span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">He who asserts must prove. Further assertion or re-assertion does not prove initial assertions. It therefore behoved the appellant to prove that she jointly owned and built the said property with the respondent in order to succeed in claim in paragraph 13 (h) of the Amended Answer and Cross Petition. The burden on her becomes more glaring from the stout denial of the assertion by the respondent. In any case, the trite principle of law and common sense is that, what is alleged without proof can be denied without proof.</span><br />
<span style="color: red; font-family: sans-serif; font-size: 15.13px; line-height: normal;"></span><b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><span style="color: red;"><br />I. He who comes to Equity must have his Hands Clean </span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br />The Court held that, the appellant's conduct of breeding a child out of wedlock during the subsistence of her marriage with the respondent makes her undeserving of damages. He who comes to equity must have his hands clean. The hands of the appellant in this case are terribly dirty. The law will not assist her to benefit from her own wrongdoing. </b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><span style="color: red;"><br />J. Decree Absolute </span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /></b><span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">A decree absolute is not and can never be pronounced by a court. It is a process maturity rather than pronouncement.</span><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><span style="color: red;"><br />K. Cost of getting a Divorce </span></b><br />
<b style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><br /></b><span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;">The cost of getting a divorce in Nigeria involves:</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><b>(a) Filing Fees: </b>These are the fees to be paid for the filing of a divorce Petition in the Registry of a Court with the competent jurisdiction to hear and determine it. The filing fees are not the same in the 36 States of Nigeria and the Federal Capital Territory (Abuja).</span><br />
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<span style="font-family: sans-serif; font-size: 15.13px; line-height: normal;"><b>(b) Lawyer's Professional Fees: </b>These are the fees paid to engage a Nigerian Lawyer to prepare the necessary court processes, file them in Court and represent you in the divorce proceedings in Court. There is no fixed professional fee for divorce in Nigeria. The fees depends on the discretion of the Lawyer engaged based on his or her level of experience.</span></div>
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<span style="color: red;"><b>L. Conclusion</b></span></div>
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<b style="font-family: sans-serif; font-size: 15.13px;">No reasonable man or woman will or would want to divorce his or her spouse, but human nature makes frictions inevitable and some frictions may degenerate or metamorphose into irreconcilable differences that make divorce not just inevitable but reasonable.</b></div>
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<b style="font-family: sans-serif; font-size: 15.13px;"><br /></b></div>
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<span 16.376px="" arial="" font-size:="" helvetica="" line-height:="" medium="" sans-serif="">There are times when divorce is not a reasonable option considering your children, what you have mutually invested in the marriage and the signs that reconciliation is possible. However, when your marriage becomes injurious or poisonous to your children/child, health, life and destiny and it appears divorce is the only reasonable option.</span><br />
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<span 16.376px="" arial="" font-size:="" helvetica="" line-height:="" medium="" sans-serif="">There has been an increase in the reported cases of spouses killing each other in the news these days in Nigeria. These are times when divorce is becoming a reasonable option, considering the fact that “a living dog is better than a dead lion”.</span><br />
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<span 16.376px="" arial="" font-size:="" helvetica="" line-height:="" medium="" sans-serif="">Lawyers are undertakers of dead marriages, not ruling out the fact that, some dead marriages do resurrect like the dead body of Lazarus or the prophetic dry bones putting on flesh and rising again. However, marital resurrection is a miracle that happens by choice and not by chance.</span><br />
<br style="font-family: "arial","helvetica",sans-serif; font-size: medium; line-height: 16.37px;" />
<span 16.376px="" arial="" font-size:="" helvetica="" line-height:="" medium="" sans-serif="">If you are in a dilemma on divorce think about the finding of a study at the University of Harvard, which observed that, all the members of family suffering from a high level of conflict, for example where there is persistent abuse or alcoholism, benefit from divorce. However, those marriages with low level of conflict gain more by staying together, and the harm to the children is less than that caused by divorce.</span><br />
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<span 16.376px="" arial="" bolder="" font-size:="" font-weight:="" helvetica="" line-height:="" medium="" sans-serif=""></span><span 16.376px="" arial="" font-size:="" helvetica="" line-height:="" medium="" sans-serif="" style="color: red;"><span style="font-weight: bolder;">CALL or CHAT with me if you need someone to confide in on your dilemma</span></span><b style="font-family: sans-serif; font-size: 15.13px;"><br /></b></div>
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<b style="color: red; font-size: 17px;">You can also CALL or CHAT with me @ 08073828487 for further legal illumination on how to resolve or seek for divorce.</b></div><div align="justify"><b><font color="#005500"><br /></font></b></div>
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<p style="margin: 0px 0px 13px; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background: yellow; color: #7030a0; font-family: "Arial Black","sans-serif"; font-size: 10pt; line-height: 115%; margin: 0px;">DIVORCE IN NIGERIA - THE PROCESS AND GROUNDS is a legal illumination of AKINTUNDE
ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner
& Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal
Practitioners/Consultants & Chartered Mediators)</span></b></p>
</span></span></div><div align="justify"><span style="color: #20124d;"><span style="color: red;"><b><i></i><u></u><sub></sub><sup></sup><strike></strike><br /></b></span></span></div>
<div align="justify"><span style="color: red; font-family: sans-serif; font-size: 15.13px;"><b>NOTICE ! NOTICE !! NOTICE !!!</b></span><br /></div><div align="justify">
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<b><span 14pt="" font-size:="" garamond="" serif="">You also advised to try <a href="http://www.aseolodumarechambers.com/" target="_blank"><span style="background-color: yellow;"><span style="color: purple;">Ase Olodumare Chambers</span></span> </a><span style="color: #660000;">Divorce Mediation</span> if:</span></b></div>
<ul style="font-family: sans-serif; font-size: 15.13px;">
<li><span 13pt="" font-size:="" wingdings=""><span 7pt="" font-size:="" font-stretch:="" new="" normal="" roman="" times=""></span></span><b><span 13pt="" font-size:="" garamond="" serif="">you are seeking for an amicable and peaceful separation or divorce.</span></b></li>
</ul>
<ul style="font-family: sans-serif; font-size: 15.13px;">
<li><span 13pt="" font-size:="" wingdings=""><span 7pt="" font-size:="" font-stretch:="" new="" normal="" roman="" times=""></span></span><b><span 13pt="" font-size:="" garamond="" serif="">you are contemplating filing for divorce or separation in Court.</span></b></li>
</ul>
<ul style="font-family: sans-serif; font-size: 15.13px;">
<li><span 13pt="" font-size:="" wingdings=""><span 7pt="" font-size:="" font-stretch:="" new="" normal="" roman="" times=""></span></span><b><span 13pt="" font-size:="" garamond="" serif="">you are having issues on child custody.</span></b><b><span 13pt="" font-size:="" garamond="" serif=""> </span></b></li>
</ul>
<ul style="font-family: sans-serif; font-size: 15.13px;">
<li><b><span 13pt="" font-size:="" garamond="" serif="">you are not formally married but are seeking for </span></b><b><span 13pt="" font-size:="" garamond="" serif="">amicable and peaceful </span></b><b><span 13pt="" font-size:="" garamond="" serif="">severance of their marital relationships.</span></b></li>
</ul>
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<li><b><span 13pt="" font-size:="" garamond="" serif=""><span style="color: red;">For more information on</span> </span></b><b><span 14pt="" font-size:="" garamond="" serif=""><a href="http://www.aseolodumarechambers.com/" target="_blank"><span style="background-color: yellow;"><span style="color: purple;">Ase Olodumare Chambers</span></span> </a><span style="color: #660000;">Divorce Mediation Initiative <span style="color: red;">click on:</span> </span></span></b><span style="color: red;"><b><span style="font-size: 12pt;"><a href="https://akintundeesan.blogspot.com.ng/2017/06/breaking-news-divorce-mediation-in.html?m=0">BREAKING NEWS ! DIVORCE MEDIATION IN NIGERIA </a> </span></b></span></li>
</ul>
<span style="color: red; font-family: sans-serif; font-size: 15.13px;"><b>Also click to view:</b></span><br />
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<b><span style="font-size: 12pt;"><a href="https://akintundeesan.blogspot.com.ng/search?q=child+custody"><span style="color: blue;">CUSTODY OF A CHILD: WHAT THE COURT WILL CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA</span></a></span></b></div>
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<b style="font-size: 13.46px;"><span style="font-size: 12pt;"><span style="color: blue;"><a href="https://akintundeesan.blogspot.com.ng/2017/05/court-declares-marriage-certificates.html?m=1">GROUNDS FOR GRANTING DIVORCE IN NIGERIA</a></span></span></b></div>
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com05, Musa Akor Close, Akin Osiyemi Street, Off Allen Avenue, 104002, Ikeja, Nigeria6.6041688999999986 3.3540325000000166-18.917865600000003 -37.954561499999983 32.1262034 44.662626500000016tag:blogger.com,1999:blog-1531695105530747959.post-49555133307488729672018-09-02T10:19:00.001-07:002020-05-12T07:32:07.927-07:00MEANING OF 59 LEGAL TERMS IN NIGERIAN ELECTRICITY LAW<div style="text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 9pt;">The Electricity Power SectorReform Act (EPSRA) Cap E7 LFN 2005 was passed into law by the National Assemblyin 2004 but was signed into law by President Olusegun Obasanjo on the 11<sup>th</sup>March, 2005. Below are the statutory interpretation of 59 terms used in the Act<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn1" title=""><span class="MsoEndnoteReference"><span><span class="MsoEndnoteReference"><span style="font-family: "verdana",sans-serif; font-size: 9pt; line-height: 107%;">[1]</span></span></span></span></a>:</span></div><span style="font-family: "verdana",sans-serif; font-size: 9pt;"> </span><br /><div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 12pt;"><span>1.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"affiliate"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> in relationto a licensee means any holding company or subsidiary of the licensee or anysubsidiary of a holding company of a licensee, and, unless the Commissiondecides to the contrary, subsidiary status shall be presumed to arise from theownership of or the power to vote, directly or indirectly, ten percent or moreof the voting securities of such entity and holding status shall be determinedaccordingly;</span><span style="font-family: "verdana",sans-serif; font-size: 12pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 12pt;"><span>2.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"ancillary services"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means thosefunctions necessary for reliable operation of a power system, which mayinclude, but are not limited to, services that would provide or permit thefollowing:</span><span style="font-family: "verdana",sans-serif; font-size: 12pt;"></span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(a) facilities scheduling, control and dispatch;</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(b) reactive power and voltage: control ;</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(c) frequency regulation;</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(d) operating reserves; and</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(e) black start ;</span></div><div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>3.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Authority"</span></b><b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> </span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the National Electric Power Authorityestablished pursuant to the National Electric Power Authority Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>4.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Bureau of Public Enterprises"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means the Bureau of Public Enterprises established pursuant to thePublic Enterprises (Privatisation and Commercialisation Act);</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>5.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"captive generation"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> meansgeneration of electricity for the purpose of consumption by the generator andwhich is consumed by the generator itself and not sold to a third party ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>6.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Code of Conduct"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means anyrules established by the Commission governing behaviour, relationships, andpractices between licensees and their affiliates;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>7.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Commission"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the Nigerian Electricity Regulatory Commission established underPart III of this Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>8.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Companies and Allied Matters Act"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the Companies and Allied Matters Act Cap. 59LFN 1990, as amended;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>9.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Competition Transition Charge"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means any charge established under section 29 ofthis Act ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>10.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"consumer"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means any end-user ofelectricity who is a customer of a distribution licensee that is not aneligible customer and, for purposes of filing a complaint with the Commissionand for any other reason that the Commission may determine, a person who istemporarily disconnected or otherwise without service, provided that a personwho has applied for, but has yet to receive, service shall also be deemed to bea consumer;</span></div><div class="MsoListParagraphCxSpMiddle"><br /></div><div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>11.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"control area"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a transmission system or interconnected transmission systems, andinterconnected generating units, bounded by metering and telemetry equipmentthat permits a system operator to apply a generation control scheme in orderto:</span></div><div class="MsoNormal" style="line-height: normal; margin-left: 1cm; text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">a) match the electrical output of the generating stations within thecontrol area and energy purchased from entities outside the control area, lessenergy sold to entities outside the control area, with the load within thecontrol area ;</span></div><div class="MsoNormal" style="line-height: normal; margin-left: 1cm; text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(b) maintain scheduled interchange with other control areas, within thelimits of good utility practice ;</span></div><div class="MsoNormal" style="line-height: normal; margin-left: 1cm; text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(c) maintain the frequency of the control area's electric power systemswithin reasonable limits in accordance with good utility practice;</span></div><div class="MsoNormal" style="line-height: normal; margin-left: 1cm; text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(d) maintain power flows on transmission facilities within appropriatelimits to preserve reliability; and</span></div><div class="MsoNormal" style="line-height: normal; margin-left: 1cm; text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(e) provide sufficient generating capacity to maintain operatingreserves in accordance with good utility practice ;</span></div><div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>12.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"cross subsidies"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the subsidisation of one class or group of consumers by anotherclass or group of consumers;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>13.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"distribution"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means thedelivery of electricity over a distribution system;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>14.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"distribution licence"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a licence granted pursuant to section 67 ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>15.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"distribution system"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the system of facilities, as defined by the Commission, consistingwholly or mainly of low voltage (less than 132kV) electric lines used for thedistribution of electricity from grid supply points to the point of delivery toconsumers or eligible customers, and includes any electrical plant and metersoperated in connection with the distribution of electricity, but shall notinclude any part of a transmission system;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>16.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Electricity Act"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means theElectricity Act Cap. 106 LFN 1990, as amended;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>17.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"eligible customer"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means acustomer that is eligible, pursuant to a directive or directives issued by theMinister under section 27, to purchase power from a licensee other than adistribution licensee ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>18.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"generation"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means theproduction at a generating station of electric power and other generationproducts such as, but not limited to, reactive power ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>19.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"generation licence"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a licence issued under section 64 ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>20.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"generating station"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a station for generating electricity, including buildings, plantand machinery and all accessories used for that purpose and the site to be usedfor the station or accessories ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>21.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Grid Code"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means instructions, rules, procedures, guidelines, etc. for theoperation and planning of an interconnected power system and accountingrequirements relating thereto ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>22.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"independent power producer"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means anentity that is granted a generation licence under section 64 (3) (b);</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>23.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"independent system operator"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a system operator that, under section 26 (7),is not affiliated with an entity holding a transmission licence;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>24.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"initial holding company" </span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means thecompany formed under section 1 ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>25.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"initial transfer date"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means thedate fixed by the National Council on Privatisation under section 3 (1) ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>26.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"land"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means land, tenements, hereditaments and appurtenances, or any estate orinterest therein ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>27.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"licence"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a licence issued by the Commission under Part IV of this Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>28.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"licensee"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means any person who holds alicence issued under Part IV of this Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>29.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"lifeline tariff''</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means atariff set by the Commission with prices that, incorporate cross subsidies byother customers and which may be enjoyed by such group of consumers as theCommission may designate under section 76 (5);</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>30.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"local authority"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a local government, municipal council, town council, ruraldistrict council or local board;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>31.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"market power"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means theability of a seller or group of sellers to maintain prices above competitivelevels, or to maintain stable prices while reducing the quality of product orservice provided, for a significant period of time;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>32.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"market rules"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means rulesapproved under section 26 (2) ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>33.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Land Use Act"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means theLand Use Act Cap. 202 LFN 1990, as amended;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>34.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Minister"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the Honourable Minister of Power and Steel, or any other Ministerto whom the President may from time to time assign administrative functions inrespect of this Act ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>35.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"National Council on Privatisation"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means the Council established under section 8 of the Public Enterprises(Privatisation and Commercialisation) Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>36.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"National Electric Power Authority Act"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means the National Electric Power Authority Act Cap. 256 LFN 1990, asamended;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>37.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"person"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">includes an individual, company, partnership or any other association ofindividuals, whether incorporated or not;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>38.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Power Consumer Assistance Fund"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the fund established under Part VIII of thisAct ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>39.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Public Enterprises (Privatisation and Commercialisation) Act"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the Public Enterprises (Privatisation andCommercialisation) Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>40.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"relative"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means spouse, child, parent, brother, sister, uncle, aunt, in-laws,cousins, and, where applicable, their spouses;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>41.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"securities"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means shares, debentures, bonds and other securities of a company ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>42.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"six geo-political zones"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> for thetime being means North Central (consisting of Benue State, Nassarawa State,Niger State, Kogi State, Plateau State, Kwara State, FCT); North East(consisting of Bauchi State, Borno State, Gombe State, Yobe State, AdamawaState and Taraba State), North West (consisting of Kano state, Kaduna State,Katsina State, Jigawa State, Kebbi State, Sokoto State, Zamfara State),South-South (consisting of Delta State, Edo State, Rivers State, Akwa IbomState, Cross River State, Bayelsa State ); South East (consisting of AnambraState, Abia State, Enugu State, Ebonyi State, Imo State), South West(consisting of Lagos State, Oyo State, Ogun State, Osun State, Ondo State,Ekiti State) under section 34 (3) of this Act;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>43.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"Stamp Duties Act"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the Stamp Duties Act Cap. 411 LFN, 1990, as amended;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>44.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"street"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means any street, highway, or road, or any part of a street, highway orroad, and includes:</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(a) any bridge, ferry or pontoon over which such street, highway or roadpasses ;</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(b) any drift in the line of such street, highway or road;</span></div><div class="MsoNormal" style="line-height: normal; margin-left: 1cm; text-align: justify;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(c) any approach, culvert, cutting, dam, ditch, drain, embankment,fence, grid, guard, kerb, parapet, subway or other work or thing belonging toor connected with or forming part of such street, highway or road; and</span></div><div class="MsoNormal" style="line-height: normal; text-align: justify; text-indent: 1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;">(d) any sanitary lane or private street;</span></div><div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>45.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"successor company"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means asuccessor company, formed pursuant to section 8 of this Act, to take overdesignated functions of the initial holding company;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>46.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"successor generating company"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means the successor company that is granted a generation licence undersection 64 (3) ;</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>47.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"system operation"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the operation of one or more transmission systems and</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>48.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"system operator"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">shall be construed accordingly;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>49.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"system operation licence"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a licence granted under section 66 ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>50.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"tariff"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a tariff approved by the Commission pursuant to Part IV of thisAct that specifies the prices, terms and conditions under which electricityservice is to be provided ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>51.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"temporary bulk purchase and resale licence"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means a licence issued under section 68 (2) ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>52.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"trading"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means any form of marketing, brokering or intermediation in the sale ofelectricity, whether or not it entails the purchase of electricity for resale,or whether or not title is taken to the electricity sold;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>53.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"trading license"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a license issued pursuant to section 67 ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>54.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"transfer order"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means an order issued by the National Council on Privatisation pursuantto section 10 (1) of this Act;</span></div><div class="MsoListParagraphCxSpMiddle"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>55.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"transferee"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a person to whom employees, assets, liabilities, rights andobligations are transferred by a transfer order;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>56.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"transmission"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means the conveyance of electric power and energy over a transmissionsystem ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>57.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"transmission licence"</span></b><span style="font-family: "verdana",sans-serif; font-size: 10pt;"> means alicence issued under section 65 ;</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify;"><br /></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>58.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"transmission system"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means a system, as defined by the Commission, consisting wholly ormainly of high voltage (greater than or equal to 132kV) electric lines for theconveyance of electricity within an undertaking or from one undertaking toanother, including any transmission lines, transformers, switchgear and otherworks necessary for and used in connection with such electrical equipment, andthe buildings as may be required to accommodate the transformers, switchgearand other works; and</span></div><div class="MsoListParagraphCxSpMiddle" style="text-align: justify;"><br /></div><div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-left: 1cm; text-align: justify; text-indent: -1cm;"><span style="font-family: "verdana",sans-serif; font-size: 10pt;"><span>59.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt "times new roman";"> </span></span></span><b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;">"undertaking"</span></b><span style="color: red; font-family: "verdana",sans-serif; font-size: 10pt;"> </span><span style="font-family: "verdana",sans-serif; font-size: 10pt;">means any undertaking which generates transmits, distributes or supplieselectricity, with all the assets and liabilities appertaining thereto.</span><b><span style="background: yellow; font-family: "verdana",sans-serif; font-size: 9pt;"></span></b></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin: 8.4pt 0cm; text-align: justify; vertical-align: baseline;">
<p style="margin: 0px 0px 13px; text-align: justify;"><b style="mso-bidi-font-weight: normal;"><span style="background: yellow; color: #7030a0; font-family: "Arial Black","sans-serif"; font-size: 10pt; line-height: 115%; margin: 0px;">MEANING OF 59 LEGAL TERMS IN NIGERIAN ELECTRICITY LAW is a legal illumination of AKINTUNDE
ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner
& Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal
Practitioners/Consultants & Chartered Mediators)</span></b></p>
</div><div><b>Click to also view:</b></div><div><b><br /></b></div><div><a href="http://akintundeesan.blogspot.com/2018/08/electricity-law-rights-and-obligations_1.html" target="_blank"><b>ELECTRICITY REGULATIONS , RIGHTS AND OBLIGATIONS IN NIGERIA</b></a><br clear="all" /><hr align="left" size="1" width="33%" /><div id="edn1"><div class="MsoEndnoteText"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref1" title=""><span class="MsoEndnoteReference"><span><span class="MsoEndnoteReference"><span style="font-family: "calibri",sans-serif; font-size: 10pt; line-height: 107%;">[1]</span></span></span></span></a>See Section 100 of the Act</div><div class="MsoEndnoteText"><br /></div></div></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-23763608670456494222018-08-01T07:21:00.002-07:002020-05-12T07:55:20.588-07:00ELECTRICITY REGULATIONS , RIGHTS AND OBLIGATIONS IN NIGERIA<div style="text-align: justify;"><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;">“And God said, Let there be light: </span></b></span></span></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;">and there was light. </span></b></span></span></div><div style="text-align: center;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"></span></span></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;">And God saw the light, </span></b></span></span></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;">that it was good: </span></b></span></span></div><div style="text-align: center;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"></span></span></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;">and God divided</span></b></span></span></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;"> the light from the darkness” </span></b></span></span></div><div class="MsoNormal" style="background: white; line-height: 13.5pt; margin-bottom: 0pt; text-align: center; vertical-align: baseline;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"><b><span lang="EN-US" style="color: red;">Genesis 1:3 & 4</span></b></span></span></div><br /></div><div style="text-align: justify;"><span style="color: red;"><b>A. </b><b>Introduction</b></span><br /><br />There cannot be meaningful creativity and productivity without light energy. This is why we are told that, even in creation the first thing God<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn1">[1]</a> put in place was light energy. The lack of drive for meaningful creativity and productivity in Nigeria can be traced to inadequate and unreliable electricity power or light to power the Nigerian economy and productive sectors. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">This edition of the <span style="color: #741b47;"><b><span style="background-color: yellow;">Akintunde Esan’s Legal Illumination</span></b></span> is focus on the legal, regulatory and operational framework of the electricity power industry as well as the rights of electricity consumers and the obligations of entities in charge of electricity generation, transmission and distribution in Nigeria. There is also illumination on how electricity consumers can seek for redress of the infringement of their rights.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>B. </b><b>Background History</b></span></div><div style="text-align: justify;"><span style="color: red;"><b> </b></span></div><div style="text-align: justify;">Historic milestones in the history of the electricity power sector in Nigeria: </div><ul style="text-align: justify;"><li>Electric power generation in Nigeria began in 1896<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn2">[2]</a>, with a 20MW<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn3">[3]</a> power station installed at Ijora to serve the then Colony of Lagos. </li></ul><ul style="text-align: justify;"><li>In 1929, the Nigeria Electric Supply Company (NESCO) was established. </li></ul><ul style="text-align: justify;"><li>In 1951, the Electric Corporation of Nigeria (ECN) was established by an Act of Parliament to take over the assets of NESCO and to oversee the electricity power sector.</li></ul><ul style="text-align: justify;"><li>In 1960, the Niger Dam Authority (NDA) was set up to build and manage dams in Nigeria, with total installed generation capacity a little above 50MW<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn4">[4]</a>.</li></ul><ul style="text-align: justify;"><li>In 1972, ECN and NDA were merged to form National Electric Power Authority (NEPA) which was as from then saddled with the responsibility (monopoly) of running the trio of generation, transmission, distribution and trading of electricity in Nigeria.</li></ul><ul style="text-align: justify;"><li>In 2005, as a result of the power sector reform process, NEPA was unbundled and renamed Power Holding Company of Nigeria (PHCN)<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn5">[5]</a>.</li></ul><div style="text-align: justify;"><span style="color: red;"><b>C. </b><b>The Legal Framework - The Electricity Power Sector Reform Act (EPSRA) Cap E7 LFN 2005</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">Prior to the 2005 electricity power sector reforms the statutes regulating the supply of electricity in Nigeria were the following legislations:</div><ul style="text-align: justify;"><li>the NEPA Act;</li></ul><ul style="text-align: justify;"><li>the NEPA (Amendment) Act No. 29 of 1998.</li></ul><ul style="text-align: justify;"><li>the Electricity (Amendment) Act No. 28 of 1998; </li></ul><ul style="text-align: justify;"><li>the Electricity Act, cap 106 LFN 1990;</li></ul><ul style="text-align: justify;"><li>the Energy Commission of Nigeria Act, cap 109 LFN 1990;</li></ul><ul style="text-align: justify;"><li>the Utilities Charges Commission Act No. 104 of 1992.</li></ul><div style="text-align: justify;">The Electricity Power Sector Reform Act (EPSRA) Cap E7 LFN 2005 was passed into law by the National Assembly in 2004 but was signed into law by President Olusegun Obasanjo on the 11<sup>th</sup> March, 2005. The Act repealed the Electric Act and the Amended National Electric Power Act. The EPSRA was enacted to achieve the following set objectives: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">i. to provide the formation of companies to take over the functions, assets, liabilities and staff of the National Electric Power Authority (NEPA). </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">ii. to develop competitive electricity markets.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">iii. to establish the Nigeria Electricity Regulatory Commission (NERC).</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">iv. to provide for the licensing and regulation of the generation, transmission, distribution and supply of electricity.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"> v. to enforce such matters as performance standard, consumer rights and obligations.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">vi. to provide for the determination of tariffs; and related matters. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>D. </b><b>Regulatory Authority - The Nigerian Electricity Regulatory Commission (NERC)</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">One of the core objectives of the EPSRA is to establish the Nigerian Electricity Regulatory Commission to serve as an independent statutory regulatory authority to oversee and regulate the electric power sector in Nigeria. The Nigerian Electricity Regulatory Commission was inaugurated on October 31<sup>st</sup> 2005. The functions given to NERC<i> </i>under Section 32 of the EPRA <a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn6">[6]</a> are as follows: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">a) Promote competition and private sector participation, when and where feasible; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">b) Establish or, as the case may be, approve appropriate operating codes and safety, security, reliability, and quality standards; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">c) Establish appropriate consumer rights and obligations regarding the provision and use of electricity services; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">d) License and regulate persons engaged in the generation, transmission, system operation, distribution, and trading of electricity; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">e) Approve amendments to the markets rules;</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">f) Monitor the operation of the electricity; and </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">g) Undertake such other activities which are necessary or convenient for the better carrying out of or giving effect to the objects of the Commission. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">In exercise of the Powers conferred by Section 96 (2) (a) of the EPSRA, the Commission makes regulations prescribing all matters which are required or necessary to be prescribed for carrying out or giving effect to EPSRA <a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn7">[7]</a>. Some of the Regulations made to protect consumer right of access to quality of service are:</div><ul style="text-align: justify;"><li><b>Nigerian Electricity Regulatory Commission (Business Rules of the Commission) Regulations</b></li></ul><ul style="text-align: justify;"><li><b>Nigerian Electricity Regulatory Commission (NERC) MAP Regulation 2017</b></li></ul><ul style="text-align: justify;"><li><b>Nigerian Electricity Regulatory Commission (NERC) Eligible Customer Regulation 2017</b></li></ul><ul style="text-align: justify;"><li><b>Nigerian Electricity Regulatory Commission Electricity Industry Enforcement Regulation</b></li></ul><ul style="text-align: justify;"><li><b>Nigerian Electricity Regulatory Commission (NERC) Consumer Complaints Handling: Standard Procedure, 2006.</b></li></ul><div style="text-align: justify;"><span style="color: red;"><b>E. <b> </b></b><b>Operational Structure</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">The advent of the EPSRA <a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn8">[8]</a> with the intent to ensure adequate, stable and effective electricity supply in Nigeria brought an end to the erstwhile legal regime where only one entity had the monopoly of the generation, transmission and distribution of electricity in Nigeria by creating 18 separate units made up of 11 Distribution companies, six Generation companies and one Transmission company out of the defunct Power Holding Company of Nigeria. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Electricity Power Sector Reform Act<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn9">[9]</a> makes it illegal for anyone or company to construct, own or operate an undertaking or business involving “electricity generation”, “electricity transmission”, “electricity generation”, system operation of electricity or the “trading in electricity” without being issued the appropriate license by Nigerian Electricity Regulatory Commission (NERC). </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">There are five (5) categories of electricity operators created by the EPSRA referred to as <b>Licensees,</b> these are: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">• <b>Distribution Licensee</b></div><div style="text-align: justify;">• <b>Generating Licensee</b></div><div style="text-align: justify;">• <b>Transmission Licensee</b></div><div style="text-align: justify;">• <b>Trading Licensee</b></div><div style="text-align: justify;">• <b>System Operation Licensee</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;"><span style="color: red;"><b>1. </b><b>Distribution Licensees - Distribution Companies (DisCos)</b></span></div><div style="text-align: justify;"><b> </b><b> </b></div><div style="text-align: justify;"><b>Distribution Licensees </b>are the eleven (11) Distribution Companies (DisCos) granted Distribution Licenses to deliver electricity to consumers over the electric distribution system pursuant to Section 67. These DisCos are: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">• <b>Kaduna Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Kano Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Yola Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Jos Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Abuja Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Ibadan Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Ikeja Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Eko Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Benin Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Port Harcourt Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Enugu Distribution Company</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">Under Section 27 of the EPSRA, eligible consumers are permitted to buy power from licensee other than electricity distribution companies. It should be noted however, that a Distribution License is not required for the distribution of electricity not exceeding hundred (100) kilowatts in aggregate at a site. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>2. </b><b>Generating Licensees - Generating Companies (GenCos)</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;"><b>Generating Licensees </b>are the six (6) Generating Companies (<b>GenCos</b>) granted Generating Licenses to construct, own, operate or maintain an electric power station and to produce electric power at a generating station or from a generating products pursuant to Section 64. These <b>GenCos<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn10"><b>[10]</b></a></b> are: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">• <b>Afam Power Plc - 776 MW (Gas)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Sapele Power Plc - 414 MW (Gas)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Egbin Power Plc - 1,020 MW (Gas)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Ughelli Power Plc - 900 MW (Gas)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Kainji Plant - 760 MW (Hydro)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Jebba Plant - 578 MW (Hydro)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">• <b>Shiroro Power Plc - 600 MW (Hydro)</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">It should also be noted however, that a Generating License is not required for the generation of electricity not exceeding one (1) megawatt in aggregate at a site. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>3. </b><b>Transmission Licensee</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">There is only one transmission company managing the electricity transmission network in Nigeria known as the Transmission Company of Nigeria (TCN), it was incorporated in November, 2005 and issued a Transmission License on July 1, 2006<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn11">[11]</a> and is fully owned and operated by the Federal Government. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>F. </b><b>Consumer protection </b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;"><span style="color: red;"><b>1. </b><b>Who is a Consumer of Electricity in Nigeria?</b></span></div><div style="text-align: justify;"><span style="color: red;"><b> </b></span></div><div style="text-align: justify;">Generally, a consumer is an individual who purchases, uses, maintains or disposes of products or services<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn12">[12]</a>. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">An electricity consumer under the EPSRA is specifically <b><span style="color: red;">“any end-user of electricity who is a customer of a distribution licensee that is not an eligible customer and, for purposes of filing a complaint with the Commission<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn13">[13]</a> and for any other reason that the Commission may determine, a person who is temporarily disconnected or otherwise without service, provided that a person who has applied for, but has yet to receive, service shall also be deemed to be a consumer</span></b><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn14">[14]</a><span style="color: red;">”</span> </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The Commission has established the following consumer protection measures: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">· Customer Complaints Handling Standards and Procedures; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">· Connections and Disconnections Procedures for Electricity Services; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">· Customer Service Standards for Distribution companies and Meter Reading; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">· Cash Collection and Credit Management for electricity supply<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn15">[15]</a>. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">· The Commission’s oversight function is fully operational.<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn16">[16]</a></div><div style="text-align: justify;"> </div><div style="text-align: justify;"><b>2. </b><b>The General Rights of Consumers</b></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">a) The right to safety and protection from hazardous goods and fraudulent services or business practices; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">b) A consumer has absolute right to information, education of products and awareness to the processes, uses and guidelines to the products and services he is being rendered by manufacturers; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">c) The right of choice is key to a consumer of product, to enable such consumer to make the right choice from a competitive and predatory market with beaming adverts and prices from a number of products in circulation; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">d) A consumer has the right to be satisfied that the product is of standard quality and also will be of benefit to his basic needs; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">e) A consumer has the fundamental right of being heard as contained in the constitution as well as redress and compensation whenever his rights are being infringed upon by a manufacturer or merchant; </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">f) Also, a consumer has a right to safe and secure environment from noxious industrial chemicals, pollutants and toxic wastes from manufacturing plants. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>3. </b><b>Electricity Consumer Rights </b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">It should be noted that without prejudice to the rights of consumers under the Consumer Protection Council Act or any other law in force in Nigeria, one of the objectives of the EPSRA is to enforce such matters as performance standard, consumer rights and obligations further to this objective the EPSRA empowered the Commission to<b> </b>establish appropriate consumer rights and obligations regarding the provision and use of electricity services in Nigeria, thus, pursuant to Section 32 the Commission has set forth consumer rights and obligations as follows:<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn17">[17]</a></div><div style="text-align: justify;"> </div><div style="text-align: justify;">a) All new electricity connections must be done strictly based on metering before connection. That is, no new customer should be connected by a DisCo without a meter first being installed at the premises. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">b) All customers have a right to electricity supply in a safe and reliable manner. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">c) All customers have a right to a properly installed and functional meter. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">d) All customers have a right to properly informed and educated on the electricity service.</div><div style="text-align: justify;"> </div><div style="text-align: justify;">e) All customers have a right to transparent electricity billing. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">f) All Un-metered customers should be issued with electricity bills strictly based on NERC’s estimated billing methodology. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">g) It is the customer’s right to be notified in writing ahead of disconnection of electricity service by the DisCo serving the customer in line with NERC’s guidelines. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">h) All customers have a right to refund when over billed. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">i) All customers have a right to file complaints and to the prompt investigation of complaints. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">j) All complaints on electricity supply and other billing issues are to be sent to the nearest business unit of the DisCo serving the customer. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">k) If a complaint is not satisfactorily addressed, customers have a right to escalate the issue to the NERC Forum Office within the coverage area of the DisCo. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">l) Customers have the right to appeal the decision of the NERC Forum Office by writing a petition to the Commission. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">m) It is the customer’s right to contest any electricity bill. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">n) Any un-metered customer who is disputing his or her estimated bill has the right not to pay the disputed bill, but pay only the last undisputed bill as the contested bill go through the dispute resolution process of NERC. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">o) It is not the responsibility of electricity customer or community to buy, replace or repair electricity transformers, poles and related equipment used in the supply of electricity. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>4. </b><b>Obligations of Electricity Consumers</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">a) Pay bills for electricity consumed.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">b) Pay security deposit requested by the Disco and other requirements for connection stipulated by NERC.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">c) Vigilant protection of Electrical Installations. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">d) Cordiality towards electricity workers.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">e) Customer (User) compliance to the requirements of the Distribution code.</div><div style="text-align: justify;"> </div><div style="text-align: justify;">f) Pay for electricity used within the stipulated time frame. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">g) Ensure receipt of monthly electricity bills if not on prepaid meters and lodge a complaint to the DisCo serving you should you not get your bills. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">h) Ensure that metering and other electrical equipment within your premises belonging to the DisCo not tampered with, or by-passed. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">i) Notify the DisCo serving you of any tampering or bypass of electricity installations. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">j) Notify the DisCo serving you of any outstanding electricity bill before moving into new premises. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">NERC abolished Meter Maintenance Fee on the 11th day of November, 2011, by ORDER NO NERC/11/0002/11, Nigerian Electricity Regulatory Commission abolished Meter Maintenance Fee, (MMF).charged by (DISCOs).</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">NERC introduced the pre-paid meter policy in 2013 by Order 05 of 2013. This policy was to allow willing customers to pay to the Distribution Companies the cost of the meter which cost, will be discounted from the fixed charge for a duration of 2 years. The meters ought to have been supplied within a period of 45 days from the date of payment. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Due to the failure of DISCOs to supply meters to all the customers who have paid for them NERC has cancelled the prepayment policy otherwise known as “Credit Advance Payment for Metering Implementation (CAMPMI)” Scheme and has ordered that, customers who have paid for the prepaid meters but were not metered two weeks in excess of the required 45 days should be exempted from further payment of electricity bills<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn18">[18]</a>. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>G. </b><b>Platform for the Resolution of Electricity Complaints</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">A consumer or licensee has the right to file Complaints before NERC thus<b>, </b>in exercise of the Powers conferred by <b>Section 96 (2) (c)</b> and <b>(d)</b> of the <b>Electric Power Sector Reform Act 2005 (Act No. 6 of 2005) </b><b>t</b>he Commission has established the platforms and standard procedure for resolution of complaints of electricity consumers in one of its Regulation known as <b>Consumer Complaints Handling: Standard Procedure, 2006</b><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn19">[19]</a><b>. </b>This Regulation creates the Customer Complaints Unit and the Forum Office as a platform for the resolution of the complaints made by consumers. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>1. </b><b>File Complaint at the Customer Complaints Unit (CCU)</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">A Distribution Company (Disco) is required to establish a functional Customer Complaints Units to receive and resolve all complaints from customers on electricity supply within its area of operation. Complaints are required to be resolved or addressed within 15 working days of the receipt of the complaint by the Distribution Companies after which an appeal can be lodged at the Forum Office. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">This is the first platform where a consumer can lodge a complaint which must be in writing or recorded in writing if the consumer is an illiterate.<b> </b>The Commission monitors all complaints reported to the Discos on monthly basis and analysis the reports to ensure that Discos carry out their responsibilities.<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn20">[20]</a></div><div style="text-align: justify;"> </div><div style="text-align: justify;"><span style="color: red;"><b>2. </b><b>Appeal to Forum Office </b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">The Forum Office represents the next level that the electricity customers can seek redress from the non-performance of Discos in resolving their complaints. Presently NERC has established at least 1 Forum office in all the Discos to act as an Appellate body in resolving complaints from electricity customers not satisfactorily resolve by the Customer.<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn21">[21]</a></div><div style="text-align: justify;"> </div><div style="text-align: justify;"><span style="color: red;"><b>3. </b><b>Appeal to the Commission</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">Any customer dissatisfied with the decision of the Forum Office may appeal to the NERC within 10 working days. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>4. </b><b>The High Court</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">If any question of law arises from the order or decision made by the Commission, the Commission may on its own initiative or at the request of the person directly affected by such order or decision reserve the said question for the decision of the High Court<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn22">[22]</a>. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>5</b>. <b>Legal Representation</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">A person or company or organization has the authority to authorise a Legal Practitioner to represent him or her or it and act and plead on any proceedings before the Commission. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>H. </b><b>Criminal Liability</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">Section 94 of the EPSRA provides that: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">1. Any person who contravenes any provision of the EPSRA or any regulations under it commits an offence and is liable on conviction. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">2. Where no specific penalty is prescribed for an offence in the EPSRA the following will apply: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">a) a first offender is liable to a fine not exceeding one hundred thousand Naira or to imprisonment for a period not exceeding one year or to both such fine and imprisonment. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">b) for subsequent convictions, an offender is liable to a fine not exceeding five hundred thousand Naira or to imprisonment for a period not exceeding three years or to both such fine and imprisonment. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">3. An offender shall be liable on conviction to a fine not exceeding one hundred thousand Naira or to imprisonment for a period not exceeding one year or to both such fine and imprisonment where he or she: </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">a) fails or refuses to furnish a return or to supply information in the manner and in the time prescribed or furnishes a false or incomplete return or supplies false or incomplete information; or </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">b) wilfully delays or obstructs an inspector or police officer in the exercise of the powers or duties conferred or imposed upon him by or under this Act; or </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">c) fails or refuses, without reasonable cause, to give information to an inspector or a police officer when required to do so under section 95 or gives false or incomplete information; commits an offence and is Notwithstanding anything contained in any other law, any person who willfully destroys, injures or removes equipment or apparatus of a licensee commits an offence and is liable on conviction to imprisonment for a period of not less than five years and not more than seven years. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span style="color: red;"><b>I. </b><b>Conclusion</b></span></div><div style="text-align: justify;"><b> </b></div><div style="text-align: justify;">So many reforms have been carried out by various regimes and administrations in Nigeria, but there seems to be no end to the epileptic power supply, unfair and fraudulent business practices witnessed in the power sector<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn23">[23]</a>. The nature of the challenges<a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_edn24">[24]</a> faced by consumers in the power sector such as poor power supply, high electricity tariff, poor metering system, inadequately maintained transformers and cables, power fluctuation and high voltage among others if not adequately addressed by the appropriate authorities will continue to generate both evitable and inevitable disputes between electricity distribution companies (Discos) and the consumers of electricity in Nigeria. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Fortunately, however there is a statutory process and platform for the resolution of electricity complaints established by the Nigerian Electricity Regulatory Commission (NERC) as discussed in <b>Section G</b> of this <b>Akintunde Esan’s Legal Illumination</b>. Electricity consumers who have electricity power issues with distribution companies (Discos) are advised to take advantage of the said process and platform or contact Akintunde Esan or Ase Olodumare Chambers for further legal illumination on how to seek for redress. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">
<p style="margin: 0px 0px 13px; text-align: justify;"><b><span style="background: yellow; color: #7030a0; font-family: "arial black", sans-serif; font-size: 10pt; line-height: 115%; margin: 0px;">ELECTRICITY REGULATIONS, RIGHTS AND OBLIGATIONS IN NIGERIA is a legal illumination of AKINTUNDE
ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner
& Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal
Practitioners/Consultants & Chartered Mediators)</span></b></p></div><div style="text-align: justify;"><span style="background-color: yellow;"><b><br /></b></span></div><div style="text-align: justify;"><b style="line-height: 1.15;">Click to also view:</b></div><div style="text-align: justify;"><b><br /></b></div><div style="text-align: justify;"><b><a href="http://akintundeesan.blogspot.com/2018/09/meaning-of-59-legal-terms-in-nigerian.html" target="_blank">MEANING OF 59 LEGAL TERMS IN NIGERIAN ELECTRICITY LAW</a><br /></b><hr size="1" style="margin-left: 0px; margin-right: 0px;" width="33%" /><div id="edn1"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref1" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[1]</span></span></span></span></a><span lang="EN-US"> The Book of Genesis, Chapter 1 Verses 3, 4 and 5</span></span></span></div><span style="font-size: x-small;"></span></div><span style="font-size: x-small;"></span><br /><div id="edn2"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref2" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[2]</span></span></span></span></a><span lang="EN-US"><a href="https://en.m.wikipedia.org/Nigeria_Electricity_Regulatory_Commission">https://en.m.wikipedia.org/Nigeria_Electricity_Regulatory_Commission</a>(as at 14th July,2018)</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn3"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref3" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[3]</span></span></span></span></a><span lang="EN-US"> </span><span lang="EN-US" style="color: #333333;">Two (2) generatingsets were installed</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn4"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref4" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[4]</span></span></span></span></a><span lang="EN-US"> The Structure of the Nigerian Electricity Supply Industry, on-goingTransformation; Opportunities and Challenges” presented to the Public andPrivate Development Centre, Procurement Monitors Training, 19th to 21st July,2012</span></span></span></div><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><span lang="EN-US">a lead paper by Dr. Amadi,Chairman/CEO, NERC</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn5"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref5" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[5]</span></span></span></span></a><span lang="EN-US"> </span>www.nercng.org/index.php/home/nesi/403-generation</span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn6"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref6" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[6]</span></span></span></span></a>Section 32</span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn7"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref7" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[7]</span></span></span></span></a>Section 98<span lang="EN-US" style="color: #333333;">Electric Power Reform Sector Act,(EPRA) 2005</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn8"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref8" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[8]</span></span></span></span></a><span lang="EN-US"> </span><span lang="EN-US" style="color: #333333;"> 2005 enacted on March 11<sup>th</sup> 2005</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn9"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref9" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[9]</span></span></span></span></a><span lang="EN-US"> </span><span lang="EN-US" style="color: #333333;"> 2005 enacted on March 11<sup>th</sup> 2005</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn10"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref10" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[10]</span></span></span></span></a><span lang="EN-US"> </span>www.nercng.org/index.php/home/nesi/403-generation</span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn11"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref11" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[11]</span></span></span></span></a><span lang="EN-US"> www.</span>nercng.org</span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn12"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref12" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[12]</span></span></span></span></a><span lang="EN-US"> Consumer Protection Council Act CAP C25 Laws of theFederation,2004</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn13"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref13" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[13]</span></span></span></span></a><span lang="EN-US"> The Nigerian Electricity Regulatory Commission (NERC)</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn14"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref14" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[14]</span></span></span></span></a>Section 100 <span lang="EN-US" style="color: #333333;">Electric Power Reform Sector Act,(EPRA) 2005</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn15"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref15" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[15]</span></span></span></span></a><span lang="EN-US">www.</span>nercng.org</span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn16"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref16" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[16]</span></span></span></span></a><span lang="EN-US"> infra</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn17"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref17" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[17]</span></span></span></span></a><span lang="EN-US"> Section 32</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn18"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref18" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[18]</span></span></span></span></a><span lang="EN-US"> www.</span>nercng.org</span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn19"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref19" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[19]</span></span></span></span></a><span lang="EN-US"> The Response by the Nigerian Electricity Regulatory Commission(NERC) to the Query of the Senate on Fixed Charge, Estimate Billing and SundryIssues.</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn20"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref20" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[20]</span></span></span></span></a><span lang="EN-US"> Infra</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn21"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref21" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[21]</span></span></span></span></a><span lang="EN-US"> Infra</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn22"><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref22" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[22]</span></span></span></span></a><span lang="EN-US"> </span>Section 49 <span lang="EN-US" style="color: #333333;">Electric Power Reform Sector Act,(EPRA) 2005</span></span></span></div></div><span style="font-size: x-small;"></span><br /><div id="edn23"><span style="font-size: x-small;"></span><br /><div class="MsoEndnoteText"><span style="font-size: x-small;"><span style="font-family: times, "times new roman", serif;"><a href="https://www.blogger.com/blogger.g?blogID=1531695105530747959#_ednref23" title=""><span class="MsoEndnoteReference"><span lang="EN-US"><span class="MsoEndnoteReference"><span lang="EN-US" style="line-height: 115%;">[23]</span></span></span></span></a><span lang="EN-US"> Guardian Newspapers, Sunday, August 9,2015, </span>Pages 20 and 21; The Challenges of ConsumerRights in Nigeria: A Case Study in the Telecoms and Power Sector, Ebun-OluAdegboruwa, Esq, August 24,2015 at the Nigerian Bar Association 55<sup>th</sup> Annual General Conference.</span></span></div><span style="font-size: x-small;"></span></div></div><div style="text-align: justify;"><span style="font-family: times, "times new roman", serif;"><span style="font-size: small;"></span></span></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-2010740624302658372018-07-01T11:00:00.000-07:002018-11-08T13:36:54.709-08:0051 LEGAL ILLUMINATIONS OF AKINTUNDE ESAN ONLINE<!--[if !mso]>
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="39" SemiHidden="true"
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<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
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<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
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<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
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<w:LsdException Locked="false" Priority="52"
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<w:LsdException Locked="false" Priority="46"
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<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
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<w:LsdException Locked="false" Priority="51"
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<w:LsdException Locked="false" Priority="52"
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<br>
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<b>FIFTY-ONE (51) LEGAL ILLUMINATIONS OF AKINTUNDE
ESAN ONLINE</b></div>
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" width="200">The fifty-one (51) Legal Illuminations of Akintunde Esan Online are a compilation of<b> </b>selected <b>L</b>e<b>gal Illuminations of Akintunde Esan</b> </span><span style="mso-bidi-font-weight: bold;"><span style="mso-bidi-font-weight: bold;">on
some common Nigerian legal issues</span> published online between <b>2012 and 2018</b>
on his <b>Blog</b> known as </span><span style="background: yellow; color: #7030a0; font-family: "arial black" , sans-serif;">Akintunde Esan’s Legal Illumination</span><span style="mso-bidi-font-weight: bold;"> to mark his<b> fifteen</b> (15)<b> years
</b>as a <b>Barrister and Solicitor of the Supreme Court of Nigeria</b>, today, 1st of July,2018.</span></div>
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<span style="mso-bidi-font-weight: bold;">F<b>ifteen</b> (15) years<b> </b>of<b> </b></span><span style="mso-bidi-font-weight: bold;"><span style="mso-bidi-font-weight: bold;">representing
litigants in Nigerian Courts.</span></span><span style="mso-bidi-font-weight: bold;"><span style="mso-bidi-font-weight: bold;"><span style="mso-bidi-font-weight: bold;"> F<b>ifteen</b> (15) years</span> </span>as a dispute resolution Legal
Practitioner providing dispute resolution services to clients via litigation
and mediation.</span><span style="mso-bidi-font-weight: bold;"> </span><span style="mso-bidi-font-weight: bold;">F<b>ifteen</b> (15)<b> </b>years as a Legal Consultant
providing online and offline legal advice and solutions to clients on their
Nigerian legal issues and challenges. </span></div>
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<b>Fifteen</b><span style="mso-bidi-font-weight: bold;"> <b>(15) years
</b>of advising clients on legal issues arising from several commercial
transactions and matters arising from projects and businesses in the
aviation, banking, capital markets, corporate governance, corporate
structures, foreign investment, maritime, mergers and acquisitions, mining,
oil and gas, project finance, project infrastructure, immigration, obtaining
regulatory approvals and permits from governmental bodies and completion of
requisite documentation in respect of same.</span></div>
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<b>Fifteen</b><span style="mso-bidi-font-weight: bold;"> <b>(15) years
</b>of <span style="mso-spacerun: yes;"> </span>in drafting and reviewing of
legal documents and agreements on various types of contract agreements such
as Partnership Agreements, Supply Agreements, Construction Agreement,
Purchase Agreements, MOUs, Trust Agreements, Joint Venture Agreements,
Technical Service Agreements, Deed of Assignment, Land Documentation,
Management and Consultancy Agreements, Letter of Employment, Shareholders
Agreements, Software Agreements, Distributorship Agreement and various
Commercial Agreements.</span></div>
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<br></div>
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<b>Fifteen</b><span style="mso-bidi-font-weight: bold;"> (15)<b> years</b> of being a Law Resource
Person providing legal education in seminars, workshops, conferences and
institutes such as Lagos State Law Enforcement Institute (LETI). </span></div>
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<span style="mso-bidi-font-weight: bold;">Akintunde Esan is the<b> Founding Managing Partner/Principal Consultant
</b>at<b> Ase Olodumare Chambers</b>, a Law Firm in Ikeja, Lagos State
registered in 2008 and had within his <b>fifteen</b> <b>(15) years</b> of law
practice been:</span></div>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Associate
at A.O. Mohammed (SAN) & Co, Ilorin; </span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Associate
at Awomolo (SAN), Otaru (SAN) & Associates, Ikeja, Lagos;</span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Associate
at B.O. Olusola & Co, Marina, Lagos;</span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Senior
Associate at Wole Olanipekun (SAN) & Co, Ikoyi, Lagos;</span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Senior Associate at Bola Ajibola (SAN) & Co, Ikeja, Lagos; <span style="mso-spacerun: yes;"> </span></span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Lagos
Head of Chambers at Adegboyega Awomolo (SAN) & Co Lagos Office; </span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Head
Commercial and Government Relations at Adeniji Kazeem & Co Lekki,<span style="mso-spacerun: yes;"> </span>Lagos; </span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;"> Head
Litigation at Royal Heritage, Ikoyi, Lagos ; <span style="mso-spacerun: yes;"> </span></span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">Special
Counsel to the Lagos State Honourable Attorney General and Commissioner for Justice.</span></li>
</ul>
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<span style="mso-bidi-font-weight: bold;">Akintunde Esan has not only
been practicing law in the private sector but has also practiced in the
public sector as an Assistant to the Lagos State
Honourable Attorney General and Commissioner for Justice where he:</span></div>
<ul>
<li><span style="mso-bidi-font-weight: bold;">rendered
legal advice on diverse commercial, constitutional, criminal and civil laws
issues/disputes as well as <span style="mso-spacerun: yes;"> </span>legislations concerning Lagos State and
Lagos State Government; </span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">represented
the<span style="mso-spacerun: yes;"> </span>Lagos State Honourable Attorney
General and Commissioner for Justice at various conferences and occasions;</span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">prepared and filed Court processes and appeared in Court representing the
Lagos State Attorney General, Lagos State Governor and various Lagos State
MDAs;</span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">acted
as Secretary providing secretariat support in meetings involving the Lagos
State Honourable Attorney General and Commissioner for Justice;</span></li>
</ul>
<ul>
<li><span style="font-family: "symbol"; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="mso-bidi-font-weight: bold;">wrote
speeches.</span></li>
</ul>
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<span style="mso-bidi-font-weight: bold;">Akintunde Esan has been part
of justice reforms initiative in Lagos State as a Member of the Organising
Committee of the 2017 Stakeholders’ Summit on the administration of justice
in Lagos State, titled "contemporary treads: catalysts for justice sector
reform". Akintunde Esan led Ase Olodumare Chambers Law Firm in providing free
legal consultancy services to fifteen (15) Ikoyi Prison Inmates on the <b>11<sup>th</sup>
November, 2017</b>. </span></div>
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<b>Akintunde Esan’s Legal
Illumination</b><span style="mso-bidi-font-weight: bold;"> </span><span style="mso-bidi-font-weight: bold;"><span style="mso-bidi-font-weight: bold;"><span style="mso-spacerun: yes;"> </span>which is <b>an Online Legal Resource
Blog containing the legal illuminations of Akintunde Esan on the principles
of law which determine the enforceability of legal rights and obligations in
Nigeria </b>@ <b><a href="https://akintundeesan.blogspot.com/"><span style="color: red;">https://akintundeesan.blogspot.com</span></a></b></span> is a product of a
twenty-one (21) years evolution of a legal intelligence rooted in the blend
of the academic research, practice experience and street understanding of the
appropriate applicable Nigerian law to real life and live legal issues and situations
in Nigeria. Access to Akintunde Esan’s Legal Illumination Online is free
except for those who are seeking for further legal illumination. </span></div>
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<b>Akintunde Esan’s Legal
Illuminations</b><span style="mso-bidi-font-weight: bold;"> have received
recognition as a legal authority with their citation by both local and
international jurists in their articles, research projects, papers and
judgments. Click to view <span style="color: red;"><a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html"><span style="color: red; mso-bidi-font-weight: normal;">CITING OF AKINTUNDE ESAN’S
LEGAL ILLUMINATIONS BY JURISTS</span></a></span><b> <span style="mso-spacerun: yes;"> </span>or follow this link</b> <b><span style="color: red;"><a href="http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html"><span style="color: red;">http://akintundeesan.blogspot.com/2018/05/citing-of-akintunde-esans-legal.html</span></a></span></b><span style="color: red;"></span></span></div>
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<td colspan="3" style="border-top: none; border: solid #999999 1.0pt; height: 20.25pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 453.35pt;" valign="top" width="604"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8; text-align: justify;">
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<b><span style="font-size: 1.0pt; mso-bidi-font-size: 11.0pt;"><span style="mso-tab-count: 1;"> </span></span><span style="mso-spacerun: yes;"></span></b><b><span style="font-size: 2.0pt; mso-bidi-font-size: 11.0pt;"></span></b></div>
<div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-yfti-cnfc: 8; text-align: center;">
<b>FIFTY-ONE (51) LEGAL
ILLUMINATIONS OF AKINTUNDE ESAN ONLINE</b></div>
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<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; text-indent: -5.65pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 8.0pt;"><span style="mso-spacerun: yes;"> </span>S/N</span></b></div>
</td>
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<b style="mso-bidi-font-weight: normal;">TITLE</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8; text-align: center;">
<b>LINK</b></div>
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<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">1.</b></div>
</td>
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<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">MEDIATION: SETTLING DISPUTES OUT OF COURT
IN NIGERIA</span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1"><span style="color: #833c0b; mso-bidi-font-weight: normal; mso-themecolor: accent2; mso-themeshade: 128;">https://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html?m=1</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">2.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">CUSTODY OF A CHILD: WHAT THE COURT WILL
CONSIDER IN AWARDING CUSTODY OF CHILDREN IN NIGERIA </span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<br></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-court-will.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/05/custody-of-child-what-couMARRIAt-will.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">3.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="margin-bottom: 0cm;"><font color="#7030a0"><b>GROUNDS FOR GRANTING DIVORCE IN NIGERIA </b></font></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-divorcing-spouse.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/04/the-legal-grounds-for-divorcing-spouse.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">4.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">ILLUMINATION ON<span style="mso-spacerun: yes;"> </span>RAPE AND OTHER SEXUAL OFFENCES<span style="mso-spacerun: yes;"> </span>IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/12/illumination-on-sexual-offences-and.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">5.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">TENANCY LAW: 12 THINGS EVERY LANDLORD AND
TENANT IN LAGOS STATE SHOULD KNOW </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/04/tenancy-law-12-things-every-landlord.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">6.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">WHY IS GOVERNOR’S CONSENT NECESSARY FOR
ALIENATION OF LAND IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/02/why-is-governors-consent-necessary-for.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">7.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">WHO IS ENTITLED TO APPLY FOR LETTER OF
ADMINISTRATION OF ESTATE IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/04/who-is-entitled-to-letter-of.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">8.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">LAND LAW: LAND LITIGATION IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2018/04/relevant-issues-court-will-consider-in.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">9.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">HOW TO RECOVER MONEY OR ASSET LOST TO
FRAUD IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/09/how-to-recover-money-or-asset-lost-to.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">10. </b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE RELEVANCE OF A SURVEY PLAN IN LAND
LITIGATION IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/04/the-relevance-of-survey-plan-in-land.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">11.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">VISITING, STAYING, WORKING OR DOING
BUSINESS IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/08/immigration-law-how-expatriates-can_7.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 14;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">12.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">APPLICATION FOR PROBATE AND LETTERS OF
ADMINISTRATION IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2013/06/probate-and-letters-of-administration.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 15;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">13.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE LAW ON COMMON DISPUTES BETWEEN BANKS
AND THEIR CUSTOMERS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/08/banking-law-illuminations-on-bank-and.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 16;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">14.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">ENFORCING FUNDAMENTAL HUMAN RIGHTS IN
NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/04/fundamental-human-rights-in-nigeria.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="height: 42.05pt; mso-yfti-irow: 17;">
<td style="border-top: none; border: solid #999999 1.0pt; height: 42.05pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">15.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; height: 42.05pt; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE RIGHT TO BAIL AS A CONSTITUTIONAL
RIGHT IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; height: 42.05pt; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/04/the-right-to-bail-as-constitutional.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 18;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">16.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">MEDIATION: SETTLING DISPUTES OUT OF COURT
IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/10/mediation-settling-disputes-out-of.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 19;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">17.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">WHEN IS A MEDICAL DOCTOR GUILTY OF
NEGLIGENCE IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/02/when-is-medical-doctor-guilty-of.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 20;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">18.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">AVIATION LAW: REMEDIES FOR
DELAYED,DAMAGED OR LOST<span style="mso-spacerun: yes;"> </span>BAGGAGE
/COMPENSATION FOR DEATH OR INJURY OF<span style="mso-spacerun: yes;">
</span>AIRLINE PASSENGERS IN NIGERIA </span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<br></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/07/aviation-law-remedies-for.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 21;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">19.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">CONTRACT OF INSURANCE AND INSURANCE
CLAIMS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/06/8-hints-on-contract-of-insurance-and.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 22;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">20.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">MARITIME LAW: MAKING<span style="mso-spacerun: yes;"> </span>ENFORCEABLE MARITIME CLAIMS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/08/maritime-law-making-enforceable_8.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 23;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">21.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">LEGAL REMEDIES FOR INJURIES TO BODY,
PROPERTY, REPUTATION,BUSINESS OR RELATIONSHIP IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/03/legal-remedies-for-injuries-to-body.html</span></a><span class="MsoHyperlink"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 24;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">22.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">TERMINATION OF CONTRACT OF EMPLOYMENT IN
NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/10/termination-of-contract-of-employment.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 25;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">23.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE STATUS OF THE PROPERTY JOINTLY OWNED
BY A DECEASED SPOUSE AND THE SURVIVING SPOUSE IN NIGERIA </span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<br></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/04/the-status-of-property-jointly-owned-by.html</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 26;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">24.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">RE-SEALING OF THE<span style="mso-spacerun: yes;"> </span>PROBATE GRANTED OUTSIDE NIGERIA IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/06/application-for-re-sealing-of-probate.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 27;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">25.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">APPLICATION FOR GRANT OF BUSINESS PERMIT
AND EXPATRIATE QUOTA IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/03/application-for-grant-of-business.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 28;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">26.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">FIFTY-SIX SERVICES YOU NEED A LAWYER FOR
IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/11/fifty-five-services-you-need-lawyer-for.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 29;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">27.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE REQUIRED LEGAL DOCUMENTS FOR LAND<span style="mso-spacerun: yes;"> </span>IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/10/protecting-your-investment-in-landed.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 30;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">28.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">ILLUMINATIONS ON THE TORT OF DEFAMATION
IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/05/the-law-on-tort-of-defamation-in-nigeria.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 31;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">29.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">21 THINGS TO KNOW ABOUT A POWER OF
ATTORNEY IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/02/21-things-to-know-about-power-of.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 32;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">30.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">DOWNLOADING CONTRACTS AGREEMENTS AND
LEGAL DOCUMENTS ONLINE IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2017/06/downloading-contracts-agreements-and.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 33;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">31.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">LIST OF LAWS REPEALED/OMITTED FROM 2015
LAWS OF LAGOS STATE, NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/08/list-of-laws-repealedomitted-from-2015.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 34;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">32.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">ILLUMINATIONS ON CERTIFICATE OF
OCCUPANCY<span style="mso-spacerun: yes;"> </span>AND<span style="mso-spacerun: yes;"> </span>THE RIGHT OF OCCUPANCY<span style="mso-spacerun: yes;"> </span>IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/05/illuminations-on-certificate-of.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 35;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">33.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE VALIDITY OF THE SERVICE<span style="mso-spacerun: yes;"> </span>OF A COURT PROCESS SERVED AT A BRANCH
OFFICE </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2012/10/the-validity-of-service-of-court.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 36;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">34.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">REGISTRATION OF FOREIGN TECHNOLOGY<span style="mso-spacerun: yes;"> </span>IMPORTATION<span style="mso-spacerun: yes;">
</span>CONTRACTS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/07/technology-supply-or-transfer-contracts.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/07/technology-supply-or-transfer-contracts.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 37;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">35.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">3 WAYS TO SECURE YOUR PROPERTY IN THE
EVENT DEATH IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/05/3-ways-to-secure-your-property-after.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 38;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">36.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">COMPANY LAW : LEGAL ADVICE FOR COMPANIES
AND BUSINESS ORGANISATIONS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/05/company-law-legal-advice-for-companies.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 39;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">37.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">SOME<span style="mso-spacerun: yes;">
</span>ILLUMINATING THOUGHTS OF AKINTUNDE ESAN ON LAW AND SOCIAL ENGINEERING </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2016/11/some-illuminating-thoughts-of-akintunde.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 40;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">38.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">E-COMMERCE: FORMATION, VALIDITY AND
ENFORCEMENT OF ONLINE AND ELECTRONIC CONTRACTS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/09/formation-validity-and-enforcement-of.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 41;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">39.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">COPYRIGHT LAW : ILLUMINATIONS ON THE
INFRINGEMENT OF COPYRIGHT IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/05/infringement-of-copyright-in-nigeria.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 42;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">40.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE PRINCIPLES OF LAW ON THE JURISDICTION
OF COURTS OF LAW IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2013/06/the-principles-of-law-on-jurisdiction.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 43;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">41.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE EXCEPTIONS TO PUBLIC OFFICERS
PROTECTION LAW IN NIGERIA<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2013/04/the-exceptions-to-public-officers_4433.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 44;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">42.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">DRAFTING CONTRACT AGREEMENTS IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/01/drafting-your-written-contract.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 45;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">43.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">A FOREIGN COMPANY NOT REGISTERED IN
NIGERIA CAN SUE IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2013/04/a-foreign-company-not-incorporated-in.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 46;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">42.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">LITIGATION CASE MANAGEMENT </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/03/litigation-case-management.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 47;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">43.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">ADMISSIBILITY OF STATEMENTS IN DOCUMENTS
PRODUCED BY COMPUTERS<span style="mso-spacerun: yes;"> </span></span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2013/04/admissibility-of-statements-in.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 48;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">44.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">HOW TO BECOME A MEMBER OF<span style="mso-spacerun: yes;"> </span>A COMPANY IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/03/how-to-become-member-of-company-in.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 49;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">45.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">APPLICATION FOR REGISTRATION TRADE MARKS
IN NIGERIA </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2015/04/application-for-registration-trade.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 50;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">46.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">ARBITRATION AND LITIGATION IN NIGERIA:
WHEN THE COURT<span style="mso-spacerun: yes;"> </span>WILL INTERFERE IN<span style="mso-spacerun: yes;"> </span>AN ARBITRAL PROCEEDINGS </span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<br></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/08/arbitration-and-litigation-in-nigeria.html</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 51;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">47.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">THE ADMISSIBILITY OF ILLEGAL OR
IMPROPERLY OBTAINED EVIDENCE<span style="mso-spacerun: yes;"> </span>UNDER
NIGERIAN LAW OF EVIDENCE </span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<br></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2013/07/the-admissibility-of-illegal-or.html</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 52;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">48.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">LABELLING<span style="mso-spacerun: yes;">
</span>THE PRODUCT OF A COMPETITOR<span style="mso-spacerun: yes;"> </span>AS
IMITATION<span style="mso-spacerun: yes;"> </span>IS TRADE LIBEL NOT A
TRADEMARK INFRINGEMENT </span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<br></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/06/labelling-product-of-competitor-as.html</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 53;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">49.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">TENDERING OF A DOCUMENT UNDER
CROSS-EXAMINATION </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2012/11/tendering-of-document-under-cross.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 54;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">50.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;"><span style="color: #7030a0;">SUBROGATION </span></b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 163.0pt;" valign="top" width="217"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<b><a href="http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html"><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;">http://akintundeesan.blogspot.com/2014/03/httplawpavilionplus.html</span></a><span style="color: #833c0b; mso-themecolor: accent2; mso-themeshade: 128;"></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly; mso-yfti-cnfc: 8;">
<br></div>
</td>
</tr>
<tr style="mso-yfti-irow: 55; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid #999999 1.0pt; mso-border-alt: solid #999999 .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 28.05pt;" valign="top" width="37"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 0cm; margin-right: -8.05pt; margin-top: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
<b style="mso-bidi-font-weight: normal;">51.</b></div>
</td>
<td style="border-bottom: solid #999999 1.0pt; border-left: none; border-right: solid #999999 1.0pt; border-top: none; mso-border-alt: solid #999999 .5pt; mso-border-bottom-themecolor: text1; mso-border-bottom-themetint: 102; mso-border-left-alt: solid #999999 .5pt; mso-border-left-themecolor: text1; mso-border-left-themetint: 102; mso-border-right-themecolor: text1; mso-border-right-themetint: 102; mso-border-themecolor: text1; mso-border-themetint: 102; mso-border-top-alt: solid #999999 .5pt; mso-border-top-themecolor: text1; mso-border-top-themetint: 102; padding: 0cm 5.4pt 0cm 5.4pt; width: 262.3pt;" valign="top" width="350"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-element-anchor-horizontal: margin; mso-element-anchor-vertical: paragraph; mso-element-frame-hspace: 9.0pt; mso-element-top: 13.55pt; mso-element-wrap: around; mso-element: frame; mso-height-rule: exactly;">
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com2tag:blogger.com,1999:blog-1531695105530747959.post-56846441296004230682018-05-17T07:26:00.003-07:002022-08-13T11:06:56.414-07:00CITING OF AKINTUNDE ESAN’S LEGAL ILLUMINATIONS BY JURISTS<div align="justify">Akintunde Esan’s legal illumination is an <b>Online</b> <b>Legal Resource Blog </b>containing the legal illuminations of Akintunde Esan on the principles of law which determine the enforceability of legal rights and obligations in Nigeria.<br /></div><div align="justify"><br /></div><div align="justify">It is inspiring to note that, Judges, Lawyers, Law Student, Paralegals and Persons seeking for legal solutions online have found his legal illuminations very useful, insightful and helpful to the extent that, Akintunde Esan’s legal illumination has been cited by a <b>Supreme Court Judge (MOHAMMED IBRAHIM, SCJ)</b> in his Judgment<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_edn1" name="_ednref1">[1]</a> delivered in the <b>Supreme Court of Kenya </b>and by the <b>Chief Judge</b> <b>of Delta State</b><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_edn2" name="_ednref2">[2]</a>, Nigeria in his paper<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_edn3" name="_ednref3">[3]</a> delivered on the occasion of the Induction Course for newly appointed Judges/Kadis at the National Judicial Institute in Abuja on the 10<sup>th</sup> July, 2017.<br /></div><div align="justify"><br /></div><div align="justify">Given the quality of the reliability of the <b>online legal illuminations</b> of Akintunde Esan @ <a href="https://akintundeesan.blogspot.com/">https://akintundeesan.blogspot.com</a> , a lot of legal scholars, writers and journalists have also cited his<b> legal illuminations</b> as their legal authorities and references, in their writings, among them are<a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_edn4" name="_ednref4">[4]</a>:<br /></div><div align="justify"><br /></div><div align="justify"><span style="line-height: 1.15;">1) </span><b style="line-height: 1.15;">“An Essay on Public Officers Protection Act in Nigeria”</b><span style="line-height: 1.15;">, written by F.N. Ihekwe-Allagoa</span><br /></div><div align="justify"><span style="line-height: 1.15;"><br /></span></div><div align="justify"><span style="line-height: 1.15;">2) </span><b style="line-height: 1.15;">“A Critical Analysis of the Impact of TRIPS Agreement on Nigeria Copyright Law: A Case Study of the Nigerian Film Industry (Nollywood)”</b><span style="line-height: 1.15;">, written by Adebambo Odueke.</span></div><div align="justify"><span style="line-height: 1.15;"><br /></span></div><div align="justify"><span style="line-height: 1.15;">3) </span><b style="line-height: 1.15;">“The Tort of Defamation Explained”</b><span style="line-height: 1.15;">, written by Bar Alpha.</span><br /></div><div align="justify"><span style="line-height: 1.15;"><br /></span></div><div align="justify">4) Asa News Online news report titled <b>“Veteran Journalist Remanded in Prison over Defamation”</b>, reported by Funsho Akinwale.<br /></div><div align="justify"><br /></div><div align="justify">5) <b>“Liability for Online Defamation in Nigeria”</b> written by Ejide Godstime Chukwuemeka.<br /></div><div align="justify"><br /></div><div>6) <b>“Why Young Lawyers must Improve their Business Skills”</b>, reported by <b>Vanguard Newspaper on the 25<sup>th</sup> April, 2016. </b><br /></div><div><b><br /></b></div><div align="justify">7) TML INTERVIEW: The Nigerian Law School First Class Order of 2017, the Metrol Lawyer News, reported by Ogechukwu Ochuba, posted on the 27<sup>th</sup> December,2017.<br /></div><div align="justify"><br /></div><div align="justify"><span style="line-height: 1.15;">8)<b> "A Critique of the Role of the Insurance Sector in Nigeria - A </b></span><span style="line-height: 1.15;"><b>Legal Perspective"</b> written by </span><span style="line-height: 1.15;">Chigozie NWAGBARA, LL.M, </span><span style="line-height: 1.15;">Law Author & Lecturer and published in the </span>International Journal of Business & Law Research 5(4):72-83, Oct. Dec., 2017.<br /></div><div align="justify"><br /></div><div align="justify">9) Akintunde Esan at the Lex African Alliance Conference with the Lagos State Attorney General and Commissioner for Justice and Mrs. Doyin Rhodes Vivour on page 16 of <b>Thisday Newspaper of 17th April, 2017[5]</b><br /></div><div align="justify"><b><br /></b></div><div align="justify">10) "TENANCY LAW: 12 THINGS EVERY LANDLORD AND TENANT IN LAGOS STATE SHOULD KNOW" published on <b>IfeLaw Writers' Page </b>in June,2017@ www.ifelawwriters.com <b style="font-family: sans-serif; font-size: 15.13px;">[6]</b></div><div align="justify"><br /></div><div align="justify">11) I represented the Lagos State Attorney General and Commissioner for Justice at the <b>2016 World Data Privicy Day Conference</b> in Lagos <b>not as a civil servant</b> as wrongly described by <b>ITREALMS</b> in it online publication of February 1, 2016, but as a <b>private legal practitioner</b> providing <b>special legal assistance</b> to the Lagos State Attorney General and Commissioner for Justice between 2015 and 2017. </div><div align="justify"><br /></div><div align="justify"><b>ITREALMS</b> wrongly described the name of the Attorney General and Commissioner for Justice as "<b>Akeem Kazeems"</b> instead of <b>"Adeniji</b> <b>Kazeem".</b></div><div align="justify"><br /></div><div align="justify"><b>ITREALMS[7]</b> reported my representation as follows:</div><div align="justify"><br /></div><div align="justify"><div align="justify"><b>"One of the discussants at the event held at the Public Service Staff Development Centre, Magodo, Lagos, Mr. Akintunde Esan, a lawyer in the Lagos State civil service who represented the state Attorney-General and Commissioner of Justice, Hon. Akeem Kazeems, said that one could sue anyone for breach of one’s right of privacy.</b></div><div align="justify"><b><br /></b></div><div align="justify"><b>Esan also advised that people going into contractual agreements should always include the clause in respect of nondisclosure policy, especially in the employer and employee relationship.</b></div><div align="justify"><b><br /></b></div><div align="justify"><b>Talking about Cyber Crime, he also warned that anyone who disclosed any piece of information in his custody about somebody else’s personal data risks without due permission, risks a jail term of at least 10 years."</b></div><div align="justify"><b><br /></b></div><div align="justify"><b>12) "</b><span style="font-size: 22px; text-align: left;"><b>Unfair Dismissal: A Nigerian Perspective"</b> written by Beredam Fortune published by Academia.edu @</span><span style="font-size: 22px; text-align: left;"><a href="https://www.academia.edu/34327496/UNFAIR_DISMISSAL_A_NIGERIAN_PERSPECTIVE_Beredam_Fortune">https://www.academia.edu/34327496/UNFAIR_DISMISSAL_A_NIGERIAN_PERSPECTIVE_Beredam_Fortune</a></span></div>
<!--/data/user/0/com.samsung.android.app.notes/files/clipdata/clipdata_bodytext_220813_185724_162.sdocx--><div align="justify"><br /></div></div><div align="justify"><hr align="left" size="1" width="33%" /></div><div align="justify"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_ednref1" name="_edn1">[1]</a> Hon. Lemanken Aramat v. Harun Meitamei Lempaka & 2 Ors. [2014] eKLR, the Supreme Court of Kenya </div><div align="justify"><br /></div><div align="justify"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_ednref2" name="_edn2">[2]</a> Honourable Justice Marshal Umukoro </div><div align="justify"><br /></div><div align="justify"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_ednref3" name="_edn3">[3]</a> Bail and other Interlocutory Applications: Pertinent Issues for Consideration.</div><div align="justify"><br /></div><div align="justify"><a href="file:///C:/Users/Akintunde%20Esan/Documents/EAGLE/AELI%20PERFORMANCE%20REPORT/#_ednref4" name="_edn4">[4]</a> Retrieving others </div><div align="justify"><br /></div><div align="justify">[5]<span style="line-height: 16.376px;">https://issuu.com/thisdaylive/docs/170411191321-d0514a8ed3464f2280756b52fa420db0</span></div><div align="justify"><span style="line-height: 16.376px;"><br /></span></div><div align="justify"><span style="line-height: 16.376px;">[6] </span><span style="line-height: 14.5746px;">http://www.ifelawwriters.com/2017/06/tenancy-law-12-things-every-landlord.html?m=1</span></div><div align="justify"><b><br /></b></div><div align="justify">[7]https://www.itrealms.com.ng/2016/02/every-day-data-protection-day-oyedokun.html?m=1</div><div align="justify"><b><br /></b></div><div align="justify"><span style="line-height: 12.9714px;"><b>Click below to view:</b></span></div><div align="justify"><span style="line-height: 14.5746px;"><br /></span></div><div align="justify"><a href=" http://akintundeesan.blogspot.com/2018/07/fifty-one-51-legal-illuminations-of.html" target="_blank"><b>FIFTY-ONE (51) LEGAL ILLUMINATIONS OF AKINTUNDE ESAN ONLINE</b></a><span style="line-height: 14.5746px;"><br /></span></div>Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com1tag:blogger.com,1999:blog-1531695105530747959.post-29957463236972888272018-04-03T10:22:00.003-07:002020-08-16T05:21:30.657-07:00LAND LAW: LAND LITIGATION IN NIGERIA <div class="MsoNormal" style="text-align: justify;">
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<b><span style="color: red; font-family: calibri, sans-serif;">“Even if the property is built on the land of the respondents, the answer is not inself-help but in commencing a legal action to abate the trespass.”<o:p></o:p></span></b></div>
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<b><span style="color: #002060; font-family: calibri, sans-serif;">NikiTobi, J.S.C. <o:p></o:p></span></b></div>
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<b><span style="color: #002060; font-family: calibri, sans-serif;">Okochi & Ors v. Animkwoi &Ors<o:p></o:p></span></b></div>
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<b><span style="color: #002060; font-family: calibri, sans-serif;"> (2003) LPELR-2455(SC) </span></b><b><span style="color: #002060; font-family: calibri, sans-serif;">P. 18, paras. A-D<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">1.0<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">PREVIEW<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">1.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">Most Nigerians who would have invested their business capitals inbusinesses that would have been driving the economy positively are constrainedto invest their capitals in landed properties. They are so constrainedconsidering the harsh business climate in Nigeria due to high interest rate, multipletaxation, poor infrastructure and the lack of the required nationalenergy/electricity to power the Nigerian economy. In fact the 2018 GlobalCompetitiveness Report of the World Economic Forum ranked Nigeria as 125<sup>th</sup>out of 137 countries in terms of ease of doing business.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">1.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: calibri, sans-serif;">A lot of people who have invested or diverted all their life earnings orbusiness capital into investment in real estate are currently at the junctureof losing everything to fraudulent land vendors, omo-oniles, land grabbers,land scammers or fellow victims. <b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">1.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: calibri, sans-serif;">Thus, the focus of this edition of <b><span style="background: yellow; color: #7030a0;">Akintunde Esan’sLegal Illumination</span></b> is the legal remedies available to the <b>victims of fraudulent land transactions inNigeria</b> and their chances of getting theses remedies in the Court of Law inNigeria? What are the issues the Courtwill pay attention to, in deciding who is legally entitled to a landed propertyin a land dispute?<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.0<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">RELEVANTISSUES THE COURT WILL CONSIDER <o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">Here are some relevant points of law you need to know on how to secureor recover your landed property in the Court of law in Nigeria.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Ways of proving Right or Title to Land to Land in Nigeria<o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.2.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><span style="font-family: calibri, sans-serif;">Under Nigerian land law jurisprudence,<span class="apple-style-span"> ithas been consistently held by the Courts</span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn1" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[1]</span></span></span></a><span class="apple-style-span"> that there are five ways of proving title to land. A Claimantmay rely on more than one mode of proving title; if he so desires; however, onemode of proving title will suffice, if properly established to the satisfactionof the Court. The five ways of proving title to land propounded by </span>the <b><span style="color: red;">Supreme Court</span></b>in <b><span style="color: red;">Idundun v.Okumagba<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn2" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><b><span style="color: red; font-size: 12pt;">[2]</span></b></span></span></a></span></b><span class="apple-style-span"> are:-</span></span><br>
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<span style="font-family: calibri, sans-serif;"><span class="apple-style-span"><b><span style="color: red;"><o:p></o:p></span></b></span></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Traditional evidence.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">b)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Production of document of title <o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">c)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Proof of acts of ownership <o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">d)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Acts of long possession and enjoyment of the land<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">e)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">By proof of possession of adjacent land <o:p></o:p></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">ILLUMINATION ON THE FIVE WAYS OF PROVING TITLE TO LAND INNIGERIA<o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">TRADITIONAL EVIDENCE OR HISTORY ON LAND<o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> <span style="font-family: calibri, sans-serif;"></span></span></span></b></span><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">The Law, in itswisdom, allows traditional evidence, most probably, in view of the fact thatmuch of our past is practically unrecorded</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn3" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[3]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. The Clear evidence of the wisdom of the Law in this regard could befound in Section 44 of the Evidence Act (applicable at the material time; now,Section 66 of the Evidence Act, 2011) which delisted this category of evidencefrom the hear-say rule and elevated it to the status of admissible evidence</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn4" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[4]</span></span></span></span></a><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">The Courts haverecognised the obvious fact that the witnesses, who are called upon to givetraditional evidence, would not necessarily be in a position to give aneye-witness account. Invariably, such witnesses cannot speak from personalknowledge as they merely repeat the story which their ancestors had told them</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn5" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[5]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">.<b><span style="color: red;"><o:p></o:p></span></b></span></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Who can give Evidence of Traditional History?<o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.3.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">The Court ofAppeal per Ekanem, J.C.A in Abo v. Aanyam<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn6" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[6]</span></span></span></a>held that:<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<b><span style="font-family: calibri, sans-serif;"> "As to there being no onefrom the grantor's family who testified, for the appellant, it is my view thatthe evidence of DW2 (the appellant) who was shown to have been sufficientlyclose to the grantor to be in a position to testify on the history of thefounding of the land by the grantor was sufficient”. <o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.4<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">In <b>Oyekola v. Ajibade</b></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn7" title=""><b><span style="font-family: calibri, sans-serif;"><b><span style="font-size: 12pt;">[7]</span></b></span></b></a><b><span style="font-family: calibri, sans-serif;"> Adekeye, JCA</span></b><span style="font-family: calibri, sans-serif;">, as he then was, held that traditional history:<o:p></o:p></span></div>
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<b><span style="font-family: calibri, sans-serif;">"... is given by witnesses who by their close association,interaction or special relationship with the land owing family areknowledgeable enough to give cogent and relevant traditional evidence inrespect of ownership of the land." </span></b><br>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.5<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Relevant Issues in Evidence of Traditional History <o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.1.5.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">Where a party relies on traditional evidence or history to prove title to land he is obligedto plead and prove</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn8" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[8]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;"> – <b><span style="color: red;"><o:p></o:p></span></b></span></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span></span><!--[endif]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">who founded theland.<o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">b)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span></span><!--[endif]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">how the land wasfounded. <o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">c)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span></span><!--[endif]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">the names andparticulars of successive owners of the land through whom he claims. <o:p></o:p></span></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">DOCUMENTARY EVIDENCE<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">A Claimant canestablish his title to land in dispute by production of documents of title</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn9" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[9]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;"> </span></span><span style="font-family: calibri, sans-serif;">Such documents of title must be duly authenticated in that their due execution mustbe proved unless they are produced from proper custody in circumstances whichgives rise to the presumption of due execution in the case of documents whichare 20 years old or more at the date of the transaction<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn10" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[10]</span></span></span></a>.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">However where the Plaintiff relies on and tenders documents of title ashis source of title, the Court has the inevitable duty to inquire on thefollowing questions:<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Whether the document of title is genuine and valid;<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">b)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Whether it has been duly executed, stamped and registered;<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">c)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Whether the grantor had the authority and capacity to make the grant;<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">d)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Whether in fact the grantor had what he purported to grant; and<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">e)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Whether it has the effect claimed by the holder of the instrument.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">It therefore means that, the mere production of a document of title,even though valid on its face, will not necessarily carry with it automaticrelief by grant of the declaration of title sought. The Court will have tosatisfy itself by taking into consideration the above enumerated factors.<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn11" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[11]</span></span></span></a><o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2.4<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Relevant Land Documentary Evidence<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2.4.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="font-family: calibri, sans-serif;">The means of</span></b><span style="font-family: calibri, sans-serif;"><b> acquisition of a land determinesthe necessary legal documentary evidence:</b></span><b><span style="color: red; font-family: calibri, sans-serif;"><o:p></o:p></span></b></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif; font-size: 10pt; line-height: 150%;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="font-family: calibri, sans-serif;">Purchase- </span></b><span style="font-family: calibri, sans-serif;">Purchase Receipt, Deed ofAssignment.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif; font-size: 10pt; line-height: 150%;">c)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="font-family: calibri, sans-serif;">Devolution- </span></b><span style="font-family: calibri, sans-serif;">Testate – Will/Probate orIntestate - Letter of Administration.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif; font-size: 10pt; line-height: 150%;">d)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="font-family: calibri, sans-serif;">Gift orGrant - </span></b><span style="font-family: calibri, sans-serif;">Deed ofGrant or Gift.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif; font-size: 10pt;">e)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="font-family: calibri, sans-serif;">Allotment offamily or communal land - </span></b><span style="font-family: calibri, sans-serif;">TraditionalEvidence or Minutes of Meeting.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif; font-size: 10pt; line-height: 150%;">f)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;"><b>Saleor Purchase on behalf of another - </b>Power of Attorney<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif; font-size: 10pt; line-height: 150%;">g)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="font-family: calibri, sans-serif;">Proof ofIdentity and location of the land - </span></b><span style="font-family: calibri, sans-serif;">Survey Plan</span><br>
h) <b> Statutory Right of Occupancy </b>- Certificate of Occupancy <span style="font-family: calibri, sans-serif;"><br></span><br>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">2<b>.<span style="color: red;">3.2.4.2</span></b><span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Investing</span><span style="color: #262626; font-family: calibri, sans-serif;"> your hard earnedmoney in a land or landed property without the necessary legal documentaryevidence is holding a timed bomb in your hand. Legal protection of yourproperty is to have <b><u>all the necessary legal documentary evidence</u></b> that,guarantees and protects your right to <b>exclusiveownership or exclusive possession</b> of your property. </span><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.2.4.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Due Diligence - Verification of the Status</span></b><span style="color: red; font-family: calibri, sans-serif;"> <b>of Landed Property<o:p></o:p></b></span></div>
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<!--[if !supportLists]--><span style="color: red;"><span style="font-family: calibri, sans-serif;">2.3.2.4.3.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span></span><!--[endif]--><span style="color: #262626; font-family: calibri, sans-serif;">Also,investing your hard earned money in a land or landed property without firstconducting due diligence on the legal status of the property is financialsuicide. </span><span style="font-family: calibri, sans-serif;">Conductingdue diligence is to verify the legal status of the property you intend topurchase before purchasing it. Due diligence is best done by professionals. Duediligence includes:</span><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Conducting searches in the Land Registry: </span></b><span style="font-family: calibri, sans-serif;">To knowwhether the land is encumbered e.g. mortgaged.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">b)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><b><span style="color: red; font-family: calibri, sans-serif;">Chartingof Survey Plan at the Office of the Surveyor-General</span></b><b><span style="color: #262626; font-family: calibri, sans-serif;">: </span></b><span style="color: #262626; font-family: calibri, sans-serif;">To verify whether the land hasbeen acquired by Government or the right of occupancy has been revoked or hasthe right setback. </span><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<b><span style="font-family: calibri, sans-serif;"><span style="color: red;">For further legal illumination on the necessary relevant documentary evidence for your landand the verification of the Status</span></span></b><span style="font-family: calibri, sans-serif;"><span style="color: red;"> </span><b><span style="color: red;">ofLanded Property you may contact</span> <span style="background: yellow; color: #7030a0;">Akintunde Esan</span><span style="color: #7030a0;"> </span>or <span style="background: yellow; color: #7030a0;">Ase Olodumare Chambers</span>.<o:p></o:p></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">ACTS OF OWNERSHIP<o:p></o:p></span></b></div>
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<span style="font-family: calibri, sans-serif;">Proofof acts of ownership in and over the land in dispute such as selling, leasing,making grant or farming on it or a portion thereof extending over a sufficientlength of time, numerous and positive enough to warrant the inference that theperson exercising such proprietary acts is the true owner of the land. <span class="apple-style-span">It should be noted, however, that acts of ownership canonly rest on a proved title. Valid title is a 'quo warranto' for acts ofownership.</span><span class="MsoEndnoteReference"><!--[if !supportFootnotes]--><span class="MsoEndnoteReference"><span style="font-size: 12pt;"><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn12" title="">[12]</a></span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn12" title=""></a></span><span class="apple-style-span"><o:p></o:p></span></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It is now well settled that in a case of competing claims for title,except in cases in which the issue is which side has succeeded in provingnumerous and positive acts of ownership spreading over a sufficiently long timeto warrant an inference of ownership</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn13" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[13]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. <o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.3.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">When Acts can qualify as Acts of Ownership.<o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">When a party's root of title is pleaded as, say a grant, or a sale orconquest, etc, that root has to be established first and any consequential actsfollowing therefrom can then properly qualify as acts of ownership. In otherwords, acts of ownership are done because of and in pursuance of the ownership</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn14" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[14]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. </span></span><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.4<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">ACTS OF LONG POSSESSION AND ENJOYMENT OF THE LAND<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.4.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">Proof by acts of long possession and enjoyment of the land which primafacie may be evidence of ownership not only of the particular piece of landwith reference to which such acts are done, but also of other land so situateand connected there with by locality or similarity that the presumption under <b>Section 143 of Evidence Act</b><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn15" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[15]</span></span></span></a>,applies and the inference can be drawn that what is true of the one piece ofland is likely to be true of the other piece of land.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.4.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">In <b>Mogaji v. Cadbury Nig. Ltd</b><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn16" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[16]</span></span></span></a>,it was held<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn17" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[17]</span></span></span></a>:-<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Once a party pleads and traces the root of his title to a particularperson or family he must establish how that person also came to have titlevested in him. He cannot ignore the proof of his overlord’s title and rely onlong possession.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">b)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Long possession does not confer title on a party where another traceshis title to the true owners, unless such possession is of such a nature as tooust the title of the true owner by acquiescence<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn18" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[18]</span></span></span></a>.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">c)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Long possession can only be used to defeat a claim for declaration oftitle and trespass and not to establish a claim for declaration of title anddamages for trespass against the true owners.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">d)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">Possession being nine points of the law, the attitude of the courts hasbeen to move in to protect it<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn19" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[19]</span></span></span></a>.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">e)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: calibri, sans-serif;">It cannot be lost sight of that possession resides in the Claimant thatestablishes a better title<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn20" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[20]</span></span></span></a>.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.5<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">PROOF OF POSSESSION OF CONNECTED OR ADJACENT LAND<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.5.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">Proof of possession of connected or adjacent land in circumstancesrendering it probable that the owner of such connected or adjacent land wouldin addition be the owner or the land in dispute.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.5.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Possession and Presumption of Ownership<o:p></o:p></span></b></div>
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<span style="font-family: calibri, sans-serif;">Whenthe question is whether any person is owner of anything of which he is shown tobe in possession, the burden of proving that he is not the owner is on theperson who affirms that he is not the owner<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn21" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[21]</span></span></span></a>.<span class="apple-style-span">It is generally said that possession raises apresumption of ownership but, such presumption cannot stand when another personproves a good title</span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn22" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[22]</span></span></span></a><span class="apple-style-span">. <o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.5.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Trespassto Land<span class="apple-style-span"> and Possession</span></span></b><span class="apple-style-span"><b><span style="color: #000099; font-family: calibri, sans-serif;"><o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It is trite that the wrong of trespass toland is to without lawful justification</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn23" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[23]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">:<o:p></o:p></span></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">Generally speaking, as a claim for trespassto land is rooted in exclusive possession, all a Plaintiff need to prove isthat he has exclusive possession, or he has the right to such possession, ofthe land in dispute but once a Defendant claims to be the owner of the land indispute, title to it is put in issue, and in order to succeed, the Plaintiffmust show a better title than that of the Defendant</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn24" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[24]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">.<o:p></o:p></span></span></div>
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<span style="font-family: calibri, sans-serif;">A trespass to land is an entry upon land or any direct and immediateinterference with the possession of land. The comprehensive way of describing atrespass is to say that the defendant broke and entered the Plaintiff's closeand did damage, and it follows that in order to maintain an action for trespassthe Plaintiff must have a present possessory title, an owner of land who islegally entitled to possession not being competent to maintain an action fortrespass before entry<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn25" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[25]</span></span></span></a>.<o:p></o:p></span></div>
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<span style="font-family: calibri, sans-serif;">Where indeed both parties are in a field claiming possession thepossession being disputed, trespass will be at the suit of that one who canshow that the title is in him<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn26" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[26]</span></span></span></a>.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.3.5.4<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Claimin an Action for Trespass and Claim for Recovery of Possession<o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">A claim in an action for trespass to landpresupposes that the Plaintiff is in possession, actual or constructive, of theland in dispute at the time of the trespass and that the trespasser defendantcannot by the mere fact of his entry unto the land secure lawful possession. <o:p></o:p></span></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">On the other hand, a claim for recovery ofpossession postulates that the Plaintiff is not in possession at the time ofthe action and that he was once in possession but is at the time of the actionseeking to be restored to possession of the land</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn27" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[27]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">.<o:p></o:p></span></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">The claims for damages for trespass and forrecovery of possession are self-contradictory and should not be joinedtogether, as one postulates that the Plaintiff was in possession at therelevant time, while the other suggests he was not</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn28" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[28]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. <o:p></o:p></span></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.3.5.5<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Limitation</span></b><span style="color: red; font-family: calibri, sans-serif;"> <b>Period for making Claims on Land<o:p></o:p></b></span></div>
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<span class="ListParagraphChar"><span style="font-family: calibri, sans-serif;">By virtue of the Limitation Laws</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn29" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[29]</span></span></span></span></a><span class="ListParagraphChar"><span style="font-family: calibri, sans-serif;"> in Nigeriaand the Limitation Act, a right of action for recovery of land is extinguishedtwelve years after the date on which the cause of action accrued.</span></span><span style="font-family: calibri, sans-serif;"> <o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">RELEVENTS POINTS OF LAW ON THE DECLARATION OF TITLE TO LAND IN NIGERIA<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Identity of Land<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn30" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><b><span style="color: red; font-size: 12pt;">[30]</span></b></span></span></a><o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.1.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">Proof of identityof a piece of land in dispute is of utmost importance if any success is to beattained in any land suit. A Plaintiff seeking for declaration of title to landhas a cardinal duty to show, with certainty, the area of land being claimed andto which he wants the order of court to relate to; failure to do so, the entirecase is at the risk of being dismissed<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn31" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[31]</span></span></span></a>.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">When it is not Necessary<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.2.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">The position ofthe law is that survey plan is not necessary where there is proper identification of the land in dispute vide thepleadings and evidence<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn32" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[32]</span></span></span></a>.<b> </b>Where the land in dispute is known toboth parties or is clearly ascertainable whether form the averments in pleadingor otherwise and its area, exact location and precise boundaries on the groundare either unmistakably and appropriately pleaded or are admitted oracknowledged by the defendant, the non-production in evidence of the survey planof such land cannot be a matter of great moment and does not disentitle the Plaintifffrom maintaining an action in respect of title, trespass or injunction oversuch land<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn33" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[33]</span></span></span></a>. <b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">When it is necessary</span></b><br>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.3.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="font-family: calibri, sans-serif;">I</span></b><span style="font-family: calibri, sans-serif;">t issettled law that where the identity of the land in dispute is in dispute, thereis need to produce a survey plan particularly if the facts produced in evidencecannot establish, with certainty, the identity of the said land<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn34" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[34]</span></span></span></a>.Where parties file different plans on both side, it will be the duty of the partywho disputes the identity of the land (and who wants to succeed), to file a <b>composite plan</b> where that becomesnecessary or as the court may order direct at the trial. The purpose of filinga composite plan is to fix and delimit the land in dispute<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn35" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[35]</span></span></span></a>.</span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.4.4<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Credible Evidence on the Root of the Title of Predecessor </span></b></span><span class="apple-style-span"><b><span style="color: #000099; font-family: calibri, sans-serif;"><o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">The law is clearthat it is not enough for a Plaintiff seeking a declaration of title to land tolead evidence to trace his title to a particular person. He must go beyond thatto establish by credible evidence the root of that person's title otherwisetitle will not be declared in him.</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn36" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[36]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.4.5<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Evidence on the Nature of Title to Land<o:p></o:p></span></b></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">In line with thedecision in <b>Bassey v. Pamol Nigeria Ltd</b></span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn37" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[37]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">, and a host of other authorities, in order for a Plaintiff to succeedin a claim for declaration of title to land, the Court must be satisfied as to:<o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">a.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="font-family: calibri, sans-serif;">The precise nature of the title claimed, that is whether it is the titleby virtue of original ownership, Customary grant, conveyance, sale underCustomary law, long possession or otherwise; and<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: calibri, sans-serif;">b.<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><span style="font-family: calibri, sans-serif;">Evidence establishing title, of the nature claimed.<o:p></o:p> Where the claim is based on traditional evidence, in order to qualify asreliable traditional testimony, a party relying on same must plead the name ornames of the founder of the land and those after him, the person the landdevolved to and the last successor, without leaving any gaps<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn38" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[38]</span></span></span></a>. </span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.4.6<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">How Declaration of Title to Land is decided<o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">Civil casesincluding declaration of title to land are decided on balance of probabilities.Before a judge comes to a decision as to which evidence he accepts and whichevidence he rejects, he should first of all put the totality of the evidenceadduced by both parties on each side of the imaginary scale. He will thenassess which is heavier, not by the number of witnesses called by each partybut the quality or the probative value of the testimony of those witnesses</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn39" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[39]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">.</span></span><span style="font-family: calibri, sans-serif;"> <o:p></o:p></span></div>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.4.7<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Weakness of the Defendant’s Case<o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It is settled lawthat in an action for declaration of ownership to land, party claiming ownershipof the land must succeed on the strength of his case and not on the weakness ofthe other party's case. Where this onus is not discharged, the weakness of theother party's case will not help him and the proper judgment is for the otherparty</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn40" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[40]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. <o:p></o:p></span></span></div>
<span style="font-family: calibri, sans-serif;">To succeed in acase for declaration of title, a party must establish the method by which heacquired the said title; ownership of land cannot be claimed without firstestablishing that ownership<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn41" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[41]</span></span></span></a>.<span class="apple-style-span">The Claimant must prove to the satisfaction of theCourt that he has a better title than the defendant</span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn42" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[42]</span></span></span></a><span class="apple-style-span">.</span></span><br>
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<!--[if !supportLists]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">2.4.8<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b></span><!--[endif]--><span class="apple-style-span"><b><span style="color: red; font-family: calibri, sans-serif;">Standard of Proof in Declaration of Title to Land<o:p></o:p></span></b></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It has even beennoted that in a claim for a declaration of title to land the standard of proofby a Plaintiff is on a balance of probabilities</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn43" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[43]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">.<o:p></o:p></span></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.5<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">RELEVANT STATUTORY AND REGULATORY REQUIREMENTS ON LAND IN NIGERIA<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">2.5.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">The following are the basic statutory and regulatory requirements thatare relevant in Court in land litigation:</span><br>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif; font-size: 10pt;">a)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">The Contract of Sale of a Land orLanded Property must be in Writing: </span></b><br>
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<b><span style="color: red; font-family: calibri, sans-serif;"><o:p></o:p></span></b></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It must, however, be pointed out that it isnot a prerequisite under the traditional laws, that sale of land shall beevidenced in writing. It suffices that the purchase price of the land is paidby the purchaser, and the purchaser must be let into possession by the vendorin the presence of witnesses</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn44" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[44]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">.</span></span></div>
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<!--[if !supportLists]--><span style="color: red; font-family: calibri, sans-serif; font-size: 10pt;">b)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">An Unstamped Title Document cannotbe tendered in Court as Evidence</span></b><span style="font-family: calibri, sans-serif;">.</span><br>
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<span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It must beborne in mind that there are two categories of inadmissible evidence. </span></span><span style="font-family: calibri, sans-serif;">Evidence that is absolutely inadmissible inlaw which is not within the competence of the parties to admit by consent orotherwise. It is a document which is by law inadmissible<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn45" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[45]</span></span></span></a><o:p></o:p></span></div>
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<span style="font-family: calibri, sans-serif;">The second class of inadmissible evidence<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn46" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[46]</span></span></span></a>is, for example, a document which is admissible in law but upon fulfillingcertain conditions, parties may by consent admit it notwithstanding theconditions not being fulfilled e.g. the admission of unstamped instrumentrequired to be stamped<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn47" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[47]</span></span></span></a>.</span><br>
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<span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: red; font-family: calibri, sans-serif; font-size: 10pt;">c)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Certificate of Occupancy</span></b><br>
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<span style="font-family: calibri, sans-serif;">Confers astatutory right of occupancy which overrides any counter claim to the landunless held otherwise by the court. <span class="apple-style-span">A certificateof occupancy does not stop the court from enquiring into the validity orexistence of title of the person asserting possession before the issue of the certificate. Thus,</span></span><span class="apple-style-span"><span style="font-family: calibri, sans-serif;"> in Ekpechi v.Owhonda</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn48" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[48]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">, it was held that where a party woefully failed to prove his root oftitle, the statutory right of occupancy declared in his favour was withoutfoundation whatsoever and must be set aside.</span></span><span class="apple-style-span"><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></span></div>
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<span style="font-family: calibri, sans-serif;">The<span class="apple-style-span"> mere issuance or acquisition of a certificate ofoccupancy does not and cannot confer title in respect of a parcel of land itpurports to cover where no such title either existed or was available to betransferred.</span><o:p></o:p></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">It is clear from the provisions of section 34of the Land Use Act that any person without title to a parcel of land inrespect of which a certificate of occupancy is issued acquire no right orinterest which he did not have before the certificate</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn49" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[49]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. <o:p></o:p></span></span></div>
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<span class="apple-style-span"><span style="font-family: calibri, sans-serif;">A certificate of occupancy does not stop thecourt from enquiring into the validity or existence of title of the person assertingpossession before the issue of the certificate. This is the weakness acertificate of occupancy issued in such circumstances as it is never associatedwith title</span></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn50" title=""><span class="MsoEndnoteReference"><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><span style="font-size: 12pt;">[50]</span></span></span></span></a><span class="apple-style-span"><span style="font-family: calibri, sans-serif;">. </span></span><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: red; font-family: calibri, sans-serif; font-size: 10pt;">d)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Governor’s Consent</span></b><br>
<b><span style="color: red; font-family: calibri, sans-serif;"> </span></b><b><span style="font-family: calibri, sans-serif;"> </span></b><span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<span style="font-family: calibri, sans-serif;">Underthe Land Use Act,<b> </b></span><span style="font-family: calibri, sans-serif;">the consentof the Governor of a State must be obtained before any Assignment, Lease orMortgage of an interest in land in a State in Nigeria can be recognised asvalid in law.</span><br>
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<span style="font-family: calibri, sans-serif;"><o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: red; font-family: calibri, sans-serif; font-size: 10pt;">e)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Registrationof Title Documents with the Registrar of Title </span></b><br>
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<span style="font-family: calibri, sans-serif;">Any document affecting land -except a Will - must be registered. An unregistered title document is notadmissible in Court as evidence of legal title except an equitable title.<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="color: red; font-family: calibri, sans-serif; font-size: 10pt;">f)<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">Approval of Building Plans</span></b></div>
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<span style="font-family: calibri, sans-serif;">Under the Lagos State Urban and Regional Planning and Development Law,<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn51" title=""><span class="MsoEndnoteReference"><b><span class="MsoEndnoteReference"><b><span style="font-size: 12pt;">[51]</span></b></span></b></span></a><b> a </b>building erected without a Planning Permit and Certificate of Completion and Fitness for Habitation may be demolished upon compliance with statutory condition precedents.<o:p></o:p></span></div>
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<b><span style="color: white;">Legal Remedies for Threat to Right of Ownership or Enjoyment of Land</span></b><o:p></o:p></div>
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<tr style="height: 43.65pt;"> <td style="background: rgb(255, 192, 0); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 43.65pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="text-align: justify;">
<b>Sue for</b><o:p></o:p></div>
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<b>Trespass to</b><o:p></o:p></div>
<div class="MsoNormal" style="text-align: justify;">
<b>Land</b><o:p></o:p></div>
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Where another without lawful justification or without your invitation or permission:<o:p></o:p></div>
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(a)Enters upon your land, or<o:p></o:p></div>
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(b) Remains upon your land, or<o:p></o:p></div>
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<br></div>
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(c) Directly places or projects any material objects upon your land. <o:p></o:p></div>
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You can sue for trespass to your land.<o:p></o:p></div>
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<tr style="height: 42.3pt;"> <td style="background: rgb(251, 202, 162); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 42.3pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="text-align: justify;">
<b>Sue for</b><o:p></o:p></div>
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<b>Recovery of</b><o:p></o:p></div>
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<b>Possession</b><o:p></o:p></div>
<div class="MsoNormal" style="text-align: justify;">
<b>of Land</b><o:p></o:p></div>
</td> <td style="background: rgb(251, 202, 162); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 42.3pt; padding: 0cm 5.4pt; width: 370.95pt;" valign="top" width="495"><div class="MsoNormal" style="text-align: justify;">
A person who has been in exclusive possession of land but was wrongly dispossessed is entitled to sue for recovery of possession. In Nigeria, a right of action for recovery of land is extinguished twelve years after the date on which the cause of action accrued.<o:p></o:p></div>
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<tr style="height: 33.3pt;"> <td style="background: rgb(255, 192, 0); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 33.3pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="margin-right: -0.9pt; text-align: justify; text-indent: -0.9pt;">
<b>Declaration of</b><o:p></o:p></div>
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<b>Title to Land</b><o:p></o:p></div>
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Where there is a conflict in claim of ownership of a land, the Claimant with proof of title can sue for declaration of title i.e. for the court to pronounce the person who has proved his title to the land as the one with the exclusive right to the land. <o:p></o:p></div>
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<tr style="height: 32.85pt;"> <td style="background: rgb(251, 202, 162); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 32.85pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="text-align: justify;">
<b>Nominal Damages</b><o:p></o:p></div>
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Money claimed by or ordered to be paid to a person as compensation for trespassing on the Claimant’s land or infringing on the Claimant’s right of ownership.<o:p></o:p></div>
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<b>Special</b><o:p></o:p></div>
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<b>Damages</b><o:p></o:p></div>
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Compensation for financial loss suffered as a result of trespass.<o:p></o:p></div>
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<tr style="height: 29.7pt;"> <td style="background: rgb(251, 202, 162); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 29.7pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="text-align: justify;">
<b>Specific Performance</b><o:p></o:p></div>
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The court may order or compel the party who breached contract of sale of land to perform the contract by making a decree of specific performance.<o:p></o:p></div>
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<b>Injunction</b><o:p></o:p></div>
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Perpetual injunction restraining the trespasser from further trespassing on the land<o:p></o:p></div>
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<tr style="height: 7.65pt;"> <td style="background: rgb(251, 202, 162); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 7.65pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="text-align: justify;">
<b>Compensation<o:p></o:p></b></div>
</td> <td style="background: rgb(251, 202, 162); border-bottom: 1pt solid rgb(249, 176, 116); border-left: none; border-right: 1pt solid rgb(249, 176, 116); border-top: none; height: 7.65pt; padding: 0cm 5.4pt; width: 370.95pt;" valign="top" width="495"><div class="MsoNormal" style="text-align: justify;">
You are entitled to claim for compensation for the compulsory acquisition by the Government of a land covered by a Certificate of Occupancy.<o:p></o:p></div>
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<tr style="height: 7.65pt;"> <td style="background: rgb(255, 192, 0); border: none; height: 7.65pt; padding: 0cm 5.4pt; width: 85.5pt;" valign="top" width="114"><div class="MsoNormal" style="text-align: justify;">
<b>Will<o:p></o:p></b></div>
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If you are bothered about the fate of your landed property in case of death, contact a lawyer to prepare you a Will.<o:p></o:p></div>
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<span class="apple-style-span"><b><span style="font-family: calibri, sans-serif;">It is settled law that a Plaintiff can succeed on a claim for damages for trespass and injunction even where his claim for a declaration of title fails</span></b></span><a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_edn52" title=""><span class="MsoEndnoteReference"><b><span style="font-family: calibri, sans-serif;"><span class="MsoEndnoteReference"><b><span style="font-size: 12pt;">[52]</span></b></span></span></b></span></a><span class="apple-style-span"><b><span style="font-family: calibri, sans-serif;">.</span></b></span><b><o:p></o:p></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">3.0<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span style="color: red; font-family: calibri, sans-serif;">CONCLUSION<o:p></o:p></span></b></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">3.1<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">Owning a landed property generally in Nigeria could be out of thenecessity to have a permanent personal or family place of residence or abusiness decision to invest in landed properties or the prestige of beingcalled a landlord. The dream of having a permanent personal or family place ofresidence or of being a landlord or reaping the fruits of investment in landedproperty is being frustrated by some unscrupulous persons, estate agents, landvendors and real estate companies who are taking undue advantage of innocentprospective landed property purchasers, who eventually stand the risk of losing themoney paid for the property and not getting the property purportedly sold tothem.<b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">3.2<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: calibri, sans-serif;">The starting point of securing or recovering properties via litigationis to get a <b>Lawyer sound in Nigerian land law and jurisprudence</b> involved in theprocess of purchasing and documentation of land transactions, this is the groundworkthat will determine the winning or losing a land litigation. <b><span style="color: red;"><o:p></o:p></span></b></span></div>
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<!--[if !supportLists]--><b><span style="color: red; font-family: calibri, sans-serif;">3.3<span style="font-family: "times new roman"; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: calibri, sans-serif;">On <b>further illumination</b> onhow to secure or recover a disputed landed property in Court in any State inNigeria, you advised to contact <b style="background-color: yellow;"><span style="color: #4c1130;">Akintunde Esan</span></b> or <b>Ase Olodumare Chambers</b>. <b>Akintunde Esan</b> is a <b>Litigation/Commercial Lawyer</b>. He is the <b>Managing Partner/ Principal Consultant</b> at <b>Ase Olodumare Chambers</b>, based in Lagos, Nigeria.<b><span style="color: red;"><o:p></o:p></span></b></span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 1cm; text-align: justify; text-indent: -1cm;"><br></div><div class="MsoNormal" style="text-align: justify;"><div><p style="margin: 0px 0px 13px;"><b><span style="background: yellow; color: #7030a0; font-family: "arial black", sans-serif; font-size: 10pt; line-height: 15.3333px; margin: 0px;">LAND LAW: LAND LITIGATION IN NIGERIA is a legal illumination of AKINTUNDE ESAN known as The LEGAL ADVISER ONLINE. Akintunde Esan is the Managing Partner & Principal Consultant @ ASE OLODUMARE CHAMBERS (Legal Practitioners/Consultants & Chartered Mediators)</span></b></p></div></div><div class="MsoNormal" style="text-align: justify;">
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<a href="https://akintundeesan.blogspot.com.ng/2015/05/illuminations-on-certificate-of.html?m=0" target="_blank"> ILLUMINATIONS ON CERTIFICATE OF OCCUPANCY AND THE RIGHT OF OCCUPANCY IN NIGERIA </a></div>
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<a href="https://akintundeesan.blogspot.com.ng/2017/02/why-is-governors-consent-necessary-for.html?m=0" target="_blank">WHY IS GOVERNOR’S CONSENT NECESSARY FOR ALIENATION OF LAND IN NIGERIA </a></div>
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<a href="https://akintundeesan.blogspot.com.ng/2017/04/tenancy-law-12-things-every-landlord.html?m=0" target="_blank">TENANCY LAW: 12 THINGS EVERY LANDLORD AND TENANT IN LAGOS STATE SHOULD KNOW </a></div>
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<a href="https://akintundeesan.blogspot.com.ng/2015/02/21-things-to-know-about-power-of.html?m=1" target="_blank"> 21 THINGS TO KNOW ABOUT A POWER OF ATTORNEY IN NIGERIA </a></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref2" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[2]</span></span></span></a> (1976) 9- 10 S.C. p.227<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref3" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[3]</span></span></span></a> <span class="apple-style-span">Dike and Ors v. Nzeka and Ors (supra) 12, paragraphs A -F.</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref4" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[4]</span></span></span></a> <span class="apple-style-span">Obasi and Anor v. Onwuka and Ors (supra)</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref5" title=""><span class="MsoEndnoteReference"><span style="font-size: 10pt;"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[5]</span></span></span></span></a><span style="font-size: 10pt;"> <span class="apple-style-span">Per Nweze, J.S.C. (Pp.15-17, Paras. A-B) Sogunro & Ors v.Yeku & Ors (2017)</span><o:p></o:p></span></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref6" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[6]</span></span></span></a> (2017)(P. 21, Paras. B-E) <span class="apple-style-span">LPELR</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref7" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[7]</span></span></span></a> (2004) 17NWLR (PT.902) 354, 381,<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref8" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[8]</span></span></span></a> SeeNruamah v. Ebuzoeme (2013) 1 SCNJ 128; <span class="apple-style-span">per Ekanem,J.C.A. (Pp. 19-20, Paras. E-A) Abo v.Aanyam</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref9" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[9]</span></span></span></a> <span class="apple-style-span">Ilona vs. Idakwo (2003) 12 MJSC 35 at 54</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref10" title=""><span class="MsoEndnoteReference"><span style="font-size: 10pt;"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[10]</span></span></span></span></a><span style="font-size: 10pt;"> Thompson v Arowolo (2003) 7 NWLR (Pt. 818) p. 126 at208.<o:p></o:p></span></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref11" title=""><span class="MsoEndnoteReference"><span style="font-size: 10pt;"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[11]</span></span></span></span></a><span style="font-size: 10pt;"> Romaine v. Romaine (1992) 4 NWLR (Pt. 238) p. 650;Akinduro v. Alaya (2007) All FWLR (Pt. 381) p.1653 at 1665; Ngene v. Igbo(2000) 4 NWLR (Pt. 651) p.131; Lawson & Anor v. Ajibulu & Ors (1997) 6NWLR (Pt. 507) p. 14 and Okunowo v. Molajo All FWLR (Pt. 590) p.1386 at1396-1397. See also Ashiru v. Olukoya (2006) 11 NWLR (Pt. 990) p.1." PerTsammani, J.C.A. (Pp. 30-31, Paras. D-F) Oke v. Ogidi & Ors <o:p></o:p></span></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref12" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[12]</span></span></span></a> SeeFasoro v. Beyioku & Ors. (1988) 2 NWLR (Pt.76) 263." Per FABIYI,J.C.A. (P.39, Para.A) Popoola v. Balogun & Ors. (2006) LPELR-5420(CA)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref13" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[13]</span></span></span></a>Buraimoh v. Bamgbose (1989) 3NWLR (Pt.109) Pg 352 at 367 Para.C – D, Per UwaisJSC.<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref14" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[14]</span></span></span></a> SeeFasoro v. Beyioku (1998) 2 NWLR (Pt. 76) 263; Adedeji v. Oloso [2007] 5N.W.L.R. (Pt. 1026) 133 at 178 Paras. D - E (SC) Per Mohammed JSC.<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref15" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[15]</span></span></span></a> 2011<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref16" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[16]</span></span></span></a> (1985)2 NWLR (pt 7) 393<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref17" title=""><span class="MsoEndnoteReference"><span style="font-size: 10pt;"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[17]</span></span></span></span></a><span style="font-size: 10pt;"> Per Peter-Odili, J.C.A.(as she then was) (Pp. 21-22,paras. B-C) Adekanye v. Grand Services Ltd (2007) LPELR-4047(CA)<o:p></o:p></span></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref18" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[18]</span></span></span></a> SeeThomas v. Holder 12 WACA 78; Da Costa v. Ikomi (1968) 1 All NLR 394,<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref19" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[19]</span></span></span></a> See Udev. Nwara (1993) 2 NWLR (pt 277) 638; Obikoya & Sons Ltd v. Governor ofLagos State (1987) 1 NWLR (pt 50) 385.<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref20" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[20]</span></span></span></a> SeeAkinternwa v. Oladunjoye (2000) 4 SCNJ 149<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref21" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[21]</span></span></span></a> Section143 of Evidence Act, 2011.<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref22" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[22]</span></span></span></a> PerIbekwe, J.S.C. (P.13, Para.D) Sanya v. Johnson (1974) LPELR-3011(SC)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref23" title=""><span class="MsoEndnoteReference"><span style="font-size: 10pt;"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[23]</span></span></span></span></a><span style="font-size: 10pt;"> Adamu v. Leedo Presidential Motel Ltd & Anor(2015) LPELR-25918(CA) <span class="apple-style-span">Bamgbade v. Balogun (1994)1 NWLR (Pt 323) 718; Per Abiru, J.C.A.(P. 32, Paras. A-C)</span><o:p></o:p></span></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref24" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[24]</span></span></span></a> MTNNigeria Communications Ltd v. Emegano<o:p></o:p></div>
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(2016) LPELR-41090(CA) Per Agube, J.C.A. (Pp. 68-70,Paras. F-A)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref25" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[25]</span></span></span></a> Wallisv. Hands (1893) 2 Ch.75<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref26" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[26]</span></span></span></a> PerAgbaje JSC. Ayinde v. Salawu (1989) 3NWLR (Pt.109) P. 297 at 316 Pars. C – E<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref27" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[27]</span></span></span></a> Carrena& Ors. v. Arowolo & Ors. (2008) LPELR-833(SC), Per Tabai, J.S.C. (P.19, Paras. B-E)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref28" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[28]</span></span></span></a> <span class="apple-style-span">Ekpan & Anor. v. Agunu Uyo & Ors. (1986)LPELR-1085(SC) Per Aniagolu, J.S.C. (P.39, Paras.A-C) </span>Alhaji J. Aromire& 2 Ors. V. J. J. Awoyemi (1972) 1 All N.L.R. (Pt. 1) 101; Anthony OdunukweV. The Administrator- General, East Central State (1978) I SC. 25 At 32<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref29" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[29]</span></span></span></a> S. 16(2) (A), 17 & 21 of the Limitation Law CAP. L67 Laws of Lagos State.<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref30" title=""><span class="MsoEndnoteReference"><span style="font-size: 10pt;"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[30]</span></span></span></span></a><span style="font-size: 10pt;"> </span><a href="https://akintundeesan.blogspot.com.ng/2014/the-relevance-of-survey-plan-in-land.html?m=1"><b><span style="font-size: 10pt;">The Relevanceof a Survey Plan in Land Litigation in Nigeria</span></b></a><span style="font-size: 10pt;">, by Akintunde Esan, <b>Akintunde Esan’s Legal Illumination</b> @ https://akintundeesan.blogspot.com.ng/2014/the-relevance-of-survey-plan-in-land.html?m=1<o:p></o:p></span></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref31" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[31]</span></span></span></a> SeeBaruwa v. Ogunsola 4 WACA 159; Elias v. Omobare (1982) 5 S.C. 25; Awere v.Lasoju (1975) N.M.L.R. 100 and Sangosanya v. Salawu (1975) N.M.L.R. 27.<o:p></o:p></div>
</div>
<div id="edn32">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref32" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[32]</span></span></span></a> Usungv. Nyong (2010)2 NWLR (Pt. 1177) 83 at 112, paras. A-B;. Kyari v. Alkali (2001)5SC (Pt.II) 192<o:p></o:p></div>
</div>
<div id="edn33">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref33" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[33]</span></span></span></a> Oshodiv. Eyifunmi (2000) 7 SC (Pt.1)145<o:p></o:p></div>
</div>
<div id="edn34">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref34" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[34]</span></span></span></a> see Kyanv. Alkali (2001) 11 NWLR (Pt. 724) 412; Odefeso v. Coker (1999) 1 NWLR (Pt.588) 654.<o:p></o:p></div>
</div>
<div id="edn35">
<div class="MsoEndnoteText">
<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref35" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[35]</span></span></span></a> Igwe v.Kalu (2002) 4 MJSC 99 AT 131 para. F.<o:p></o:p></div>
</div>
<div id="edn36">
<div class="MsoEndnoteText">
<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref36" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[36]</span></span></span></a> . PerUwaifo J.S.C. (P.48, paras. B-C) Olohunde & Anor V. Adeyoju (2000)LPELR-2586(SC)<o:p></o:p></div>
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<div id="edn37">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref37" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[37]</span></span></span></a> (2009) 6 NWLR (Pt. 1136) 36 at 59<o:p></o:p></div>
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<div id="edn38">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref38" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[38]</span></span></span></a> SeeFayemi V Awe (2009) 15 NWLR (Pt. 1164) 315 at 340." Per SANKEY, J.C.A.(Pp. 23-24, Paras. C-A) Falke v. Billiri Local Govt Council & Ors (2016)LPELR-40772(CA)<o:p></o:p></div>
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<div id="edn39">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref39" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[39]</span></span></span></a> .Mogaji v. Odofin (1978) 4 SC 91; Mogaji v. Cadbury (Nig) Ltd. (1985) 2 NWLR (pt.7)pg.393; Adeleke v. Asani (1994) 1 NWLR (Pt.322) pg.536; Okoko v. Dakolo (2006)14 NWLR (Pt.1000) pg.401; Elewuju v. Onisaadu (2000) 3 NWLR (Pt.647) pg.95; Momoh& Ors. v. Umoru & Ors. (2011) LPELR-8130(SC) Per Adekeye, J.S.C.(Pp.74-75, paras.F-B)<o:p></o:p></div>
</div>
<div id="edn40">
<div class="MsoEndnoteText">
<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref40" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[40]</span></span></span></a> Lawalvs Akande (2009) 2 NWLR (Pt.1126) 425, Chukwu Vs Amadi (2009) 3 NWLR (Pt.1127)56, Usung v. Nyong (2010) 2 NWLR (Pt.1177) 83, Ogunjemila vs Ajibade (2010) 11NWLR (Pt 1206) 559.<o:p></o:p></div>
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<div id="edn41">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref41" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[41]</span></span></span></a> FasoroVs Beyioku (1988) 2 NWLR (Pt.76) 263, Nwofor Vs Nwosu (1992) 9 NWLR (Pt.264)229, Oyeneyin v. Akinkugbe (2010) 4 NWLR (Pt.1184) 265.<o:p></o:p></div>
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<div id="edn42">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref42" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[42]</span></span></span></a> PerAbiru, J.C.A. (Pp. 28-29, Paras. B-E) Jagaba & Ors v. Umar (2016)LPELR-40466(CA)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref43" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[43]</span></span></span></a> See thecases of Aderemi v Adedire 1960 N.M.L.R. 400 at 402. Kaiyaoja Vs Egunla (1974)12 SC 55, Abaye v. Ofili (1936) 1 NWLR (Pt.15) 134, Akintola Vs Solano (1986) 2NWLR (Pt.24) 298, Eyo Vs Onuoha (2011) 11 NWLR (Pt.1257) 1, Momoh Vs Umoru(2011) 15 NWLR (Pt.1270) 217,per Agbaje, J.S.C. (P. 24, para. A) Nwadike &Ors. V. Ibekwe & Ors. (1987) LPELR-2087(SC)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref44" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[44]</span></span></span></a> PerOrji-Abadua, J.C.A. (Pp. 21-22, paras. C-C) Mustapha v. Abubakar & Anor.(2010) LPELR-4567(CA)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref45" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[45]</span></span></span></a> SeeJames v. Mid Motors (1978) 11- 12 SC 31, Minister v. Azikiwe (1969) 1 All NLR49, Kale v. Coker (1982) 12 SC 252.<o:p></o:p></div>
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<div id="edn46">
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref46" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[46]</span></span></span></a> <span class="apple-style-span">It is also the law, in the latter case, where a partyfails to object to the admission of an inadmissible evidence, at the trial, hecannot be allowed to raise an objection at the appeal stage unless the evidencewas absolutely legally inadmissible see (1976) 9 - 10 SC 179</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref47" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[47]</span></span></span></a>See Etim v. Ekpe (1983) 1SCNLR 120, (1983) NSCC 86; Igbodim v. Obianke (1976) 9- 10 SC 179.<span class="apple-style-span"> Shittu v. Fashawe (2005)LPELR-3058(SC)Per Musdapher, J.S.C. (Pp.19-20, Paras.G-E)</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref48" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[48]</span></span></span></a> (1998)3 NWLR (Pt. 543) 618 at 635; Per Mshelia, J.C.A. (P. 22, paras. E-F) Fajimi v.Suberu & ORS. (2012) LPELR-8005(CA)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref49" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[49]</span></span></span></a> <span class="apple-style-span">Kyari v Alkali (2001) SC (Pt 11) 192; Ogunleye v Oni(1990) 2 NWLR (Pt 135) 745.</span><o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref50" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[50]</span></span></span></a> PerSalami, J.C.A. (Pp.12-13, Paras.G-C) Boye Industries Limited & Anor. v.Adisa Sowemimo (2009) LPELR-8858(CA)<o:p></o:p></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref51" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[51]</span></span></span></a> <b>2010 </b><b><span style="font-family: tahoma, sans-serif;"><o:p></o:p></span></b></div>
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<a href="file:///C:/Users/Akintunde%20Esan/Desktop/LAND%20LAW%20%20HOW%20TO%20RECOVER%20YOUR%20LAND%20IN%20COURT%20IN%20NIGERIA%203.docx#_ednref52" title=""><span class="MsoEndnoteReference"><span class="MsoEndnoteReference"><span style="font-family: "times new roman", serif; font-size: 10pt;">[52]</span></span></span></a> See Oluwiv. Emiola ( 1967) NMLR 339 at p. 340; Adegbete v. Ogunfaolu (1990) 4NWLR(Pt.146) 578 at p. 597A and Ojibah v. Ojibah (1991) 5 NWLR (Pt.191) 296 at p.314. Per Uwais, J.S.C. (P. 27, Paras. C-D) Osafile v. Odi (1994) LPELR-2784(SC)<o:p></o:p></div>
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-36633417788051666302018-03-02T11:21:00.000-08:002018-03-02T11:29:00.702-08:00MY PASSION <div style="text-align: justify;">
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Akintunde Esan (The Legal Adviser Online)http://www.blogger.com/profile/13152826375738558379noreply@blogger.com0tag:blogger.com,1999:blog-1531695105530747959.post-44140014628490400872018-01-29T19:59:00.000-08:002018-03-02T11:30:19.106-08:00WELCOME TO 2018 LEGAL SERVICES YEAR<br />
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<span style="background-color: magenta;"></span><b><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: purple;"><span style="color: yellow;">Akintunde Esan<br />Managing Partner/ Principal Consultant</span></span><br /><span style="background-color: #4c1130;"><span style="color: yellow;"><span style="background-color: purple;">ASE OLODUMARE CHAMBERS </span></span></span></span></b><br />
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